Home
Search results “First time home buyers rates”
What Are FHA Home Loan Requirements? | FHA First Time Home Buyer Requirements
 
04:07
What Are FHA Loan Requirements? | FHA Mortgage Loan Requirements Apply for a loan today at http://www.lenderfunnel.com/ FHA loans provide great assistance to many first time home buyers by offering mortgage loans with lower down payments. While this is a benefit for many people, recent changes in policy may have put the loans just out of reach for some would-be homeowners with questionable credit history. Minimum credit scores for FHA loans depend on the type of loan the borrower needs. To get a mortgage with a down payment as low as 3.5 percent, the borrower needs a credit score of 580 or higher. Those with credit scores between 500 and 579 must make down payments of at least 10 percent. Benefits of an FHA Loan The reason why FHA loans are so popular is because borrowers that use them are able to take advantage of benefits and protections unavailable with most traditional mortgage loans. Loans through the FHA are insured by the agency, so lenders are more lenient. For many home buyers, using an FHA loan can really make the difference between owning your dream house comfortably or turning it into a financial nightmare. The FHA provides a wealth of benefits for applicants that qualify, so make sure you're making full use of them. Home ownership rates in America continue to increase at a steady rate due in a large part to the implementation of FHA home loans more than seventy years ago. Over the years, FHA has helped Americans gain the financial independence that comes with owning a home. By creating jobs and reasonable mortgage rates for the middle class, financing military housing, and producing housing for the low income and the elderly, FHA has helped Americans become some of the best housed people in the world with over 73 million Americans currently owning their own homes. HOW IT WORKS By serving as an umbrella under which lenders have the confidence to extend loans to those who may not meet conventional loan requirements, FHA's mortgage insurance allows individuals to qualify who may have been previously denied for a home loan by conventional underwriting guidelines. FHA loans benefit those who would like to purchase a home but haven't been able to put money away for the purchase, like recent college graduates, newlyweds, or people who are still trying to complete their education. It also allows individuals to qualify for a FHA loan whose credit has been marred by bankruptcy or foreclosure. NUTS AND BOLTS The most popular FHA home loan is the 203(b). This fixed-rate loan often works well for first time home buyers because it allows individuals to finance up to 97 percent of their home loan which helps to keep down payments and closing costs at a minimum. The 203(b) home loan is also the only loan in which 100 percent of the closing costs can be a gift from a relative, non-profit, or government agency. Subscribe to my YouTube Channel Apply for a loan today at http://www.lenderfunnel.com/ What Are FHA Loan Requirements? | FHA Mortgage Loan Requirments
Views: 129313 Lender Funnel
First Time Home Buyer BEST MORTGAGE DEALS When Buying a House | First Time Home Buyer Loan Programs
 
07:46
Thanks to Sean Glennon of The Glennon Group at Home Savings & Trust Mortgage for hosting this video. Connect with Sean below: Sean Glennon The Glennon Group Sr. Vice President/Partner Office: 703-766-4630 www.hstmortgage.com www.seanglennonloans.com sglennon at hstmortgage.com Real Estate Continuing Education Online Classes: https://goo.gl/Cr4Tpf Looking for a real estate agent in your city? I have a network of top producing agents around the country. Email me and I can put you in contact with an agent in your area [email protected]ndo.com Real estate agent and Realtor Matt Leighton sits down with VP and Partner of Home Savings & Trust Mortgage Sean Glennon to talk about the best mortgage deals for first time home buyers. Subscribe for more real estate videos: http://www.youtube.com/subscription_center?add_user=themattleighton First Time Home Buyer - Best Mortgage Deals Timestamps 0:16 - What is the best home loan program for a first time home buyer? 1:10 - If you are a Veteran, what is the best loan program for you? 3:00 - Are buyers purchasing homes with low-downpayment programs only to re-financing out of the loan once they purchase the home? 4:35 - What does it take to be eligible for a grant program? 5:51 - Out of the last 100 first time home buyers that you've worked with, what has been the most popular mortgage program? Fannie Mae Home Ready Loan Program https://www.fanniemae.com/singlefamily/homeready Find Matt here: https://instagram.com/TheMattLeighton https://www.snapchat.com/add/mpleighton https://www.facebook.com/TheMattLeighton https://twitter.com/TheMattLeighton https://www.linkedin.com/in/TheMattLeighton MY EQUIPMENT LINKS TO AMAZON The camera I use - https://goo.gl/3n13gS The lens I use - https://goo.gl/hS8a1s The mic I use - https://goo.gl/kSeu8J The memory card I use - https://goo.gl/t4wdXj The camera flash I use - https://goo.gl/pi2gmj The gimbal I use - https://goo.gl/xKMj8t The gorilla pod I use - https://goo.gl/jLLL5q The intervalometer I use - https://goo.gl/EV2KWo The iPad I use - https://goo.gl/G9onPp Business inquires [email protected] Matt Leighton - Arlington VA Real Estate Agent Matt [at] Orange Line Condo dot com Century 21 Redwood Realty 1934 Wilson Blvd Arlington, VA 22201
Views: 19109 Matt Leighton
How Much Home Can You Afford with an FHA Loan | BeatTheBush
 
13:31
You make X a year. You want to find out how much home you can buy at maximum. Let me show you how to do that when you are okay with getting an FHA loan. Get a free audiobook and 30-day trial. Even if you cancel, you keep the book. Support my channel by signing up to help me make more videos like this: http://www.audibletrial.com/BeatTheBush . Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush Get a free audiobook and 30-day trial. Even if you cancel, you still keep the book and you still support my channel for signing up. Support my channel by signing up to help me make more videos like this: http://www.audibletrial.com/BeatTheBush Credit Card for Starters Who Should NEVER Get a Credit Card: https://youtu.be/aNYZkMgTyb0 Only Use Credit or Only Use Debit: https://youtu.be/J0ZRgBIG39Q Credit Card Basics How Credit Card Calculates Interest: https://youtu.be/0Z2nWQdqa2A How Credit Card Grace Periods Work: https://youtu.be/8WuH3-PsjCA Difference Between Credit Card Inactivity and 0% Utilization: https://youtu.be/rtfJMZf_IrM Credit Card Statement Closing Date vs. Due Date: https://youtu.be/3-knvT7JbTk Does Canceling Credit Cards Affect Credit Score: https://youtu.be/jYGZukw5i-Q Can You Afford a No Limit Credit Card: https://youtu.be/sdAh7hzgJoU Credit Card Balance Transfer Hack: https://youtu.be/F2Foqg2ZTEw Credit Score Less Than 700 Maximize Credit Score while in College: https://youtu.be/pxGECoQoLLA Build Credit Fast with a $500 Credit Limit: https://youtu.be/attQKzngqoE How to Pay off Credit Card Debt: https://youtu.be/XY8YSPapnF8 How to Build Credit with Bad Credit or No Credit [w/ Self Lender]: https://youtu.be/RNXutBGAnlM How to Boost Your Credit Score Within 30 Days: https://youtu.be/LyBjciz4-zg Credit Score More Than 700 How to Increase Credit Score from 700: https://youtu.be/MCFKNBcyAWs 740+ is Not Just For Show: https://youtu.be/1fGcpxurzgU My Credit Score: 848, How to get it Part 1: https://youtu.be/dEZLZQXRBjQ My Credit Score: 848, How to get it Part 2: https://youtu.be/Y6-SB35C7Pc My Credit Score: 848 - Credit Card Hacks and How I got it: https://youtu.be/8Xz3hi3VWfM Advanced Credit Card Tricks How to get a Business Credit Card: https://youtu.be/S3srld5_l5Y Keep 16 Credit Cards Active: https://youtu.be/yAzkEK8Y6E8 Rejected for a New Credit Card with 826 Credit Score: https://youtu.be/66O505Oj5e4 Make Credit Cards Pay You Instead: https://youtu.be/wKMJdX1fQJA Credit Card Low Balance Cancellation $2 per mont [Still Works]: https://youtu.be/2DJjfvcMCcg Cash Back Are Credit Card Points Taxable?: https://youtu.be/Tw90h8I5JNk How to Churn Credit Cards: https://youtu.be/uw__fl38Dk4 Best Cash Back Credit Cards for 2017: https://youtu.be/e_uJweUsiDk 5% Cash Back on Everything: https://youtu.be/q9g_rySm_tI Always get 11% Off Amazon Gift Cards and Amazon Hacks: https://youtu.be/vbv6Rj2uUr4 Max Rewards: What's in My Wallet: https://youtu.be/cmJDFcbjFho How I Make 200 Dollars in 10 Minute [Hint: Credit Card Bonus]: https://youtu.be/pegq4G7ZhTI When Your Best Cash Back Card Gets Cancelled: https://youtu.be/pe7OuqxGi9M Amex Blue Cash Preferred vs. Everyday Effective Cash Back on Groceries: https://youtu.be/3ezD_QwS5e0 Double Dip Groceries Cash Back with Safeway Just for U: https://youtu.be/7kBl0W_L29U Milk the Barclays Cashforward Card for the MOST Cash Back: https://youtu.be/qf2gvrk6Evo Other Channels: BeatTheBush DIY: https://www.youtube.com/BeatTheBushDIY
Views: 109022 BeatTheBush
Are There Better Rates for First Time Home Buyers?
 
02:47
http://LeahCoss.ca Hi everyone, how are you? Its Leah Coss with "Mortgage Center" Really, really quick video for you for first time home buyers because this is a very common question because there are some misconceptions on what exactly are the benefits of being a first time home buyer and many of you think that being a first time home buyer means that you get a better interest rate. Unfortunately that is one hundred percent false. OK? As a first time home buyer there is no difference in your interest rate. Where you get the benefits is, if you want to use your R S P's as a down payment you can pull out up to $25, 000 for whoevers on title that is a first time homebuyer, you can pull out $25, 000 tax free. Now you have to pay that money back over the course of 15 years but, that's a nice benefit for you. People who are not first time homebuyers do not get that luxury. They get taxed on any dollars they take out of their R S P's. The second benefit is, if you buy a house under $425, 000 you get to save all of your property transfer tax. What is your property transfer tax? Well on a $400, 000 home, just for buying it and putting your name on title, it would cost you $6, 000 on a $400, 000 home OK? So, being a first time homebuyer obviously that a fabulous benefit that's saving a lot of money in your pocket. Now if you buy a house over 450 though, and yes, I know I left out $25, 000 there, there is a sliding scale between 425 and 450, but if you buy a house for over $450, 000, you have to pay all of your property transfer tax whether you are a first time home buyer or not OK? But there's really just two main benefits of being a first time home buyer. There are also first time home buyer grants and stuff like that, but that's all taken care of after you've actually got the home. In terms of qualifying, the two benefits are R S P's for down payment, and your property transfer tax savings. That's It. You don't get to save on interest rate. So if you have any other questions about being a first time home buyer or want some of the basics on mortgage info, definitely check out the categories on the side there, there's one for first time home buyers, click on that, or even the "back to basics" or "basic mortgage info" category. That's going to give you a lot of information that you can take away, and hopefully learn from, of course as well if you have any questions or if you would like to be pre approved as a first time home buyer to see what you qualify for so you can start shopping for a new home, give me a call, I'm always happy to help. Leah Coss with the "Mortgage Center."
Views: 1574 MortgagesInVancouver
Hidden Costs When Buying a House | Top 10 HIDDEN Fees When Purchasing a House
 
14:12
Hidden Costs When Buying a House | Top 10 HIDDEN Fees When Purchasing a House. Real estate agent and Realtor Matt Leighton talks about the top 10 hidden fees that buyers come across when purchasing a home. Real Estate Continuing Education Online Classes: https://goo.gl/Cr4Tpf Looking for a real estate agent in your city? I have a network of top producing agents around the country. Email me and I can put you in contact with an agent in your area [email protected] Subscribe for more real estate videos: http://www.youtube.com/subscription_center?add_user=themattleighton Top 10 Hidden Fees When Buying a House | Timestamps 1:01 - Home inspection. Due upfront. Cost: ~$500 3:00 - Appraisal. Due upfront. Cost: ~$450 3:40 - Earnest Money Deposit (EMD). Deposited upfront. Cost: ~1.5% - 3% of the sales price. 4:37 - Title insurance. Due at closing. Cost: ~$2,000 (price varies) 6:33 - County transfer tax. Due at closing. Cost: ~$350 (price varies) 7:29 - State transfer tax. Due at closing. Cost: ~.0025 * Sales price (this is for Virginia. Check with your state to find the transfer tax) 9:02 - Property tax. Due at closing. Price varies. Check with your local jurisdiction. 9:58 - Homeowner's insurance premium. Due at closing. Cost: ~$1,000 10:29 - HOA Transfer Fee. Due at closing. Cost: $100 - $300. 11:15 - Title services. Due at closing. Cost: ~$550. 12:57 - Condo move-in fee. Due at closing. Cost: ~$100 - $300. MY EQUIPMENT LINKS TO AMAZON The camera I use - https://goo.gl/3n13gS The lens I use - https://goo.gl/hS8a1s The mic I use - https://goo.gl/kSeu8J The memory card I use - https://goo.gl/t4wdXj The camera flash I use - https://goo.gl/pi2gmj The gimbal I use - https://goo.gl/xKMj8t The gorilla pod I use - https://goo.gl/jLLL5q The intervalometer I use - https://goo.gl/EV2KWo The iPad I use - https://goo.gl/G9onPp Business inquires [email protected] Find Matt here: https://instagram.com/TheMattLeighton https://www.snapchat.com/add/mpleighton https://www.facebook.com/TheMattLeighton https://twitter.com/TheMattLeighton https://www.linkedin.com/in/TheMattLeighton Matt Leighton - Arlington VA Real Estate Agent Matt [at] Orange Line Condo dot com Century 21 Redwood Realty 1934 Wilson Blvd Arlington, VA 22201 https://www.youtube.com/watch?v=K3o4rwczZy0
Views: 85078 Matt Leighton
First Time Home Buyer Programs | Down Payment Grants
 
07:29
Videos to help with Mortgage related questions: This channel is for those looking for the Facts behind Everything Mortgages: APPLY NOW www.TheMortgageUpdate.net Where can I get the best Mortgage Interest Rate: https://youtu.be/q9IBiK1ejEc How can I refinance: https://youtu.be/bAWhE0Y1wn4 DO I qualify for a VA Home Mortgage https://youtu.be/mZRL9yN8BpI Whats the qualifications for an FHA Loan https://youtu.be/XdBUMzSEUts Should I use a Mortgage Broker or the Mortgage Company on TV https://youtu.be/SFaxSoe0owE Are there any Special programs for 1st Time Home Buyers https://youtu.be/2-MEvQnPvdw What is my TRUE CREDIT Score https://youtu.be/r7yWgzESZpA 1st Time Home Buying Mistakes https://youtu.be/2-MEvQnPvdw How to get your Credit Report for FREE https://youtu.be/oeae8J7L0F0 What is a USDA Home Mortgage Loan https://youtu.be/BhJxbQazUJk To APPLY NOW http://1160mortgage.com/applynow Follow me on Facebook for Daily updates on Rates, Programs https://www.facebook.com/TheMortgageUpdate Please leave any comments on any question you may have or a VIDEO you would like to see
Views: 1457 Dan Frio
#9 Rate Shopping First-time Buyer MORTGAGE STRATEGIES with Josh Mettle
 
16:02
See how Josh Mettle leveraged Mortgage Coach to educate a first-time home buyer who was shopping with 7 different lenders. Josh empowers the client to make an informed decision about the best strategy to keep their monthly payment around $1,800 and best leverage their $30,000 in savings. He helped her analyze 4 different strategies 1) with MI 2) without MI 3) buyout MI 4) interest rate buydown. + Check out Josh's First-time Buyer Total Cost Analysis https://mcedge.tv/1cdum7 Watch and share the MORTGAGE STRATEGIES playlist https://www.youtube.com/playlist?list=PLBHqQMQUzLLh2MYNviL-inqUUUaY0rFEE This MORTGAGE STRATEGIES playlist is a priceless resource for new loan officers and even America's best get value and takeaways from this collection of top producers sharing how they are using Mortgage Coach make mortgage advice a competitive advantage. LEAD CONVERSION PLAYBOOK https://www.linkedin.com/pulse/lead-conversion-playbook-mortgage-coach-dave-savage/?published=t _____ Sign up for Demo at http://mortgagecoach.com/demo Subscribe to our YouTube channel to learn the real-world scripts, strategies and success secrets from top Producers and Leaders: https://www.youtube.com/MortgageCoach... Follow Us Online Here: Facebook: https://www.facebook.com/mortgagecoach Instagram: https://www.instagram.com/mortgagecoach/ Website: http://mortgagecoach.com/
Views: 1187 MortgageCoach
How to Get a Mortgage in Canada - Mortgage Math #1 with Ratehub.ca
 
04:12
http://www.ratehub.ca - If you want to get a mortgage in Canada, you first need to qualify. True North Mortgage Broker James Laird explains what lenders look at to qualify homebuyers. 0:31 Factor 1: Credit Score 0:57 Factor 2: Down Payment 2:58 Factor 3: Debt Service Ratios ABOUT MORTGAGE MATH: Whether you're a first-time homebuyer or a veteran homeowner, learning the ins and outs of the home buying process and the Canadian mortgage market can be a big undertaking. Produced by Ratehub.ca and The Loop by Sympatico.ca, Mortgage Math is an all-new video series dedicated to giving viewers all of the information and tools needed to navigate through the world of mortgages and homeownership. Featuring some of Ratehub.ca's best and brightest partners, you'll not only learn about seven different aspects of the home buying process -- like how to qualify for a mortgage, compare fixed and variable rates, and calculate CMHC insurance -- but also follow along as our experts perform the related calculations in real-time on a whiteboard. WATCH THE OTHER MORTGAGE MATH VIDEOS: 1. How to Get a Mortgage in Canada - http://youtu.be/_mEp2ucQBy0 2. How to Calculate Debt Service Ratios - http://youtu.be/wz3qSoBGjp0 3. The RRSP Home Buyers' Plan - http://youtu.be/f5iz26AflGI 4. Fixed and Variable Mortgage Rates - http://youtu.be/2Ru3ejpFS3o 5. How to Calculate CMHC Insurance - http://youtu.be/GncRSX7BUvM 6. How to Calculate Land Transfer Tax - http://youtu.be/xOf2dASV5nw 7. Mortgage Payment Options in Canada - http://youtu.be/auS2HWiWD9w
Views: 39568 Ratehub.ca
The RRSP Home Buyers' Plan - Mortgage Math #3 with Ratehub.ca
 
03:52
See today's best mortgage rates from the Big Banks and brokers at http://www.ratehub.ca The RRSP Home Buyers' Plan (HBP) helps first-time homebuyers use their RRSPs to buy a home in Canada. Toronto-based realtor Lauren Haw shows us how. 0:31 Eligibility for the RRSP Home Buyers' Plan 1:39 RRSP Repayments 2:23 Underpayment: Paying Less Than Your Minimum 2:53 Overpayment: Paying More Than Your Minimum ABOUT MORTGAGE MATH: Whether you're a first-time homebuyer or a veteran homeowner, learning the ins and outs of the home buying process and the Canadian mortgage market can be a big undertaking. Produced by Ratehub.ca and The Loop by Sympatico.ca, Mortgage Math is an all-new video series dedicated to giving viewers all of the information and tools needed to navigate through the world of mortgages and homeownership. Featuring some of Ratehub.ca's best and brightest partners, you'll not only learn about seven different aspects of the home buying process -- like how to qualify for a mortgage, compare fixed and variable rates, and calculate CMHC insurance -- but also follow along as our experts perform the related calculations in real-time on a whiteboard. WATCH THE OTHER MORTGAGE MATH VIDEOS: 1. How to Get a Mortgage in Canada - http://youtu.be/_mEp2ucQBy0 2. How to Calculate Debt Service Ratios - http://youtu.be/wz3qSoBGjp0 3. The RRSP Home Buyers' Plan - http://youtu.be/f5iz26AflGI 4. Fixed and Variable Mortgage Rates - http://youtu.be/2Ru3ejpFS3o 5. How to Calculate CMHC Insurance - http://youtu.be/GncRSX7BUvM 6. How to Calculate Land Transfer Tax - http://youtu.be/xOf2dASV5nw 7. Mortgage Payment Options in Canada - http://youtu.be/auS2HWiWD9w
Views: 43283 Ratehub.ca
BUYING FIRST HOME IN 2018? THIS IMPACTS HOME AFFORDABILITY | Persinger Group Real Estate Expertise
 
02:32
Buying First Home In 2018... but waiting to save up some more money for your down payment or pay off some debt so you can "afford" more home? Home buying tips and advice if you're buying your first home in 2018. Darin Persinger real estate broker of http://persingergroup.com and shares the one thing you should know if you're buying a home in 2018. If you're asking real estate questions like: Should you buy a home in 2018 or wait? What are mortgage interest rates going to do in 2018? Will 2018 be a good time to buy a house? Should you buy a house in 2018? Should you buy or rent in 2018? Will home prices drop in 2018? Is there a real estate bubble? If you're buying a home in 2018 there is one important thing you should know that will impact your home purchase that most first time home buyers don't consider or think about enough. How much mortgage interest rates impact home affordability. Mortgage Interest Rates. Check mortgage interest rates here https://www.bankrate.com/finance/mortgages/current-interest-rates.aspx Contact us at http://persingergroup.com for a list of homes that have had the price reductions and we’ll also get you setup to get new listing alerts. SEARCH FOR LOCAL HOMES http://persingergroup.com/buying LIKE PERSINGER GROUP http://facebook.com/persingergroup Darin Persinger is a KW Everett state of Washington real estate broker.
Views: 2350 PersingerGroup
5 percent mortgage rates are good for first-time home buyers, expert says
 
02:00
Matt Graham, chief of operations with Mortgagenewsdaily.com, discusses mortgage rates hitting 5% and the impact on housing.
Views: 231 CNBC Television
Beginners' guide to mortgages - MoneyWeek investment tutorials
 
13:50
A property mortgage is the biggest debt most of us will ever take on. So choosing the right one is vital. Tim Bennett explains the basics of mortgages and highlights the main pitfalls to avoid.
Views: 337140 MoneyWeek
Mortgage Payment Breakdown and Explanation for First Time Home Buyers
 
08:05
One of the most revealing things to new Home Buyers is discovering their mortgage payment is not like their rent payment. There are different factors in it that can change depending o the house you buy, some of these affect how much you can write off and even fluctuate your monthly payment. I spent a lot of time and work on this one because I feel this is an important thing to understand when buying a home. I hope it helps you! If you have any questions, please feel free to comment below or call me at 623-707-9836 My name is Javier Vidana, a Realtor with My Home Group in Phoenix, Arizona. I've been helping families for almost 6 years with a focus on first time home and move-up buyers. I am super passionate about helping folks accomplish their home goals, and I am equally passionate in creating videos to help those seeking advice in real estate. My goals are to become the first of my kind Real Estate Youtuber, and to be the face of straightforward real estate educational content and blogs on Youtube. Follow me on Instagram! https://www.instagram.com/jevidana/ I'd be honored to help you accomplish your home goals! You can find all my info below: PHONE: 623-707-9836 EMAIL: [email protected] LEARN MORE ABOUT ME: www.JavierVidana.com NOT IN AZ BUT NEED AN AGENT REFERRAL?** www.javiervidana.com/referral/ . We will schedule a time so we can talk Outro Song: https://soundcloud.com/tomwintermusic...
Views: 4577 Javier Vidana
Feb 29: First Time Buyer Tips; Rate Shopping; Rate Locks
 
55:57
Ron discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron will discuss: First Time Home Buyers Account for 57% of Sales; What is the plan for the first time home buyer to purchase a home; What is a Rate Lock; What is Floating an Interest Rate; why Ron feels double apping a loan is a poor decision; why are SoCal Gas Prices so much higher than it should be; Home Renovations that have a quick return on investment; and so much more Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at  • 800.306.1990  • [email protected] • www.RonSiegelRadio.com • www.SiegelLendingTeam.com • Twitter: @RonSiegel • www.Facebook.com/RonSiegelRadio
Views: 18030 Ron Siegel
5 First Time Home Buyer Programs
 
08:48
Here are 5 First Time Home Buyer Programs that will get you started. I'll be talking about FHA loans, VA, Conventional, USDA, and Down Payment Assistance programs. Contact me at http://www.tampa2enjoy.com/contact-us/ I know when I first time home buyer, I wish I knew about all these first time home buyer programs. Whether you are buying your first home and more, it's important to hire a very knowledgeable Loan Officer and Real Estate Agent. They are the keys to having a wonderful transaction. I this video I'm going to go over many different first time home buyer programs. You can decide which program is the best for you. USDA First Time Home Buyer Program: https://bit.ly/2l8AHhG Bond Money / Down Payment Assistant Programs: https://www.workforce-resource.com/dpr/pmt/MFRMLS/LANCE_MOHR FHA First Time Home Buyer Program: https://www.hud.gov/program_offices/housing/fhahistory VA First Time Home Buyer Program: https://www.va.gov/ Conventional First Time Home Buyer Program: http://www.fanniemae.com/ Please contact me if you have any questions about buying a home or if you want me to find you a great Realtor in your area. Sincerely, Lance Mohr Mohr Home Group at Keller Williams 813-317-4009 http://www.tampa2enjoy.com https://www.youtube.com/tampa2enjoy #FirstTimeHomeBuyer #HomeBuyingTips #LoanPrograms #MortgagePrograms #TampaRealtors
Views: 2438 Lance Mohr
Tax Deductions for First Time Home Buyers
 
03:25
So you're pretty excited you bought your first home and you heard there are some pretty sweet tax deductions that will get you gobs of money back, cause after all it took truckloads of money to buy the thing so you should get some of that money back right? well, not exactly. You MAY or MAY NOT be able to deduct the expenses on your home there are a bunch of factors we need to consider so lets go thru the pieces... First, what can you deduct? When you first buy the home you can deduct any points you may have paid with the loan. You can check your settlement sheet to find them listed usually as loan origination fees. Points, are basically a % of the loan amount...so 1 point is equal to 1% of the loan amount. I would recommend that you don't pay points, your interest rate will be slightly higher, but over time most people don't stay in their home for 30 years or they'll refinance often... so better to save the up front costs. So if you OR the seller paid points they could be deductible for your new home purchase. Every year you'll be able to deduct the Real Estate Taxes and any Mortgage Interest that you spend as well as Mortgage Insurance, not home owners insurance, mortgage insurance premium, MIP for short, is the insurance you have to pay each month since you don't have 80% equity in the house. (the laws keep changing whether you can take the MIP) Just a side note here, you can get the MIP removed as soon as you hit the 80% value so pay attention, most times the mortgage company won't let you know when that occurs, and there are some things you can do to get rid of it sooner, like pay down the loan to the 80% value OR you could increase the value of the property thru remodeling and renovations. That's pretty much all you can deduct for your home, real estate taxes, mortgage interest, MIP & points paid in the first year of purchase. So what's that translate into for your refund? Begin by adding those numbers together with any other deductions you might have like medical expenses your spend over 10% of your income, state and local taxes, charities and work expenses you spend over 2% of your income. If that number goes over $12,400 for a married couple or $6200 for a single person, you would multiply the excess by your tax bracket, so if your in a 15% tax bracket you would get 15 cents for every dollar over $12,400 or $6200. so $1000 over you'd get back $150 dollars in your refund. If you didn't go over the 12,400 then you get nothing extra for having deductions. You may have spent a lot to purchase the home and not really see very much back in your refund. Buying at the end of the year won't help your cause much either.
Views: 26764 Ambrozy Accounting
First Time Home Buyers - All About Getting Pre-Approved For Loans
 
07:25
Buying a Home for the First Time is exciting and TERRIFYING! In this video, I tell you what to expect and what you should know about the preapproval process. I also address some common fears people have about talking to a lender. questions? email me [email protected] Licensing and disclaimers: Fun!!!:) NMLS ID: 247743; CA - CA-DOC247743 - 413 0699, IL - 031.0054184, NY - Licensed, TX - Licensed, WA - MLO-247743 - CL-2611 NMLS ID #2611 (Nationwide Mortgage Licensing System www.nmlsconsumeraccess.org) • CA - Licensed by the Department of Business Oversight, Division of Corporations under the California Residential Mortgage Lending Act Lic #4130699 • IL - Residential Mortgage Licensee - IDFPR, 122 South Michigan Avenue, Suite 1900, Chicago, Illinois, 60603, 312-793-3000, 3940 N. Ravenswood Ave., Chicago, IL 60613 #MB.0005932 • NY - Licensed Mortgage Banker - NYS Department of Financial Services- 3940 N Ravenswood, Chicago, IL 60613 Lic # B500887 • TX - Licensed in TX: Licensed Mortgage Banker & Licensed Residential Mortgage Loan Servicer- TX Department of Savings & Mortgage Lending • WA - Lic #CL-2611 All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
Views: 53278 Jennifer Beeston
VA Home Loan Buyer Secrets and Process - 10 Things You Need to KNow
 
07:05
VA LOANS: 1. Are you eligible – DD214 – COE- FUNDING FEE % 2. 100 %- $424,100 3. I don’t need money?- GIFT , Seller Paid 4. Property Types- SF, Townhome, 2-4 Units, Modular, Manufactured, Condo 5. FULL DOC 6. Credit – 580 7. Full Entitlement Restored- Sell current 8. Can have two VA loans at once 9. VA Appraisal 10. Refinance is available Looking for expert help with your VA Home Loan. We have the right person for you. We recommend Alexa to all our VA clients. She knows the process...The secrets and the best way to position you for the best loan. You can reach her at: Alexa Price Loan Consultant NMLS# 365905 2963 Gulf to Bay Blvd, Suite 120 Clearwater, FL& 33759 Phone: 727.409.3869 If you are looking a solid team of Realtors to help you find the right home. Call me Robert Barber at 727-772-3128 or email [email protected] More About Alexa Price With over 20 years of experience in the mortgage industry, I know what it takes to close your loan with efficiency and expertise. I specialize in creative lending and I am willing to look "outside the box" to find a mortgage solution for my clients. My top priority is to ensure the loan process is a smooth transaction for all my customers and good communication is vital. I promise to exhibit the highest degree of ethical professionalism, commitment and integrity with the buyer, real estate professionals, title companies and builders involved. I have a solid understanding of the local real estate market. I am a native Floridian born and raised in Tarpon Springs FL and I reside with my husband and two children in Palm Harbor FL. I am a little different than most loan officers as I have been raised with a Mother, Grand Mother and Aunts as Real Estate Professionals along with my Father and Husband in the construction Industry. I was aware at a young age what was needed from the Financing. I surround myself with true professionals. I carved out a Niche in assisting foreign clients obtain financing here in beautiful Florida. I love working with all buyers from the Jumbo market to the First Time Home Buyer. This helps with understanding income on the self-employed borrower. Let me put knowledge and experience to work for you. Contact me today to find the mortgage that best fits your needs. Alexa Price Loan Consultant NMLS# 365905 2963 Gulf to Bay Blvd, Suite 120 Clearwater, FL& 33759Phone: 727.409.3869 Fax: 855.461.8021 Email: [email protected] -~-~~-~~~-~~-~- Please watch: "Selling My Home For More Introduction" https://www.youtube.com/watch?v=Q8lhYLGys7U -~-~~-~~~-~~-~-
FHA Mortgage Rates Now Exceed Conventional - Today's Mortgage & Real Estate News
 
02:51
https://growella.com/mortgage/ ► Today's mortgage and real estate news: (1) Home buyers might find better value in new construction homes as home supply rises, and builder confidence drops for the fourth straight months; (2) An update on today's mortgage rates and the 5-day interest rate trend; (3) FHA mortgage rates surpass conventional rates for the first time since Ellie Mae started tracking such data. FROM THIS EPISODE Mortgage software firm Ellie Mae reports that buyers of homes paid higher rates of interest for FHA loans as compared to conventional ones for the first time in recorded history. Ellie Mae touches more than three million loan applications each year for the nation's lenders and has been tracking such data since two-thousand thirteen. The news is big buyers of homes, and a major point of interest [major point of interest]. FHA mortgage rates, historically, have come in a quarter-percentage point lower as compared to conventional rates, and that difference in rates helped a lot of home buyers decide which is better? FHA or conventional. Well, today, the answer's not so clear. FHA mortgage rates are higher than conventional ones, but that's only on average, so for buyers with average credit or below, or for house-hacking buyers with interest in a multi-unit, the FHA is still the better financing option under general you [general circumstances]. But for everyone else who's come to think of the FHA as the default low-down payment option, now's the time to re-assess. Conventional low-down payment loans are out there and they take down payments of just three percent on the purchase price Jump to the following: (00:11) New Home Supply ticks higher (01:09) Mortgage rates for today and the 5-day trend (01:30) FHA mortgage rates higher than conventional rates WANT A FREE MORTGAGE RATE QUOTE? https://growella.com/mortgage-rates/?src=yt VISIT GROWELLA.com FOR MORE REAL ESTATE AND MORTGAGE NEWS & TIPS https://www.growella.com SUBSCRIBE NOW FOR NEWS, HOW-TO VIDEOS, STORIES, AND ADVICE https://www.youtube.com/channel/UCmVzrkCIKVn-yLK5MpdRnLA?sub_confirmation=1 SUBSCRIBE TO OUR EMAIL LIST! https://growella.com/subscribe/ LET'S CONNECT! Instagram ► https://instagram.com/growella Facebook ► https://facebook.com/growella Twitter ► https://twitter.com/growella Linkedin ► https://www.linkedin.com/company/growella/ Pinterest ► https://www.pinterest.com/growella Growella ► https://www.growella.com NEWS SHOW SPONSORSHIP OPPORTUNITIES Email us at [email protected] SHOW HOST: Dan Green PRODUCER: Daniel Parish
Views: 3615 Growella
💰🏡 Interest Rates and Down Payments - Do They Matter For First Time Buyers?
 
06:12
There is a lot of information out there for First Time Home buyers, and some of it can be confusing 😕! Here are a few tips concerning: 📈 Interest Rates 💰 Down Payments if you are thinking of purchasing a home in the next few years. For more info on buying your first home, check out a webinar: https://bondstreetmortgage.com/firsttimehomebuyerwebinar/
3 tips to guarantee you get the best mortgage interest rate
 
06:54
TITLE: 3 tips to get the best mortgage interest rate This video will show you everything you need to know about how to get the best mortgage interest rates on a mortgage and the best deal on a mortgage. When working with Banks, lenders and mortgage brokers it’s hard to know what the best deal on a mortgage is. In fact, these are the same ideas that we use in our company to help clients all over Florida get the best deal on a mortgage. They’re the main reason that I have been successful as a mortgage broker in Central Florida. We help clients all over Florida, primarily working in the Orlando are with our office in Oviedo, Florida. So how do you get the best deal on a mortgage? First you have to understand the numbers. Lenders and mortgage brokers use a Loan Estimate to show you the numbers and the only thing that they control are lender fees and the interest rate, everything else is an estimate. One way we make this easy on the client is that we do not charge lender fees, so it’s easy to analyze, zero fees. You pay no processing, underwriting, admin or application fees. Next up we have understanding the mortgage market. So many people never question a lender when they seem to be offering rates lower than ever other bank in the market. If you were buying a new car you would be extremely suspect if you found the car way cheaper than what the other dealers were selling them for. You have to take the same approach when looking at rates and be suspect for anything that seems too good to be true. The Third tip is to do your research, to get a low interest and best deal on a mortgage you need to make sure you are working with someone that you can trust. Google the name of the loan officer you are speaking with and see what other people are saying about them. Googling the bank does you now good, google the person as they are who you are going to be working with. also if you ever thought about buying an investment property in Florida, watch this video for some good info: https://www.youtube.com/watch?v=Oukxmc8FxZg Rayce Robinson 321-377-4211 nmls 322615 [email protected] https://www.zillow.com/lender-profile/Rayce%20Robinson/ www.raycerobinson.com Mid Florida Mortgage Professionals COMPANY NMLS 1587074 Note - mortgage interest rates change every day if you have a question on where rates are at just give Rayce Robinson a call from the Robinson Mortgage Team to get your quote today and see how we apply this tips to get you the best mortgage interest rate as well as the best over all deal on a mortgage. Rayce Robinson 321-377-4211 RAYCE ROBINSON (NMLS 322615) Mid Florida Mortgage Professionals, LLC Company NMLS 1587074
FHA Loan Explained: First Time Home Buyer Information
 
02:56
Learn more about the FHA loan on our website https://www.madisonmortgageguys.com/programs/government/fha-loans/ Without a doubt, the FHA loan is one of the most popular mortgage programs among first time home buyers. The reasons for this are quite simple. FHA has a low down payment requirement, they have forgiving credit requirements, and their rates are just as good as conventional loans. With all of these great advantages, people who are considering an FHA loan need to be aware of a few of the basic requirements. This will help people decide if an FHA loan is right for their circumstances.
First Time Home Buying
 
04:21
It's Take a Tip Tuesday and this video is perfect for first time home buying. For some, it can seem like it is out of reach but with interest rates still being historically low now is still a great time to be a first time home buyer. Buying a house can be thrilling and nerve-wracking for a first time home buyer. The learning curve is steep, but doing a little financial homework will help you navigate the process. This week in this video I help you with some steps to first time home buying that gets overlooked by many. The process of buying your first home doesn't have to be as scary as some make it and in the long run, you may be making the best financial decision if you play your cards right. *When should you buy your first home? Are you eligible for a fair mortgage, with payments you can afford. If you have an established job and have paid your bills on time, you have money saved and can afford a small down payment. There is a big myth especially for people who haven’t bought a home in years is that you have to have 20% down in order to buy your first home. Although this is great if you have the money it isn’t the only way to buy a home. With FHA loads you can have as little as 3.5%, for A USDA home loan is a zero down payment mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program. Even some conventional loan packages have lower down payment requirements. (Please speak to your lender about rates and loan packages, I am not a loan officer and can not advise you on loan types or packages that work for your financial needs) *Not Going Anywhere For A While, Then BUY. If you have no plans on switch jobs or locations for several years than buying your first home (especially in Ascension Parish) is the best option. Currently the average home rents in our area for about a $1.00 per square foot. For a home that is 1500 square feet, that's 1500 a month in rent. That same home could be purchased for around $150,000 (4.92 interest rate) making the loan payment 798.00 plus property taxes and insurance and we will say 1200 for taxes a year and 1200 for insurance a year these are high estimates for Ascension Parish. Your mortgage payment would only be around 1000.00 a month and you’d save 500 from not paying rent. *Add a little Blood Sweat AND Tears! Your first home may not be your "forever" home. Most people when they purchase there first home go in knowing they going to have to put in some “sweat equity” by doing minor repairs and upgrades to a home. When you rent you can NOT do anything to the home, you can NOT paint a room, remove old carpeting or change out any lighting, you stuck with what the landlord has installed and for them “if it ain’t broker don’t fix it” is their motto. *Rent Out Space in the Home you Purchased. Check with the mortgage company that you will be using and see if they allow you to rent space in your home. If you can get someone to help with the cost of living you really win the buying game. You can take the money you saved and invest in repairs or pay down your mortgage even quicker. Extra payments add up. A $200,000 30-year home loan with an interest rate of 5% would cost $186,512 in interest with the traditional 12 payments a year. Make the equivalent of 13 monthly payments every year, and the loan will be retired in 26 years and you will pay only $153,813 in interest — a savings of $32,699 Tax Break on Mortgage Interest The first few years of paying on your mortgage, the majority of your payment will go to paying on the interest. You can deduct a percentage of your interest from your taxes. This can help you reduce the overall amount that you pay in taxes each year. It is an additional perk to owning your own home. I hope you found these tips for first time home buying useful. If you’d like some more tips on buying your next home check out my buying a home playlist here. https://bit.ly/2sw5Pu1 If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at a closing time click here https://bit.ly/2sHfDRr To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9 Copy of my FREE Ebook For Buying In Ascension Parish: https://goo.gl/ux3mYz To read my blog about buying and selling a home visit yourrealestatewhisperer.com To Send Mail: Kristina Smallhorn PO BOX 1271 Prairieville LA 70769 Kristina Smallhorn, Your Real Estate Whisperer [email protected],[email protected] eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817 225-246-1812,Office (225) 412-9982 ext# 149 Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918
First Time Home Buyer Programs | First Time Home Buyer loan
 
01:13
Best First Time Home Buyer Programs |FHA Loans for First Time Home Buyers | Call 888-204-8280 Apply for a loan today at http://www.lenderfunnel.com/ Purchasing a home for a first time home buyer seem an overwhelming task and one filled with many pitfalls, stresses, and high expectations. Some states, counties and even city governments have set up first time home buyer assistance programs in an effort to help first time home buyers purchase a home with as little trouble as possible. Many of these programs assist first time home buyers with the financial aspect of their first purchase. Some offer discounted interest rates, while others assist first time home buyers with the down payment needed for their purchase. The following list can be utilized by any first time home buyers that might need a little assistance with their first purchase. Lender Funnel specializes in: First Time Home Buyer Programs FHA Loans for First Time Home Buyers First Time Home Buyer Programs for Those with Bad Credit Veteran (VA) Loan Programs for First Time Home Buyers Refinancing Home Loans Fannie Mae Loan Programs Freddie Mac Loan Programs 0% Down Loans Jumbo Loans Lender Funnel works with over 140 loan companies who specialize in first time homebuyer programs. We can help you through the process of buying your first home and securing a first time mortgage at the absolute best rate possible. http://lenderfunnel.com Subscribe to my YouTube Channel
Views: 1313 Lender Funnel
3.25% Interest Rates for First Time Home Buyers
 
02:17
702-582-9088—The Dominguez-Martin Group is partnered with Linda, a bi-lingual lender who has been in the mortgage business for 22+ years. There are new programs available: High-End Luxury Condo programs; Nevada Housing Division Loans with 3.25% interest rates ( 30 year fixed) for First Time Home Buyers, Programs available for people with credit scores as low as 620; Fannie May has new guidelines if homeowners who have had a short sale. Give us a call we will help you find the right program to fit your homeownership needs. www.DominguezMartinGroup.com
First Time Home Buyer Loan Programs - FHA, VA, USDA, Conventional 97 Loans
 
01:40
First Time Home Buyer Loan Programs - FHA, VA, USDA, Conventional 97 Loans Visit: http://sellectrealty.com/first-time-home-buyers-programs/ Also , If you want to know first time home buyers tips 2017 check this useful link: http://sellectrealty.com/first-time-home-buyers-tips-2017/ Buying a home can be overwhelming, especially when you are doing it for the first time. It involves a long search of suitable first time home buyer programs, a daily visit to countless homes, choosing a right home and then the closing process. All this can take up to a few months to a whole year. But the benefits that come with being first time home buyers are all worth it. You will have your own home, tax benefits and above all savings of the money that is usually thrown away on rent. However, before you can enjoy these benefits, it is important that you choose the right mortgage program. Choosing the right loan can make or break your financial condition. While talking about mortgage programs, there are four different programs that are most common among the first time home buyers. Here are the highlights of these programs: First Time Home Buyer FHA Loan: FHA is backed by Federal Housing Authority and is considered to be one of the most friendly first time home buyer programs. Some of the requirements to qualify for FHA are: 3.5% down payment. 580 credit score. Flexible for any past bankruptcies and foreclosures. Available for both single family and multifamily homes in US. First Time Home Buyer Programs – VA Loan: Veterans Affairs loan is limited to US military veterans and their spouses. The highlights of VA loan program are: 100 percent financing (Zero down payment) Applicants must be US military veterans or their surviving spouses No PMI (Private mortgage insurance) Lower interest rates USDA Loans for First Home Buyers: This loan programs for first time home buyers is backed by US Department of Agriculture. The key features of USDA are: No down payment required to qualify for the loan. Limited to the properties located only in rural or suburban areas. 30-year fixed rate mortgage at market interest rates. Borrower must make the purchased property their prime residence. Conventional 97 Loan: Conventional 97 is another loan program that is generous towards first time home buyers. Take a look at some of the prime features of this loan. It is a fixed rate mortgage program. Offers loan for just 3% down payment. That is even lower than FHA. Applicable to various kinds of properties (single family home, PUD, Condo, etc.) There is a limit on the maximum loan you can acquire ($424,000.00). These some of the highlights of most common first time home buyer programs. All these programs are there to provide the best financial assistance possible. So, don’t hesitate, go ahead and choose the one that suits you best. You can also contact your local mortgage lender to know more about these programs.
Views: 448 Daini Marry
VA Loan Closing Costs, Unallowable Fees and Seller Concessions
 
06:15
Every mortgage comes with closing costs and related expenses. Luckily for veteran and servicemembers borrowers, the VA puts a limit on what buyers can pay in closing costs. Who pays what in VA home loan closing costs and concessions is always up for negotiation and will differ from lender to lender. Real Estate Expert Samantha Reeves introduces you to the types of closing costs you can expect to pay, what the VA doesn't allow you to pay, and what is up for negotiation. Learn more: www.veteransunited.com/education/homebuying/closing-costs/ Follow us for more VA homebuying tips: Facebook: https://www.facebook.com/vuhomeloans/ Twitter: https://twitter.com/VeteransUnited Instagram: https://www.instagram.com/veteransunited/
Views: 14893 Veterans United
No money down home loans for Texas buyers | 214-945-1066
 
02:29
How USDA home loans work. www.mortgageprosus.com/USDAHomeLoans No Down Payment USDA Mortgage Program Makes Texas Homes More Accessible One of the biggest challenges many Texas first-time home buyers or step up buyers face is a lack of down payment and the necessary funds for closing costs. However, even with the widespread availability of "no-money-down programs" evaporating in the credit crisis, one national no-down payment program still remains: USDA Rural Development home loans. The majority of Texas communities qualify for this program which could save home owners a considerable amount of money when compared to a FHA or conventional mortgages. The Richard Woodward Mortgage Team has over a decade of experience in helping home owners purchase with USDA loans. Credit guidelines are very flexible for the program. We will make your dream of home ownership come true. Call us today for far better customer service than your bank and we will share with you all the information you will need. By coming to us rather than directly to USDA, we can provide faster service and more flexibility to meet your needs. Offered by the USDA (United States Department of Agriculture), this program might make you think that you have to buy farmland or live "in the country" to qualify, but this is often not the case. In fact, you might be surprised to see just how many neighborhoods actually do qualify as rural development areas. For this program, the term "rural" really applies to those areas with a lower population or fewer homes, not necessarily those areas and neighborhoods far outside of the bigger cities. There are several benefits of the USDA loan program besides no money down. Although the program requires private mortgage insurance it is often at a much lower rate than most other loan programs, and the seller is allowed to pay all of your closing costs and pre-paid items up to 6.00% of the total sales price of the property. And while this is great news for first-time home buyers, it's important to note that you don't have to be a first-timer to qualify for a USDA loan. NEWS FLASH! Effective October 1st, 2016 USDA loans will receive a new lower upfront fee of 1% of the loan amount. The annual fee will change to 0.35% of the average scheduled unpaid principal balance of the life of the loan. Other than the location of the property you're seeking to buy, there is one other limitation to this valuable program that you must consider: your income. The income limits change from time to time to allow more potential buyers to take advantage of this special program. To find out more about USDA loans, give us a call toll free (888) 419-0706. We can have an answer as to whether you qualify for this program in just a few minutes. Click here to apply now! Are you Veteran? Click here to find out an even better NO Money Down mortgage- VA Home Loans. Richard Woodward Manager/Loan Officer NMLS 217454 Office: (469) 634-4512 Direct: (214) 945-1066 Service First Mortgage NMLS 166487 6800 Weiskopf Ave., Suite 200 McKinney, TX 75070 Licensed by the Texas Department of Savings and Mortgage Lending (SML) Mortgage Banker Registration. InterLinc is an Equal Housing Lender. This is not an offer of credit or commitment to lend. Loans are subject to buyer and property qualification. Rates and fees are subject to change without notice. Interlinc Mortgage is a direct mortgage lender serving all of Texas. This Plano, Texas Branch services all of Texas but is local to the DFW, Plano, Frisco, Allen, McKinney, Carrollton, The Colony, Melissa, Prosper, Fairview, Denton, Lewisville, South Lake, Coppell, Rowlett, Rockwall, Mesquite, Richardson and Garland.
Views: 3020 Richard Woodward
StreetEasy's 2018 NYC First-time Home Buyer Event: Full Video
 
02:26:20
This is the entire video of StreetEasy's NYC First-time Home Buyers' Seminar, held at The New School on March 3, 2018.
Views: 843 StreetEasy
2017 First Time Home Buyer In Georgia
 
02:11
2017 First Time Home Buyer In Georgia Visit:http://sellectrealty.com/first-time-home-buyers-programs/ Also , If you want to know first time home buyers tips 2017 check this useful link: http://sellectrealty.com/first-time-home-buyers-tips-2017/ Looking for a home in Georgia, but don’t know about the programs for first time home buyers in the state? You have come to the right place. Here are the details of top five 2017 first time home buyer programs in Georgia. First Time Home Buyers Programs 2016 in Georgia: The Dream Program: The Dream Program provides down payment assistance and mortgage loans for eligible first time home buyers. “Anyone who has not owned a house for three or more years is eligible to be called first time home buyer.” It’s a 30-year fixed rate mortgage program for buyers with a household income of $69k for two persons or $79k for three or more members of a family. Besides, there is a limit on sale price, and it cannot exceed $250k. Furthermore, the borrower must make an investment of at least $1,000 in the purchase transaction. Dream Down Payment Assistance Program: This down payment assistance program for first-time home buyers provides funds up to $5,000. However, only buyers who qualify for The Dream Program are eligible for these funds. The Protectors, Educators And Nurses Programs: Another down payment assistance program for first-time home buyers. This program is limited to only health care workers, education, fire department, police, and military, etc. It offers down payment assistance for up to $7,500, and the borrowers must meet the eligibility criteria of Georgia Dream Program. Consumer Home Ownership And Independence Choice For Everyone (CHOICE) Program: CHOICE is limited to first home buyers with disabilities, or someone looking after a disabled family member. Just like PEN, the loan limit of CHOICE also does not exceed $7,500.00. To qualify for the loan, a medical certificate from an approved medical organization must be provided. Home Safe Georgia: Home safe Georgia provides funds for unemployed or underemployed to help buy a home. This program provides mortgage assistance in several forms. Mortgage Payment Assistance Program provides monthly mortgage payments Reinstatement Assistance Program provides funds for those who encountered a military or medically fatal hardship in last three years. The Mortgage Payment Reduction provides funds for the homeowners who suffered a significant slump in income during last three years. To qualify for this first time homebuyer program, following criteria must be fulfilled. Borrowing must be a Georgian He must be the homeowner or spouse of the homeowner These are some of the top 2017 first time home buyer programs for those living in Georgia. Choose the one that suits you the best, and good luck with your purchase.
Views: 1648 Daini Marry
First Time Home Buyer Programs - 5 Low Or No Down Payment Loans Programs
 
01:53
First Time Home Buyer Programs - 5 Low Or No Down Payment Loans Programs Visit: http://sellectrealty.com/first-time-home-buyers-programs/ Also , If you want to know first time home buyers tips 2017 check this useful link: http://sellectrealty.com/first-time-home-buyers-tips-2017/ If you are a first time home buyer, making a down payment is probably going to be the biggest hurdle during the whole process. With the increased sales and low supply, the prices have gone up, and so have the down payment amount. There is a myth among first time home buyers that 20 percent down payment is what you must pay to qualify for a mortgage. However, the reality is different. There are several first time home buyer programs in 2017 which grant a mortgage for small or no down payment at all. Here is a look at some of the best programs for first time home buyers. VA Loans (No Down Payment): Are you a US military veteran or a surviving spouse of one? VA (Veteran Affairs) is the loan to go with. This program offers individual grants and home mortgages for home buyers with zero down payment. Here are some of the advantages that come with it. A bad credit score does not disqualify you from getting the loan No mortgage insurance required Flexibility of intermittent occupancy USDA Loans (No Down Payment): USDA (US Department of Agriculture) is another first time home buyer program in 2017 that offers zero down payment option. This loan program is also known as Rural Housing Loan, but the good news is that it is not just limited to rural areas. Buyers living in a suburban area or looking for a property in of those areas can also qualify for this loan. The goal of USDA is to provide a house to “low to moderate income buyers” all across the country. Here are some of the benefits of this excellent loan program. Funds for home repairs could be included in the actual loan Small monthly mortgage installments A maximum home purchase price FHA Loans (3.5 Percent Down Payment) This loan is provided by Federal Housing Authority and requires just 3.5% down payment for a buyer with a credit a score of 580 or above. FHA is also known as a loan program for buyers with bad credit. A good credit score is anywhere between 640-700 or above. But FHA gives the relaxation and brings down the scale to 580, making it easier for first-time home buyers to qualify. However, if your score is below 580, 10% down payment is the minimum amount to be eligible for the loan. HomeReady™ (3 Percent Down Payment) This loan program is available to all US citizens and is available at almost every mortgage lender. The minimum requirement to qualify for this loan program for first time home buyers is a 3% down payment. Conventional Loan 97 (3 Percent Down Payment) Another low down payment program. Requires only 3% down payment and accepts the gifted funds as well (made by only blood relatives). Here are some of the basic qualification standards for this loan. Mortgage amount cannot be more than $424,000 Only a single family home can be purchased through this loan No adjustable mortgage rates. The mortgage must be a fixed rate mortgage. These are some of the best first time home buyer programs in 2017. Choose the one that suits you best and go ahead with your purchase.
Views: 1750 Daini Marry
2018 Down Payment Assistance, Loan Options, Grants Home buying 101 Chicago, Illinois
 
03:16
Hey there, In this video we're going be talking about down payment assistance, grants and loan options. For all the links and flyers please go to my blog post https://www.seesonia.com/down-payment-grants-chicago/ Hey there, this is your chica Sonia where I teach you how to buy, sell and invest in houses for Chicago Lifestyle. Century 21 affiliated broker and y hablo espanol. Don't forget to like, subscribe and I'm also on Instagram and SnapChat as well. And on this video we're going be talking about down payment assistance, grants and loan options. So check it out. So let's talk down payment assistance and, again, this applies for the state of Illinois. If you are not in the state of Illinois, so sorry Charlie, but investigate on your own for your own state. IHDA, which stands for Illinois Housing Development Authority, has a program called 1st Home Illinois. Gives you $7,500 towards down payment or closing costs. However, there's certain things that apply. You do have to be first time home buyer. You can buy a single family or one to two unit buildings. You do have to include $1,000 or 1% of the purchase price, which ever one is greater. And there's certain targeted areas as well that apply. Most importantly there are income limits that you have to abide by. So, for example, if you're a family of one or two, you cannot make more than 94,800 and your credit score must be 640 and above. I will be writing a blog post about it and including all the links below as well. Next up is a grant. So this is kind of brand new for 2018. The city of Chicago actually has a grant where you can get up to 7% of the total amount of the loan purchase. It's based on income. Do not have to be a first time home buyer. You also have to include $1,000 of your own money or 1% of purchase price. Again, which ever one is greater, and your income level cannot be more than a $131,775. I'd also recommend that if you are buying in a suburb of Chicago, that you check with the municipality, the community, the neighborhood, and find out if they have a down payment assistance programs or grants, because every community is a little bit different. Call the municipality up and find out if they have assistance for you. Loan options. Guys, you really have to talk to your broker in terms of loan options. There's so many different options out there in terms of loans where you can ask your broker about 3% down payment, no PMI, which is called mortgage insurance, no origination fee, and also closing costs, guys. Some of these brokers are willing to give you closing cost assistance, but you must ask them. They're not going to volunteer that for you. So ask your mortgage broker about closing costs. Sometimes they can give up to 750, 1,500, or they can even buy down your rate for free. So ask your broker about that. That's loan options. Don't forget to like, subscribe. Here are the rest of my platforms *** Website: http://www.seesonia.com *** Twitter: http://bit.ly/SoniaTwitter *** Facebook: http://bit.ly/SoniaFacebook *** Pinterest: http://bit.ly/SoniaPinterest *** Instagram: http://bit.ly/instagramSonia *** Snapchat: https://snapchat.com/add/soniafigueroare
Views: 1482 Sonia Figueroa
FHA Loan Limits 2018 [302-703-0727]
 
06:24
FHA Loan Limits for 2018 were announced by the Federal Housing Administration for FHA case numbers assigned on or after January 1, 2018. FHA loan limits increasing for most of the country in 2018. Call 302-703-0727 for more information or to apply for a FHA Loan. Read the full story at http://delawaremortgageloans.net/fha-loan-limits-for-2018/ FHA Floor loan limit is increasing 6.8% to $294,515 and the ceiling FHA loan limit is increasing to $679,650. New Castle County Delaware FHA Loan Limit - $385,250 Kent County Delaware FHA Loan Limit - $294,515 Sussex County Delaware FHA Loan Limit - $316,250 Reverse Mortgage FHA Loan Limit is increasing to $679,650 for the entire country. Follow Us at: Facebook - https://www.facebook.com/PrimaryResid... Twitter - https://twitter.com/DEMortgages LinkedIn - https://www.linkedin.com/in/delawarem... Google + - https://plus.google.com/u/0/b/1118995... DE Mortgage Rates Delaware Mortgage Rate Delaware Mortgage Loans Lowest Delaware Mortgage Rates Current DE Mortgage Rates first time homebuyer program current Delaware mortgage rates mortgage rates https://youtu.be/F7vhyhpS9fE John R. Thomas - Branch Manager Certified Mortgage Planner - NMLS 38783 Primary Residential Mortgage, Inc. 248 E Chestnut Hill Rd Newark, DE 19713 302-703-0727 Office Apply Online at http://www.PrimaryResidentialMortgage... Opinions expressed are solely my own and do not express the views of my employer Free Delaware First Time Home Buyer Seminar - http://www.DelawareHomeBuyerSeminar.com Free Maryland First Time Home Buyer Seminar - http://www.MarylandHomeBuyerSeminars.com PRMI NMLS 3094. Branch NMLS 106170. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Licenses- Licensed by the Delaware State Bank Commissioner to engage in business in Delaware 5644 expires on 12/31/2017. Department of Financial Institutions Consumer Credit Division, First Lien License 11069 Secretary of State Securities Commission Second Lien License 103936. Maryland Department of Labor, Licensing and Regulation Commissioner of Financial Regulation #5511. New Jersey Department of Banking and Insurance. Pennsylvania Department of Banking 23206. Bureau of Financial Institutions: MC-2248 Broker MC-2248 NMLS # 3094 (http://nmlsconsumeraccess.org). Equal Housing Lender #DelawareMortgageRates #DelawareMortgageLoans #DelawareMortgages #JohnThomas #PrimaryResidentialMortgage #DelawareMortgageCompany #mortgagerate #DelawareHomeLoans #DelawareLoanOfficer #BragAboutYourLoanOfficer #johnthomasteam #mortgagerates
Views: 4154 John Thomas
Delaware First Time Home Buyers [302-703-0727]
 
08:04
Delaware First Time Home Buyers - Learn everything you need to know about purchasing your first home in Delaware from John Thomas with Primary Residential Mortgage the author of the book, Your Guide to Buying Your First Home in Delaware. Call 302-703-0727 for a consultation or visit us online at http://delawaremortgageloans.net/delaware-first-time-home-buyers/ Are you a Delaware first time home buyer? Do you have questions about Delaware Mortgage Loans? Are you looking for a Delaware Down Payment Assistance Program? This video will answer all your questions about being a first time home buyer in Delaware. We will review each of the 4 mortgage loans programs available in Delaware: Delaware Veteran Loans or Delaware VA Loans Delaware USDA Rural Housing Loans Delaware FHA Loans and Delaware FHA 203k Loans Delaware Conventional Loans We will cover the down payment assistance programs in each county: New Castle County, Kent County, and Sussex County. Some of the programs covered for first time home buyers in Delaware are the following: DSHA SMAL Loan Program DSHA Advantage 4 Grant Program New Castle County DPS Program Purchasing your first home in Delaware can be an overwhelming process if you don't get educated on the dos and don'ts and all the mortgage loan programs available. Some first time home buyers can even qualify for the Delaware first time home buyer tax credit which is officially know as the Mortgage Credit Certificate. Follow Us at: Facebook - https://www.facebook.com/PrimaryResid... Twitter - https://twitter.com/DEMortgages LinkedIn - https://www.linkedin.com/in/delawarem... Google + - https://plus.google.com/u/0/b/1118995... DE Mortgage Rates Delaware Mortgage Rate Delaware Mortgage Loans Lowest Delaware Mortgage Rates Current DE Mortgage Rates first time homebuyer program current Delaware mortgage rates mortgage rates https://youtu.be/X3FGCYZCkXs John R. Thomas - Branch Manager Certified Mortgage Planner - NMLS 38783 Primary Residential Mortgage, Inc. 248 E Chestnut Hill Rd Newark, DE 19713 302-703-0727 Office Apply Online at http://www.PrimaryResidentialMortgage... Opinions expressed are solely my own and do not express the views of my employer Free Delaware First Time Home Buyer Seminar - http://www.DelawareHomeBuyerSeminar.com Free Maryland First Time Home Buyer Seminar - http://www.MarylandHomeBuyerSeminars.com PRMI NMLS 3094. Branch NMLS 106170. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Licenses- Licensed by the Delaware State Bank Commissioner to engage in business in Delaware 5644 expires on 12/31/2017. Department of Financial Institutions Consumer Credit Division, First Lien License 11069 Secretary of State Securities Commission Second Lien License 103936. Maryland Department of Labor, Licensing and Regulation Commissioner of Financial Regulation #5511. New Jersey Department of Banking and Insurance. Pennsylvania Department of Banking 23206. Bureau of Financial Institutions: MC-2248 Broker MC-2248 NMLS # 3094 (http://nmlsconsumeraccess.org). Equal Housing Lender #DelawareMortgageRates #DelawareMortgageLoans #DelawareMortgages #JohnThomas #PrimaryResidentialMortgage #DelawareMortgageCompany #mortgagerate #DelawareHomeLoans #DelawareLoanOfficer #BragAboutYourLoanOfficer #johnthomasteam #mortgagerates
Views: 317 John Thomas
PT 1 Intro to CA Buyer Programs | Compare and contrast FHA - CalHFA - Platinum Grant
 
05:51
We went Live on FB and provided all kinds of cool info. Join Me, Teresa Tims, President of TDR Mortgage in Upland CA, as I compare and contrast 3 Buyer / 1st Time Buyer Programs for Homebuyers in LA, San Bernardino, Riverside and Orange County. Income limit changes recently enacted by the California Housing and Finance Authority (CalHFA) are now much much higher than EVER before. I feel as though this change is going to be so beneficial for the Middle America Wage Earners, that are largely ignored by down payment assistance, because "they make too much money to qualify!". The problem is it's hard to save 20,000.00 or more for a home purchase when you are living paycheck to paycheck like the Majority of Americans today with the cost of living so high. The annual income you are allowed to make and qualify for Calhfa Down Payment Assistance are the following; Orange County 174,200.00 Los Angeles County 128,300.00 San Bernardino / Riverside County 128,700.00 DTI = 45 640 Fico CalHfa 1st (rate set by CalHfa for FHA/Conv) My Home 2nd - 3.5% Silent 2nd at 2.5% simple interest Zip 3rd - Up to 4% Silent 3rd with 0% Interest 1st time buyer (not own a home for 3 years) 350k Sales Price Example Total payment 2585 FHA Funds to close 4515 Total pay back when you sell or refinance the home approx 26K FHA with lender paid closing costs No Income Limits No 1st time buyer restrictions DTI = 56.99 (or whatever Automated System Approves) 580 Fico but need 620+ to get lender paid closing costs 3.5% Down Payment 350 SP 14600 cash to close 2525 Platinum Grant Program Income limits JUST WENT UP Today Orange County 176,000.00 Los Angeles County 128,600.00 San Bernardino County 126,000.00 Qualifying for this program is tricky because the Grants vary on a sliding scale of Debt Ratio and Credit Score, Min Credit Score is 640 No 1st time buyer restriction you just can't own a home at time of closing Teresa Tims, TDR home loan mortgage company is a trusted provider of home loan mortgages and home refinance Compare mortgage rates on a home refinance, VA loans, FHA loans, Jumbo loans, conventional loans, http://www.TheSoCalLoanPro.com reverse loans, first time home loans, 1st time buyer loans, USDA loans, CalHFA loans and Chdap loans and Calhafa loans. We serve Southern California including Upland, Rancho Cucamonga, Fontana, Rialto, Chino, Chino Hills, Mira Loma, Eastvale, Ontario, La Verne, Claremont, Montclair, Pomona, Riverside, Corona, Glendora, San Dimas, Los Angeles, Orange County, Coachella Valley, the High Desert and San Bernardino. I am a life-long resident of the Inland Empire and a licensed California Real Estate Broker, Licensed Mortgage Loan Originator, California Certified Residential Property Manager, Certified Short Sale and Foreclosure Specialist. Serving California since 1998 with many years experience in the Mortgage Loan & Real Estate industry, I am dedicated and prepared to assist you with your mortgage loan or refinance. Checks out my testimonials page raving fans are no accident http://www.thesocalloanpro.com/catagory/video-testimonials/ I look forward to hearing from you soon. Call 909-920-3500 or 909-821-3093 today! Company NMLS #390767 Individual NMLS MLO # 267236 Company BRE # 01889552 Broker License BRE # 01269949 Teresa Tims, TDR Mortgage and/or TDR Real Estate Group is an equal opportunity lender and any mention of rate or term is an estimate only and could vary based on many variables such as credit score, equity position, sales price etc. We are an equal housing lender.
Views: 374 Teresa Tims
First Time Home Buyer Programs Available for Texas Renters
 
01:38
First time home buyer programs are great to help you buy your first home. If you are a first time homebuyer, the prospect of owning your first home is exciting and perhaps daunting. There are several items to consider such as landing a good real estate agent, searching for the right home, and applying for a mortgage loan and getting approval. Another aspect of the process to consider is finding a home that fits within your budget as well at determining if you have sufficient money to cover the down payment and closing cost. Often times, for first time home buyers, saving enough for this expense can be challenging. www.mortgageprosus.com/loan-options/featured/first-time-home-buyer-programs/ The entrance of big companies like Toyota, State Farm and Liberty Mutual into the Plano and Dallas Texas area means great things for the local economy. What that also mean is rapidly increasing housing prices, as more and more people move into the Dallas-Fort Worth area. This is good news for existing homeowners interested in selling but very concerning for first time homebuyers. According to Steve Brown or The Dallas Morning Mews, at the end of November 2016 the median sales price of a single-family home sold by North Texas Realtors was $204,000 that up 9% from a year earlier. First Time Home Buyer Programs from the Richard Woodward Mortgage Team 214.945.1066 First Time Home Buyer Programs from the Richard Woodward Mortgage Team 214.945.1066 What does this mean to the first time homebuyer? It’s time to buy while interest rates are still low and before prices go up any higher. It also means that first time homebuyers may need some sort of down payment assistance and guidance. Texas has many first time home buyer programs, all designed to educate homebuyers on their responsibility, and then to help them into homes they can afford. Service First Mortgage has a home loan program that provides down payment and closing cost assistance for first time home buyers in the form of a grant. There are several options of assistance available. Borrowers will select the amount of assistance that best meets their needs and loan product. Actual amount of assistance is based on the final loan amount. The maximum amount of assistance provided is the 6% grant, which is 6% of the total loan amount. The actual amount of assistance is determined by a number of factors but mainly is driven by credit score. Eligible home buyers with lower credit scores might only be approved for a 3% grant. The program is used in conjunction with an FHA or HomeReady mortgage. There is no repayment or recapture period for the assistance provided. There is no second lien on the property. This program DOES NOT have a First Time Homebuyer requirement. Buyers must be income eligible and purchasing a home in one of the program areas. All buyers on the mortgage loan will need to complete the on-line Home Buyer Education Class. The USDA Rural Housing program provides low interest mortgages, typically with little or no down payment requirements, in rural areas of the state. In Texas, this is defined as any city with fewer than 30,000 residents. Good Neighbor Next Door Program. Law enforcement officers, pre-Kindergarten through 12th grade teachers, firefighters and emergency medical technicians can contribute to community revitalization while becoming homeowners through HUD’s Good Neighbor Next Door Sales Program. HUD offers a substantial incentive in the form of a discount of 50% from the list price of the home. In return you must commit to live in the property for 36 months as your sole residence. VA Mortgages are available to our United States military veterans and active duty military personnel. Service First Mortgage is proud to offer these no money down home loans to veterans with scores as low as 600. Many of these first time home buyer programs can be used in conjunction with one another. The first step in buying a home is to visit with The Richard Woodward Team or complete an online application now. We will look at your financial situation (including any credit issues) and help you come up with the best financing plan to get your family into a home of your own. We have helped thousands of first time home buyers build wealth and financial security with a home of their own. We can help you too! Richard Woodward, NMLS 217454 Your Local, Direct, 5 Star Rated Mortgage Lender, Specialty Lending Manager Office: (214) 945-1066 www.MortgageProsUs.com Service First Mortgage NMLS 166487 6800 Weiskopf Ave #200, McKinney, TX 75070 Licensed by the Texas Department of Savings and Mortgage Lending (SML) Mortgage Banker Registration. Service First Mortgage is an Equal Housing Lender. home buyer - First Time Home Buyers Tax Credit. first time homebuyer - first time homebuyer education! first time home buyers guide - tips and advice.
Views: 49672 Richard Woodward
How to get the best interest rate on a mortgage when buying your first home
 
07:36
In this episode, we discuss how to get the best interest rate on a mortgage as a first time home buyer. 💬 Remember to get your FREE guide from the experts before buying your next home: http://stories.brookfieldresidential.com/54-proven-expert-tips-you-need-to-know-today-before-buying-a-home About this video: Applying for a mortgage? Want to know more about interest rates and their impact? Watch this episode, as we discuss what is a good interest rate when buying a home. We also explore if it's better to have a shorter or longer term mortgage, especially in the current economic climate. Finally, we talk about your ability to pay a mortgage when reviewing interest rates. #mortgage #mortgagerates #interestrates ✍️ Prefer to read or need to take notes? See the transcripts: https://stories.brookfieldresidential.com/homebuyersschool/whats-a-good-interest-rate-on-a-mortgage-in-canada 👉SUBSCRIBE TO THIS CHANNEL to get the latest tips, strategies, and tactics for home buying: https://goo.gl/aX7gkz 📔 If you want to learn more about mortgages and pre-approvals, watch more videos in the playlist: https://www.youtube.com/playlist?list=PLTRYbItmaqW-M3CUjHQh9u8AAxvOnabWU 🎓 Get educated on the home buying process: http://stories.brookfieldresidential.com/homebuyersschool 📱 Want to connect with Mujtaba Syed for any mortgage questions? Here's how: https://mms.tdcanadatrust.com/mujtaba.syed/
Views: 138 Homebuyer's School
How Much Do I Need For A Down Payment - First Time Home Buyer
 
07:58
When you want to start investing in Real Estate, a question you'll ask is how much you need for a down payment. There are three types of down payments I talk about, and I run you through a few scenarios so you understand the math. Whether you are a first time home buyer, or if your buying an investment property. It's important to put the right amount down, even if a bank will allow a lesser amount, so that you are protected against the risk of a market collapse. Watch and Enjoy! Kris Krohn & Nate Woodbury WORK WITH KRIS: ======================== Limitless 3 Day Event: http://bit.ly/2j5r8wM Get Personal Mentoring: http://bit.ly/2lPGp9d Partner on Property with Kris: http://bit.ly/2lPGp9d Real Estate Investing Help: http://bit.ly/2lPGp9d Free Real Estate Audiobook: http://bit.ly/2oiORxy Free Conscious Creator Audiobook: http://bit.ly/2sZmaYU Want to be on Limitless TV? ======================== You can be in one of our videos. If you have a question, record yourself asking it on video, and then upload the video to this link: http://bit.ly/2wLJsnS Tips for quality video: 1) Face a window to get good lighting on your face. 2) Speak Up and eliminate background noise. 3) Film in 1080p which is HD. No need for 4K. 4) Your iPhone Camera is perfect to use. 5) Use a tripod or a friend with a steady hand. Depending on your question, and usability of your footage, we will consider featuring you in your own video or Q&A episode. EQUIPMENT ======================== Camera: http://amzn.to/2oRnnAA Favorite Lens: http://amzn.to/1QEqTF4 External Mic: http://amzn.to/1Sx8Jq0 Camera Backpack: http://amzn.to/2oy5JAR MUSIC ======================== Tobu - Infectious https://www.youtube.com/watch?v=ux8-EbW6DUI Artist: https://www.youtube.com/tobuofficial Licensed under Creative Commons — Attribution 3.0 Unported— CC BY 3.0 Support This Channel: ======================== ==SUBSCRIBE== http://bit.ly/1TOqKBN ==LIKE== Your "Likes" help more people find our videos. ==COMMENT== Comment and ask Questions ==PATREON== https://www.patreon.com/REInvestorTV ==AMAZON== Any time you plan on making a purchase on Amazon, visit one of my videos first, and click one of the 'amzn' links above. Then, anything you navigate to and purchase in the next 24 hours on Amazon, will give this channel a small percentage. Thanks for your support!!! ======================== Video by Nate Woodbury (The Hero Maker) BeTheHeroStudios.com http://YouTube.com/NateWoodburyHero
Best Mortgage lenders For First Time Buyers
 
00:57
CALL: (857) 242-6171- best mortgage lenders for first time buyers. ---------------------------------------- CLICK HERE: http://firsttimehomebuyer2013.com ---------------------------------------- More Information about best mortgage lenders for first time buyers: 6 Best Mortgage Lenders for First-Time Buyers | Ranking | 1st Time ... www.advisoryhq.com/.../best-mortgage-lenders-for-first-time-buyers-1st-time-home-bu... 5 First-Time Homebuyer Mistakes To Avoid | Bankrate.com www.bankrate.com/finance/real-estate/first-time-homebuyer-mistakes-1.aspx Thinking about buying your first home? ... to financing your purchase, shopping for your first home has challenges that go ... Getting approved for a mortgage. ... RATE SEARCH: Find the best mortgage deal now. Compare mortgage rates at Bankrate.com. Here are 5 common mistakes first-time homebuyers should avoid. 11 Must-Dos For The First-Time Homebuyer | Bankrate.com www.bankrate.com/finance/mortgages/7-must-do-s-for-the-first-time-homebuyer.aspx Nov 1, 2016 - 11 must-do's for the first-time homebuyer ... While buying a house is a great way to build wealth, maintaining your investment can be ... Use Bankrate's mortgage rates tool to find lenders offering the best rates in your area. Best Mortgage Lenders for First-Time Home Buyers - NerdWallet https://www.nerdwallet.com/.../mortgages/best-mortgage-lenders-first-time-home-buy... Best mortgage lenders for first-time home buyers with a low down payment. Offers full line of mortgage loan products, including FHA, VA, USDA loans. Has efficient website that offers educational materials and streamlined loan process. Supports low down payment programs for Fannie- and Freddie-backed loans. 7 Programs That Help First-Time Homebuyers - NerdWallet h First-time buyer - Wikipedia https://en.wikipedia.org/wiki/First-time_buyer A first-time buyer (FTB) is a term used in the British and Irish property markets, and in other ... Ireland has one of the highest proportions of owner-occupiers in the EU at around 80%. In the UK in the 1980s almost half of all mortgages were taken out by first-time buyers, but this has now declined to only about 15%.. In Ireland ... FHA insured loan - Wikipedia https://en.wikipedia.org/wiki/FHA_insured_loan An FHA insured loan is a US Federal Housing Administration mortgage insurance backed .... As each lender sets its own rates and terms, comparison shopping is ... FHA allows first time homebuyers to put down as little as 3.5% and receive up ... ?History · ?FHA loan process · ?The Hybrid adjustable rate · ?Down payment grants Mortgage loan - Wikipedia https://en.wikipedia.org/wiki/Mortgage_loan A mortgage loan, also referred to as a mortgage, is used either by purchasers of real property to .... Mortgage loans are generally structured as long-term loans, the periodic ... a mortgage loan will have a fixed rate for some period, for example the first five years, ..... Typically, this may lead to a higher final price for the buyers. Mortgage broker - Wikipedia https://en.wikipedia.org/wiki/Mortgage_broker A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of .... A mortgage broker works as a conduit between the buyer (borrower) and the ... to use a short term credit line ---------------------------------------- CLICK HERE: http://firsttimehomebuyer2013.com ---------------------------------------- People who watched this video, https://youtu.be/qOva8mtdHTM also searched online for: Searches related to best mortgage lenders for first time buyers: first time home buyer grant first time home buyer government programs how to qualify first time home buyer first time home buyer down payment assistance first time home buyer with bad credit first time home buyer programs 2016 first time home buyer federal grants first time home buyer incentives ------------------------------------------- FOR MORE DETAILS: http://firsttimehomebuyer2013.com ------------------------------------------- CONNECT WITH US: http://facebook.com/kibbsmarketing http://twitter.com/kibbsmarketing https://www.youtube.com/channel/UCz2YVSZQL0hyZykZMWdOwRQZQL0hyZykZMWdOwRQ https://www.youtube.com/channel/UCz2YVSZQL0hyZykZMWdOwRQ/?%20sub_confirmation=1 https://plus.google.com/u/0/116170432146469593597 http://pinterest.com/kibbsmarketing ------------------------------------------ Don't forget to check out our YouTube Channel: https://www.youtube.com/channel/UCz2YVSZQL0hyZykZMWdOwRQZQL0hyZykZMWdOwRQ and click the link below to subscribe to our channel and get informed when we add new content & promos: https://www.youtube.com/channel/UCz2YVSZQL0hyZykZMWdOwRQ/?%20sub_confirmation=1 ------------------------------------------------------------------ VISIT OUR SITE: http://firsttimehomebuyer2013.com
Views: 496 1st Time Home Owner
First Time Home Buyer Down Payment Assistance
 
12:46
How Would You Like To Get Up To $15,000 In Down Payment Assistance Toward The Purchase Of Your New Home? Today I sat down with my good friend Scott Neeley, Mortgage Banker at Freedom Mortgage to discuss the new Florida Bond Program, that allows first time home buyer to get up to $15,000 in assistance from the state toward the down payment on their new home. In this short video Scott and I go talk in depth concerning what you need to know and including how to apply. If you are interested in learning if you qualify for the program feel free to reach out to Scott at (904) 614-1146 or visit him online at scottneeley.com be sure to tell him I told you to call. My goal is to help first time home buyers find the home of their dreams, with the new program from the State of Florida I can help make that dream a reality! Fell free to reach out to me at 386-937-2727!
First Time Home Buyer Programs at First Integrity Mortgage Services
 
00:30
First Integrity Mortgage Services offers loan programs for first-time home buyers purchasing a primary resident and which feature a down payment of 0%-5% of the purchase price, and which may offer gifts or grants to aid in down payment or closing costs. First Integrity Mortgage Services (NMLS# 276593) 77 West Port Plaza, Suite 200 St. Louis, MO 63146 800-263-3959 First Integrity Mortgage Services is located in St. Louis, Missouri. We are a lender and a premier provider of Mortgages and Home Loans in Missouri (MO) and Illinois (IL). We work on behalf of our customers to help them qualify for the home loan they deserve! --- http://firstintegrity.com/ 314-878-7900 618-355-9860 We hope this helps. Also, if you are interested in a consultation about PowerPlus, looking to compare mortgages, have a question about interest rates, or different homes loans like FHA or aVA loan or any other information to ensure you get the best home loan in Missouri or Illinois then we invite you to call the number below. Also, we encourage our subscribers to leave questions on any of our videos, and we will provide you with the answers you need. You can also find us online at firstintegrity.com.
Fixed and Variable Mortgage Rates - Mortgage Math #4 with Ratehub.ca
 
04:43
http://www.ratehub.ca - Fixed and variable mortgage rates affect more than your mortgage payment. RedPath Financial Mortgage Broker Ian MacKay explains the differences between the two. ABOUT MORTGAGE MATH: Whether you're a first-time homebuyer or a veteran homeowner, learning the ins and outs of the home buying process and the Canadian mortgage market can be a big undertaking. Produced by Ratehub.ca and The Loop by Sympatico.ca, Mortgage Math is an all-new video series dedicated to giving viewers all of the information and tools needed to navigate through the world of mortgages and homeownership. Featuring some of Ratehub.ca's best and brightest partners, you'll not only learn about seven different aspects of the home buying process -- like how to qualify for a mortgage, compare fixed and variable rates, and calculate CMHC insurance -- but also follow along as our experts perform the related calculations in real-time on a whiteboard. WATCH THE OTHER MORTGAGE MATH VIDEOS: 1. How to Get a Mortgage in Canada - http://youtu.be/_mEp2ucQBy0 2. How to Calculate Debt Service Ratios - http://youtu.be/wz3qSoBGjp0 3. The RRSP Home Buyers' Plan - http://youtu.be/f5iz26AflGI 4. Fixed and Variable Mortgage Rates - http://youtu.be/2Ru3ejpFS3o 5. How to Calculate CMHC Insurance - http://youtu.be/GncRSX7BUvM 6. How to Calculate Land Transfer Tax - http://youtu.be/xOf2dASV5nw 7. Mortgage Payment Options in Canada - http://youtu.be/auS2HWiWD9w
Views: 55139 Ratehub.ca
Mortgage rate changes for Canadian first time home buyers
 
05:25
New mortgage rules, "stress test" and updated down payment requirements for Canadian first time home buyers. Commented by Vitaliy Bystrytskiy, Mortgage Broker at Mortgage Architects Professional Inc. Lic # 11000630 + 1 416 839 5495 http://moymortgage.com #RealEstateWithAlex Follow on Facebook https://www.facebook.com/AlexBotyuk www.botyuk.ca Call/text +1 647 271 44 02 -
Views: 86 Alexandra Botyuk
▶️Great First Time Home Buyer Program Explained by The Cindy Lowary From Capital Pacific Home Loans
 
01:20
▶️Looking for a great first time home buyer program. Cal-Fha might be right for you. Cal-Fha is available in most areas of California including Concord Ca, Pleasant Hill Ca, Martinez CA, Pittsburg Ca, Antioch Ca, Etc. Cynthia Lowary Cell: my Office: (925) 395-4528 Cynthia Lowary, Mortgage Loan Originator NMLS #295272 Capital Pacific Home Loans 2300 Contra Costa Blvd. Ste 150, Pleasant Hill, CA 94523 my Office: (925) 395-4528 Apply today at 925Homeloan.com Meet Cynthia, Your Low Cost Mortgage Solution. Se Habla Español Top TEN Reasons why the Barakzai Real Estate Group Recommends Cynthia Lowary. Easy Application Process Spanish Loan Application Fast Approvals Low Down Payment Programs Competitive Rates Convention/Jumbo/FHA/VA Financing Loans Available Access To Great Down Payment Assistance Programs Low Closing Cost Fast Closing Unparalleled Commitment To Service A 20 year track record of SUCCESS CONCIERGE SERVICE. Personal touch and one -on-one communications with no middlemen. I have over 12 years experience as a professional in the Mortgage and Real Estate Industry. Experienced in all levels of home buyers. From first time home buyers to the professional real estate investor. Education in Real Estate: Real Estate Financing, Real Estate Investing, Real Estate Principals, Real Estate Practice, Property Management, Real Estate Law. Whether your looking to purchase or refinance a home. I have a system designed to make your home loan financing easy and stress free! Cool information about Cal-Fha The CalPLUS loan programs feature a CalHFA fixed interest rate first mortgage, insured either through FHA or on the conventional market. This loan is fully amortized for a 30-year term and is combined with the CalHFA Zero Interest Program (ZIP) for down payment assistance. The Cal EEM + Grant combines an FHA Energy Efficient Mortgage with an additional 4% grant to help homebuyers improve their home with energy-efficient upgrades. The California Homebuyer’s Downpayment Assistance Program (CHDAP) offers a deferred-payment subordinate loan amount of (3%) of the purchase price of appraised value, whichever is less, to be used for down payment and/or closing costs. The Extra Credit Teacher Home Purchase Program (ECTP) is intended for eligible teachers, administrators, classified employees and staff members working in high priority schools in California. Offers a deferred-payment junior loan of an amount not to exceed the greater of $7,500 or 3% of the sales price or in CalHFA-defined high cost areas an amount not to exceed the greater of $15,000 or 3% of the sales price. Assistance can be used for down payment. The Mortgage Credit Certificate Tax Credit Program (MCC) is a federal credit which can reduce potential federal income tax liability, creating additional net spendable income which borrowers may use toward their monthly mortgage payment. This MCC Tax Credit program may enable first-time homebuyers to convert a portion of their annual mortgage interest into a direct dollar for dollar tax credit on their U.S. individual income tax returns. **If you want weekly Real Estate market updates for the East Bay please give the video a like and consider subscribing.**
Buying a house: my experience and tips | Superholly
 
15:19
Mortgages, financing, interest, down payments, credit scores, debt to income, loan to value, insurance, taxes, fixed rates, variable rates, what does it all mean? If it's your first time buying a home it can all be a little overwhelming. In this video I'm going to help decipher it for you. This is what I learned through the process of purchasing our first home. I hope these tips help you with yours! ▽ Connect with me! BLOG: http://www.superholly.com Facebook: https://www.facebook.com/yosoyholly Twitter: https://twitter.com/hollyradio Instagram: http://instagram.com/hollyradio ▽ Outro music Syn Cole - Feel Good [NCS Release] Download this track for FREE: http://bit.ly/SynColeFeelGoodDL Support on iTunes: http://apple.co/1n40u7s
Views: 50700 superholly
First home buyers - Fixed vs Floating
 
02:11
For most people buying a home will require borrowing money from a lender, and because it will usually take a long time to pay off your loan, it makes sense to get the right loan for your circumstances. There are two fundamental types of interest agreements on home loans – Fixed and Floating. To help work out what type of loan is most appropriate for you, you first need to work out what your financial objectives are. To do this you should have a long-term view, considering what you need from your home loan today, and also what you might need in the future. For example, you could be looking to have children, to renovate your home, or send your children to university. Also consider things like, how fast you want to pay the loan off, do you want the ability to make future withdrawals from your loan, or is it important to you to have repayments stay at a fixed rate each month? The answers to these questions, and any others you might have, can help you to work out which type of loan works best for you. With a Fixed Rate home loan your interest rate is fixed for a period, which could give you peace of mind, as you know exactly how much each repayment will be over the term. As floating rates may rise or fall a fixed interest rate could work out to your advantage or disadvantage. As the loan is fixed, if you want to increase your regular repayments, make lump sum payments, or want to break the loan, say you’re selling your home, then it is likely there will be extra fees. With a Floating home loan the interest rate varies with the market, so your minimum repayments will rise and fall. The benefit is that the loan is generally more flexible if you want to make changes, such as paying off lump sums or increase your regular repayments at any time. Often people split their loan between fixed and floating rates, so you have some of the certainty of a fixed rate and some of the flexibility of a floating rate. You can also make extra repayments on the floating rate portion usually without any extra fees. How you split the loan will depend on which features are more important to you. To learn more about home loans and many other money related topics visit our Managing Your Money section on the Westpac website today. See more at http://www.westpac.co.nz/homeloans
Views: 4734 WestpacNZ
The Best Way To Buy A House - Dave Ramsey Rant
 
08:04
Find an Endorsed Local Provider in your area to help with real-estate! https://goo.gl/Erj53Z Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 755233 The Dave Ramsey Show
First Time Home Buyers Guide - Tips and Advice
 
24:19
This video is essential for every first time home buyer and it's a great refresher even if you've purchased a home before. From searching for a home to understanding the mortgage closing process this video will help you navigate the process like a boss! Want more? Our New Home Buyers Guide Workbook & Course will walk you through all 9 steps of the home buying process. Get them at https://www.newhomebuyersguide.net Here's an overview of everything in the video: Intro - 0:01 What You'll Learn 0:29 Fun Fact - 1:03 I've ABSOLUTELY been right where you are STEP 1 Apply for a Mortgage - 1:32 Get preapproved before you go house shopping STEP 2 -Make An Offer - 4:29 Price & Contingencies - Offer, Counter, Accept STEP 3 - Escrow Period - 7:07 Period between Accepted Offer and Closing - Secure A Mortgage - 8:08 - Home Inspection - 8:51 - Address Contingencies - 10:07 - Get Insurance - 10:38 - Closing - 12:32 Closing Costs - 13:27 Monthly Mortgage Payment - 15:45 - Principle - 16:30 - Interest - 17:00 - Escrow Account Contributions - 17:41 Rookie Mistake - 21:17 Outro - 22:28
Views: 362594 Shine Insurance
First Time Home Buyer Mistakes and Common Mortgage Advice Mistakes
 
11:18
Matt McKeever sits down with Jacob Perez and discusses what you need to know about getting a mortgage, what lenders request from would be buyers. Jacob Perez has been investing aggressively in the Hamilton, Ontario real estate market since he was 23 years old. Leveraging his early success, he began partnering with families and professionals in the Greater Toronto Area (GTA) to complete joint venture real estate transactions. https://www.instagram.com/jacobperez10/ https://www.linkedin.com/in/jacobperez10/ What You Need to Know About Mortgages - Mortgage Basics - Talking With a Mortgage Agent If you enjoyed: First Time Home Buyer Mistakes and Common Home Buying Mistakes - SMASH that LIKE BUTTON! ------------------------------------------------------------- Windsor Ontario (Student Rental Properties) FREE Mini Course on Windsor Student Rentals and Opportunities to JV or get Mentorship from Jon Seguin: https://real-estate-rat-pack.teachable.com/p/windsor-student-rental-business/?preview=logged_out Windsor Wybo Limo Tour Footage: https://real-estate-rat-pack.teachable.com/p/windsor-student-rental-limo-tour-1-footage/?preview=logged_out Jon Seguin Mentorship: https://real-estate-rat-pack.teachable.com/p/mentorship-coaching-q1-2019-windsor-ontario-student-rentals-with-jon-seguin/?preview=logged_out ------------------------------------------------------------- Special OREC2019 Ticket Offer (limited to 50 total tickets) - get free access to all video content from OREC 2018 - https://real-estate-rat-pack.teachable.com/p/orec-2019-ontario-real-estate-conference-2019/?product_id=820700&coupon_code=PRESALE&preview=logged_out Special Wholesale & Private Deal Offer: https://real-estate-rat-pack.teachable.com/p/how-to-wholesale-real-estate-and-find-private-real-estate-deals/?product_id=743633&coupon_code=300HUNDY&preview=logged_out (Special Sale Price only $300CDN ($200 off!) Limited to 5 spaces! OREC 2018 Video Course for Only $50 https://real-estate-rat-pack.teachable.com/p/ontario-real-estate-conference-orec-2018/?product_id=743668&coupon_code=ONLY50&preview=logged_out DM Matt or Jeff Wybo on instagram or facebook for Vegas! ———————————— You’re going to use Amazon anyways – why not use one of my referral links? (It helps support me and what I do here) Matt’s Bible: Early Retirement Extreme: http://amzn.to/2qgFBNK Other Book Recommendations: Rich Dad Poor Dad: https://amzn.to/2uujwL2 The Millionaire Fastlane: https://amzn.to/2Nmns7H Walden Pond: https://amzn.to/2Jsk3le 12 Rules to Life: https://amzn.to/2NTbyDm ———————————— Matt McKeever Have a question? Best to comment on YouTube or DM on Insta Instagram: http://www.instagram.com/mattmckeever85 Twitter: https://twitter.com/mattmckeever85 ►SUBSCRIBE: https://www.youtube.com/channel/UCdRtqnqBSq4GY7DGiYICu5g?sub_confirmation=1 Business Inquires: [email protected] Coaching: [email protected] https://real-estate-rat-pack.teachable.com/p/matt-mckeever-coaching-call/?preview=logged_out ———————————— Financial Independence ►My Podcast http://onfirepodcast.ca/ Facebook: https://www.facebook.com/groups/LDNonFIRE/ ———————————— Real Estate Rat Pack Jeff Wybo: https://www.youtube.com/channel/UC4vKsAI2myIczze7pn7bREQ Graham Stephan: https://www.youtube.com/channel/UCV6KDgJskWaEckne5aPA0aQ Mat Piche: https://www.youtube.com/channel/UCsUM_ZcpCv7WAL-hmhrkPqw Hungarian Experiment: https://www.youtube.com/channel/UCYL8hJdhUkfPFopgagkb_DQ ———————————— FIREpreneur: A person who has reached (lean) FIRE and uses this freedom as a springboard to operate a business or organization, taking on no significant risk (due to lean FIRE). ———————————— Matt McKeever is a CPA, CA and Real Estate Entrepreneur in London, Ontario. On this YouTube Channel Matt discusses a variety or real estate and personal finance strategies and tactics. Including: How to BRRRR Real Estate, The Importance of Investing for Cash Flow, How to Reach Financial Independence Retire Early, Safe Withdrawal Rates, Frugality and Reducing Personal Consumption & Embracing Minimalism. Matt began investing in real estate at age 25 by purchasing a student rental near Fanshawe College.
Views: 888 Matt McKeever
7 Common First Time Home Buyer Questions | Home Buying Questions to Ask
 
12:39
7 Common First Time Home Buyer Questions | Home Buying Questions to Ask Arlington VA Real Estate: http://rhlarlington.c21redwood.com/ Real Estate Continuing Education Online Classes: https://goo.gl/Cr4Tpf Looking for a real estate agent in your city? I have a network of top producing agents around the country. Email me and I can put you in contact with an agent in your area [email protected] 7 Common First Time Home Buyer Questions 0:30 | What's the first step? 1:54 | What is the fee to use a buyer's agent? 4:23 | Is the downpayment part of closing costs? 5:41 | Where does the Earnest Money Deposit (EMD) go towards? 6:57 | Do I have to waive the home inspection to win a multiple offer situation? 9:17 | How do I get out of this contract? 11:21 | Are the sellers trying to pull a fast one on us? Follow me: Instagram: https://www.instagram.com/TheMattLeighton/ Facebook: https://www.facebook.com/TheMattLeighton Twitter: https://twitter.com/TheMattLeighton LinkedIn: https://www.linkedin.com/in/TheMattLeighton MY EQUIPMENT LINKS TO AMAZON The camera I use - https://goo.gl/3n13gS The lens I use - https://goo.gl/hS8a1s The mic I use - https://goo.gl/kSeu8J The memory card I use - https://goo.gl/t4wdXj The camera flash I use - https://goo.gl/pi2gmj The gimbal I use - https://goo.gl/xKMj8t The gorilla pod I use - https://goo.gl/jLLL5q The intervalometer I use - https://goo.gl/EV2KWo The iPad I use - https://goo.gl/G9onPp Business inquires [email protected] Matt Leighton - Arlington VA Real Estate Agent Licensed in VA and D.C. Century 21 Redwood Realty 1934 Wilson Blvd Arlington, VA 22201 https://www.youtube.com/watch?v=t9O_nBmyR5A
Views: 6406 Matt Leighton

Santa clara address admissions essay
How to write a cover letter for job application as receptionist
Diversity officer cover letter
Win32 toolbar searchsuite application letters
How to write a cover letter for a resume samples