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Videos uploaded by user “MissBeHelpful”
Improve Your Credit Score QUICKLY! (Credit Card Utilization)
 
05:51
Welcome to my MissBeHelpful channel! In this video, I explain: -how your credit score is calculated -how to improve your score quickly by keeping your utilization low I also share a helpful trick to remember these rules, "Divide by 10... THEN spend!" (Watch to find out what it means and get examples!) More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become and Expert at Reading You Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=4s How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 190799 MissBeHelpful
How Does Credit Card APR Work?
 
02:54
Welcome to my MissBeHelpful channel! Lots of you have been asking me to talk more about APR, or annual percentage rate. This is a term used in reference to everything from mortgages and car loans to credit cards, so it's really important that you take a few minutes to understand how it works! In this video, I look at credit card APR - which we all have listed on our monthly statement. Here I jump into what APR is, how it’s calculated and how to think about APR when applying for new cards. To get more awesome resources about APR, check out the "Better Money Habits" partnership between Bank of America and Khan Academy: https://bettermoneyhabits.bankofamerica.com/en/credit/what-is-apr More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s How To Earn Rewards Without Hurting Your Credit Score: https://www.youtube.com/watch?v=_djpGzJ3uks&t=2s Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://www.youtube.com/watch?v=gwj2ywlmf0Q When Should You Get Your First Credit Card?: https://www.youtube.com/watch?v=wQxjJTYqKvI&t=2s Can I Keep My Oldest Card Without the Annual Fee?: https://www.youtube.com/watch?v=jRL38UJWl-Y&t=2s Is 0% Utilization Bad for Your Credit Score?: https://www.youtube.com/watch?v=zGhzG6FvWBw&t=2s How Many Credit Cards Should You Have?: https://www.youtube.com/watch?v=tabVCCRFDN0&t=9s How Authorized User Status Might Increase Your Credit Score: https://www.youtube.com/watch?v=9LgPACQq0Qo&t=2s 7 Reasons Your Credit Score Might Drop: https://www.youtube.com/watch?v=SSC5HtzVWh0&t=45s How to Manage Many Different Credit Cards: https://www.youtube.com/watch?v=gqDw-92yQq0&t=4s How to Upgrade Your Credit Card With a Product Change: https://www.youtube.com/watch?v=XUtzuKnOnqY&t=219s Why Does It Take So Long to Fix Your Credit??: https://www.youtube.com/watch?v=ODvfz7r07xI&t=194s 3 Ways to Protect Your Credit Report & Financial Information: https://www.youtube.com/watch?v=2k-wEGcWjeo&t=8s When to Pay Your Credit Bill and Increase Your Credit Score: https://www.youtube.com/watch?v=Ks6MjdlxTKQ&t=238s Freeze Your Credit for FREE!: https://www.youtube.com/watch?v=U_dIKci6Ydg&t=17s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/?hl=en SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 100860 MissBeHelpful
How To Improve Credit With Limited Or No Credit History
 
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Welcome to my MissBeHelpful channel! In this video, I share some tips to help with rebuilding credit or establishing credit from scratch. Here are two secured credit cards that I talk about in the video and highly recommend: https://application1.capitalone.com/icoreapp/jsp/application.faces?s=0013334008000XXCO31XX1ZZZZZZZZXXZAFF01ZZZZZZZZZZZZZZ&IARC=AFF&external_id=CJA_ZZ12050284_USCCJ_K3842381_fdb8b7140959166c https://www.discovercard.com/application/applynow?execution=e1s1 More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become and Expert at Reading You Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=4s How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 37673 MissBeHelpful
How I Use the Grace Period to Avoid Paying Interest/Push Payments Back
 
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Welcome to my MissBeHelpful channel! It's always around the holiday season that I end up spending just a little bit more than I usually spend. That's why I know all of my credit card Statement Closing Dates and Grace Periods - so I can push payments back by shopping as early on in the billing period as possible! Watch to hear an example of this and learn more about your credit card's grace period. Click here to learn more: http://www.creditcards.com/glossary/term-grace-period.php http://www.creditcards.com/glossary/term-grace-period.php https://www.discover.com/credit-cards/cardmember-agreement/payments.html#calculateInterest http://blog.equifax.com/credit/can-one-late-payment-affect-my-credit-score/ https://www.discover.com/credit-cards/help-center/payments/automatic-bill-pay.html http://img.jagoinvestor.com/ji/how-credit-card-billing-cycle-works.png More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become and Expert at Reading You Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=4s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 32210 MissBeHelpful
You MUST Start Retirement Planning in Your 20's!
 
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Welcome to my MissBeHelpful channel! In this video, I talk through an example from Suze Orman's "Women and Money" which explains why time is CRITICAL when it comes to investing, especially in regards to your retirement! I also discuss why you cannot make up for lost time. Here are some resources for investing in a retirement plan: http://time.com/money/3930456/millennials-retirement-401k-savings/ http://www.fool.com/investing/beginning/2014/07/28/the-huge-retirement-mistake-millennials-are-making.aspx http://vanguardblog.com/2015/04/02/my-message-to-millennials/ SHARE this video with your friends and spread the word! The younger you are when you start, the more money you can make over time! More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become and Expert at Reading You Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=4s How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 39515 MissBeHelpful
5 Things to Consider When Applying for a Credit Card
 
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Welcome to my MissBeHelpful channel! There's so many different credit cards out there to choose from! How do you know which ones are the best? Here's a list of 5 things you should ask yourself to help you find the best card for you! Check out this link for credit cards that have NO ANNUAL FEE: https://www.creditkarma.com/shop/creditcards/noannualfee Check out this article out if you are going to open your very first credit card: http://moneyfor20s.about.com/od/creditcards/tp/Guide-to-Choosing-First-Credit-Card.htm Click here if you're interested to learn more about APR and past performance of interest rates in the US: http://www.creditcards.com/credit-card-news/interest-rate-report-011316-down-2121.php More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become and Expert at Reading You Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=4s How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 185224 MissBeHelpful
Common Credit Card Myths - Don't Be Fooled!
 
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Welcome to my MissBeHelpful channel! In this video, I discuss 5 Common Credit Card Myths that are too often believed to be true. Credit Card Myths: 1. Only use Credit Cards for emergencies. 2. You should cancel cards you don't use. 3. You have to pay some interest to build up good credit. 4. Paying before my due date boosts my score. 5. Merchants can pick any credit minimum for shoppers. More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become and Expert at Reading You Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=4s How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 59926 MissBeHelpful
Best NEW Way To Improve Credit - NO CREDIT CARD Required! (Self Lender)
 
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Welcome to my MissBeHelpful channel! I recently found out about this cool new financial website that offers an awesome way to establish or improve your credit without applying for any credit cards!!! Lots of people ask me about different ways to work on your credit score - that don't involve managing a bunch of credit card bills and in this video you'll find out about a brand new option, which I highly recommend! Here is my referral link for those interested: https://www.selflender.com/refer/14056454 Here is the website: www.selflender.com More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become and Expert at Reading You Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=4s How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 46596 MissBeHelpful
How I Save Half Of My Income (Part 1)
 
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Welcome to my MissBeHelpful channel! It is TOTALLY possible to save half of your income OR MORE each month! Here are some changes that I made in my routines and habits in order to make this goal possible for myself in 2015. Here are some links to items that I mention in the video: Split Costs Easily with Venmo or QuickPay: https://venmo.com https://www.chase.com/online-banking/qp-routable Get Your Groceries Delivered With Freshdirect: https://www.freshdirect.com/index.jsp (REMEMBER TO SORT BY PRICE!) Great Meal Prep Ideas: https://instagram.com/explore/tags/mealprepsundays/ Mix Up The Taste Of Your Water: http://www.buzzfeed.com/melissaharrison/fruit-infused-waters#.eoJlq3Bga Hope you found some helpful tips here. Stay tuned for Part 2... More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become and Expert at Reading You Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=4s How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 313409 MissBeHelpful
When To Pay Your Credit Card Bill And Increase Your Credit Score!!!
 
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Welcome to my MissBeHelpful channel! Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ TWITTER: https://twitter.com/MissBeHelpful More from MissBeHelpful: Get Your Credit Score FREE Today: https://bit.ly/2K8OYID Improve Your Credit Score QUICKLY: https://bit.ly/2MngUW7 Common Credit Card Myths: https://bit.ly/2tsmcZd 5 Things to Consider When Applying for a Credit Card: https://bit.ly/2tAUCZ7 Credit Card Rewards: Do's and Dont's: https://bit.ly/2KhKApV How To Read Your Credit Card Statement Like A PRO: https://bit.ly/2MmnNqB How To Improve Credit With Limited Or No Credit History: https://bit.ly/2KhKVcb Best NEW Way To Improve Credit - NO CREDIT CARD Required! (Self Lender): https://bit.ly/2yDSd5L How I Use the Grace Period to Avoid Paying Interest/Push Payments Back: https://bit.ly/2tyBJWv How My Friend Saved HUNDREDS With A Balance Transfer: https://bit.ly/2MVHCWO How To Earn Rewards Without Hurting Your Credit Score: https://bit.ly/2yDSGox Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://bit.ly/2lxMuFa Should I Invest or Pay Off Student Loan Debt?: https://bit.ly/2yDSOEx Will Closing A Credit Card Lower My Credit Score?: https://bit.ly/2Ir8RFm How Does Credit Card APR Work?: https://bit.ly/2Khsepi When Should You Get Your First Credit Card: https://bit.ly/2KgXnWC How Do I STOP Wasting My Money?: https://bit.ly/2yFPgl6 Can I Keep My Oldest Card Without The Annual Fee: https://bit.ly/2MWr7JR How to STOP Online Shopping Too Much!!!!: https://bit.ly/2K2gR54 3 BAD Financial Habits To Break NOW!!: https://bit.ly/2tyA973 TOP 5 Recommended Money + Personal Finance Books!!!: https://bit.ly/2yCJXmh ’Til next time… PEACE!
Views: 78722 MissBeHelpful
Why I Don't Care About A Perfect Credit Score & You Shouldn't Either!
 
03:30
Welcome to my MissBeHelpful channel! After posting my credit score on Instagram (which I was so proud of) lots of friends are asking why I am not chasing after that perfect credit score of 850! I used to want that score, but now I know better! Learn why it's not that important after all - regardless of the hype! More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s Let’s connect! FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 15565 MissBeHelpful
Best Apps to Save for Retirement! (& Why I love ROTH IRA's!)
 
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Welcome to my MissBeHelpful Channel! It's SO important to save for retirement as EARLY as possible in order to see that money grow tremendously over time, but for younger generations of people it can seem so confusing! There are plenty of apps and websites that make saving for retirement super easy. Here's a step by step guide to decide where you should put your retirement savings now and why! More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become and Expert at Reading You Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=4s How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 13268 MissBeHelpful
Budgeting Basics: COMMIT to saving money!
 
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Welcome to my MissBeHelpful channel! Anyone who has any money at all NEEDS to budget! I wish someone had told me to create a budget a LONG time ago! Watch to learn some fundamental budgeting tips! More on budgeting: http://www.themintgrad.org/learn/budgeting-basics/ Budgeting App Resources: http://www.parentscountdowntocollegecoach.com/2014/07/08/10-budgeting-apps/ https://www.dailyworth.com/posts/2815-7-of-the-best-money-management-apps/8 Highly recommended: https://www.mint.com/ https://www.youneedabudget.com https://www.personalcapital.com/ More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become and Expert at Reading You Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=4s How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 83839 MissBeHelpful
Will Closing A Credit Card Lower My Credit Score?
 
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Welcome to my MissBeHelpful Channel! I know too many people who think that they should close the credit cards they no longer use anymore or who actually canceled their cards once they finished paying them off. The right approach when it comes to ANYTHING related to credit cards is DISCIPLINE and SELF CONTROL - not depriving yourself of using cards at all. In order to have a good score you need to be responsible and believe it or not canceling a card is not considered responsible behavior. Watch to learn more! SUBSCRIBE for more fun personal finance info and check out more from my channel below! More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become an Expert at Reading Your Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How To Earn Rewards Without Hurting Your Credit Score: https://www.youtube.com/watch?v=_djpGzJ3uks&t=2s Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://www.youtube.com/watch?v=gwj2ywlmf0Q How Does Credit Card APR Work?: https://www.youtube.com/watch?v=OO6Wg1CPgPw&t=6s When Should You Get Your First Credit Card?: https://www.youtube.com/watch?v=wQxjJTYqKvI&t=2s Can I Keep My Oldest Card Without the Annual Fee?: https://www.youtube.com/watch?v=jRL38UJWl-Y&t=2s Is 0% Utilization Bad for Your Credit Score?: https://www.youtube.com/watch?v=zGhzG6FvWBw&t=2s How Many Credit Cards Should You Have?: https://www.youtube.com/watch?v=tabVCCRFDN0&t=9s How Authorized User Status Might Increase Your Credit Score: https://www.youtube.com/watch?v=9LgPACQq0Qo&t=2s 7 Reasons Your Credit Score Might Drop: https://www.youtube.com/watch?v=SSC5HtzVWh0&t=45s How to Manage Many Different Credit Cards: https://www.youtube.com/watch?v=gqDw-92yQq0&t=4s How to Upgrade Your Credit Card With a Product Change: https://www.youtube.com/watch?v=XUtzuKnOnqY&t=219s Why Does It Take So Long to Fix Your Credit??: https://www.youtube.com/watch?v=ODvfz7r07xI&t=194s 3 Ways to Protect Your Credit Report & Financial Information: https://www.youtube.com/watch?v=2k-wEGcWjeo&t=8s When to Pay Your Credit Bill and Increase Your Credit Score: https://www.youtube.com/watch?v=Ks6MjdlxTKQ&t=238s Freeze Your Credit for FREE!: https://www.youtube.com/watch?v=U_dIKci6Ydg&t=17s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 10352 MissBeHelpful
5 BIG Money Mistakes I Wish I Never Made
 
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Welcome to my MissBeHelpful Channel! Forbes recently published an article called "The 5 Biggest Mistakes Millennials Are Making With Their Money." And while all the points in the article were legit - I still feel like they didn't address the more simplistic issues many of us young people make BEFORE we even get that first job! This is SUPER important because as the saying goes, "You are what you repeatedly do" - and if you are repeatedly making hot mess decisions with your money, then you will inevitably be a financial hot mess! The positive side of this is that we learn from our mistakes! What money mistakes did you make when you first started making a little bit of money? More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s How to Make SMART Money Goals This Year: https://www.youtube.com/watch?v=eKQGbYsKrsk Should I Invest or Pay Off Student Debt?: https://www.youtube.com/watch?v=MO8DPXZps80 BEST Savings Account for 2018!: https://www.youtube.com/watch?v=8jfSZcOBaVk&t=9s Good Debt vs. Bad Debt: What's the Difference??: https://www.youtube.com/watch?v=Q3bxsk-qdcw&t=2s Money Tips for College Grads + Young Professionals: https://www.youtube.com/watch?v=kSEHaj9ic1w&t=3s I Grew Up on Welfare and Now I Have $50K Saved: https://www.youtube.com/watch?v=xaFTlHHZ5g0&t=36s 10 Money Lies to Stop Telling: https://www.youtube.com/watch?v=F8wXHPBjuxk&t=10s 7 Reasons Your Credit Score Might Drop: https://www.youtube.com/watch?v=SSC5HtzVWh0&t=45s My Top 5 TED Talks About Money: https://www.youtube.com/watch?v=RVfR11MuV2E&t=6s How I Paid Off $15K In Debt: https://www.youtube.com/watch?v=2kKFEHs6DLo&t=409s What Things Should You Splurge On??: https://www.youtube.com/watch?v=1LxRKuOF214&t=13s 10 Money Moves I'm THANKFUL I Made: https://www.youtube.com/watch?v=0jxEC1wYgeE&t=27s How to Deal With Financial Stress: https://www.youtube.com/watch?v=8kGlApAwowk&t=3s Everything You Need to Know on 1 Index Card: https://www.youtube.com/watch?v=xf49thRS7gA&t=2s 3 Bad Financial Habits to Break Now!: https://www.youtube.com/watch?v=WgexPFCZxvI How Do I Stop Wasting My Money?: https://www.youtube.com/watch?v=jQN3bPMu9s8&t=2s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 20361 MissBeHelpful
Should I Invest or Pay Off Student Loan Debt?
 
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Welcome to my MissBeHelpful Channel! Should I start investing money or pay off my student loans? I get this question a lot from young people and older folks alike. While many would assume that the answer is obvious, it really isn't. This decision is important in the long run and can even affect how much money you save on taxes. This video just scrapes the surface, so if you're interested in learning more about this topic - definitely research a little more to help you make your decision - here are some helpful links: https://studentloanhero.com/featured/pay-off-student-loans-or-invest/ https://studentloanhero.com/marketplace/advisors/ More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s How to Make SMART Money Goals This Year: https://www.youtube.com/watch?v=eKQGbYsKrsk Why I Changed the Way I Invest Money: https://www.youtube.com/watch?v=Pr3bU7RBH6s&t=12s Best Savings Account!!: https://www.youtube.com/watch?v=8jfSZcOBaVk&t=9s Good Debt vs. Bad Debt: What's the Difference??: https://www.youtube.com/watch?v=Q3bxsk-qdcw&t=2s Money Tips for College Grads + Young Professionals: https://www.youtube.com/watch?v=kSEHaj9ic1w&t=3s I Grew Up on Welfare, and Now I Have Over $50K Saved at 28: https://www.youtube.com/watch?v=xaFTlHHZ5g0&t=20s Why the Stock Market is Crazy (But SO Worth It!): https://www.youtube.com/watch?v=vwdMjWwDaY0 Bitcoin is NOT an Investment!: https://www.youtube.com/watch?v=naWOflIhH74 How I Paid Off $15K in Debt!: https://www.youtube.com/watch?v=2kKFEHs6DLo&t=409s 10 Money Moves I'm Thankful I Made: https://www.youtube.com/watch?v=0jxEC1wYgeE&t=27s Why I Choose Robo-Advising with Betterment: https://www.youtube.com/watch?v=SP5XrfF1nKo&t=118s How to Deal with Financial Stress: https://www.youtube.com/watch?v=8kGlApAwowk&t=3s Everything You Need to Know on 1 Index Card: https://www.youtube.com/watch?v=xf49thRS7gA&t=2s 5 Rules of Investing: https://www.youtube.com/watch?v=2HKbW9GbBvA&t=3s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 10646 MissBeHelpful
How My Friend Saved HUNDREDS With A Balance Transfer!
 
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Welcome to my MissBeHelpful channel! I wanted to share this story about how my friend saved $400 by applying for a new credit card with a GREAT balance transfer deal! Here are the links I mentioned in the video: Capital One Credit Card Calculator: https://www.capitalone.com/credit-cards/calculators/payoff/ Best Balance Transfer Cards of 2016: https://www.creditkarma.com/creditcards/explore?pubKey=RFSVDJ8NOUC11YT1&categoryID=2&pgsz=0&adposition=1t2 Is a Balance Transfer Right For You: https://www.nerdwallet.com/blog/credit-cards/balance-transfer-3/ More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx... How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZ... Common Credit Card Myths: https://www.youtube.com/watch?v=RFPey... Budgeting Basics: https://www.youtube.com/watch?v=_au8V... How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg... 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowO... Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQ... Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eM... How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0... Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 14444 MissBeHelpful
How To Earn Rewards Without Hurting Your Credit Score
 
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Welcome to my MissBeHelpful channel! Lot's of you have been asking me to clarify more about paying your bill at a certain time so you can lower your utilization so that it will not negatively impact your score. So... here's a video where I explain it all! Special thanks to Isaac G, Danny P and Faye Sikora for engaging in this discussion with me on my channel and via e-mail! I hope you enjoy the video! More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s How My Friend Saved HUNDREDS With A Balance Transfer: https://www.youtube.com/watch?v=oJ0fnC-5Vlk Let’s connect! Follow me on: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 4605 MissBeHelpful
Tax Deductions - How To Save Money On Your Taxes!
 
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Welcome to my MissBeHelpful Channel! If you're like me, you wanna save as much as you can on your taxes! Deductions and credits are 2 of the best ways to do this! In this video, I explain the difference between taking the Standard Deduction & Itemizing Deductions. Watch to learn what the heck they both mean and how they can help you save more oeny when you file taxes! More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s How to Make SMART Money Goals This Year: https://www.youtube.com/watch?v=eKQGbYsKrsk Taxes 101: https://www.youtube.com/watch?v=Qx4HUL8vOtY&t=2s Taxes: E-Filing with TAXACT.com: https://www.youtube.com/watch?v=az1HeHXbR-Q Taxes: E-Filing with FREETAXUSA.com: https://www.youtube.com/watch?v=0ZrC-Twhtcg&t=111s Top 5 Recommended Money + Personal Finance Books: https://www.youtube.com/watch?v=7ADYXu_r_Fc&t=14s 5 Rules of Investing: https://www.youtube.com/watch?v=2HKbW9GbBvA&t=3s Everything You Need to Know on 1 Index Card: https://www.youtube.com/watch?v=xf49thRS7gA&t=2s How to Deal with Financial Stress: https://www.youtube.com/watch?v=8kGlApAwowk&t=3s Why I Choose Robo-Advising with Betterment: https://www.youtube.com/watch?v=SP5XrfF1nKo&t=118s 10 Money Moves I'm THANKFUL I Made: https://www.youtube.com/watch?v=0jxEC1wYgeE&t=27s My Top 5 TED Talks about Money: https://www.youtube.com/watch?v=RVfR11MuV2E&t=6s What Are Mutual Funds, Index Funds, and ETFs?: https://www.youtube.com/watch?v=_4cOJ9J7phc I Grew Up on Welfare and Now Have Over $50K Saved: https://www.youtube.com/watch?v=xaFTlHHZ5g0&t=36s Life Update: I Quit My JOB!: https://www.youtube.com/watch?v=BIfhwFMMlfE&t=7s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 5026 MissBeHelpful
What's This NEW ULTRA FICO Credit Score Coming in 2019??!!!
 
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Welcome to my MissBeHelpful channel! More from MissBeHelpful: How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM&t=94s Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=2s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=3s Become an Expert at Reading Your Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=168s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=32s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=2s How To Earn Rewards Without Hurting Your Credit Score: https://www.youtube.com/watch?v=_djpGzJ3uks&t=17s Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://www.youtube.com/watch?v=gwj2ywlmf0Q&t=19s Should I Close Old Credit Cards?: https://www.youtube.com/watch?v=B_z1RDq4Z38&t=24s Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected]
Views: 12570 MissBeHelpful
How Many Credit Cards Should You Have?
 
10:05
Welcome to my MissBeHelpful channel! In this video, I take a question from a viewer and subscriber who wants to know how many cards she should have and how many does anyone really need? Watch to hear what I have to say about this! More from MissBeHelpful: How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become an Expert at Reading Your Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How To Earn Rewards Without Hurting Your Credit Score: https://www.youtube.com/watch?v=_djpGzJ3uks&t=2s Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://www.youtube.com/watch?v=gwj2ywlmf0Q Should I Close Old Credit Cards?: https://www.youtube.com/watch?v=B_z1RDq4Z38 When Should You Get Your First Credit Card?: https://www.youtube.com/watch?v=wQxjJTYqKvI&t=5s Can I Keep My Oldest Card Without the Annual Fee?: https://www.youtube.com/watch?v=jRL38UJWl-Y&t=14s Which Credit Cards Do I Have + WHY?: https://www.youtube.com/watch?v=DAxv3sNXsk8&t=80s Is 0% Utilization Bad for Your Credit Score?: https://www.youtube.com/watch?v=zGhzG6FvWBw&t=239s 7 Ways Your Credit Score Might Drop!: https://www.youtube.com/watch?v=SSC5HtzVWh0&t=45s Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 23057 MissBeHelpful
Is 0% Utilization Bad For Your Credit Score?
 
08:23
Welcome to my MissBeHelpful channel! In this video I address 2 important things to consider when thinking about utilization, and specifically 0% utilization. Watch to find out if you're helping or hurting your score when you have a zero balance on your credit card! More from MissBeHelpful: How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become an Expert at Reading Your Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s How To Earn Rewards Without Hurting Your Credit Score: https://www.youtube.com/watch?v=_djpGzJ3uks&t=2s Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://www.youtube.com/watch?v=gwj2ywlmf0Q Should I Close Old Credit Cards?: https://www.youtube.com/watch?v=B_z1RDq4Z38 What is APR?: https://www.youtube.com/watch?v=OO6Wg1CPgPw When Should You Get Your First Credit Card?: https://www.youtube.com/watch?v=wQxjJTYqKvI&t=5s Can I Keep My Oldest Card Without the Annual Fee?: https://www.youtube.com/watch?v=jRL38UJWl-Y&t=14s Which Credit Cards Do I Have + WHY?: https://www.youtube.com/watch?v=DAxv3sNXsk8&t=80s How Many Credit Cards Should You Have?: https://www.youtube.com/watch?v=tabVCCRFDN0&t=9s How Authorized User Status Might Improve Your Credit Score: https://www.youtube.com/watch?v=9LgPACQq0Qo&t=1s 7 Reasons Your Credit Score Might Drop!: https://www.youtube.com/watch?v=SSC5HtzVWh0&t=45s How to Manage Many Different Credit Cards!: https://www.youtube.com/watch?v=gqDw-92yQq0&t=4s How to Upgrade Your Credit Card With a Product Change: https://www.youtube.com/watch?v=XUtzuKnOnqY&t=218s Why Does It Take So Long to Fix Your Credit??: https://www.youtube.com/watch?v=ODvfz7r07xI&t=194s When to Pay Your Credit Card Bill and Increase Your Credit Score: https://www.youtube.com/watch?v=Ks6MjdlxTKQ&t=238s Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 42560 MissBeHelpful
Stocks VS Bonds: What's The Difference???
 
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Welcome to my MissBeHelpful channel! PATREON: https://www.patreon.com/missbehelpful You have three main choices when it comes to investments in a brokerage account or retirement plan: stocks, bonds, or cash. Most people understand why cash is important and why they may need it, but "stock" and "bond" are terms we often throw around without understanding them on a basic and fundamental level. In this video, I explain the very basic difference between stocks and bonds. More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s How to Make SMART Money Goals This Year: https://www.youtube.com/watch?v=eKQGbYsKrsk Should I Invest or Pay Off Student Debt?: https://www.youtube.com/watch?v=MO8DPXZps80 What is APR?: https://www.youtube.com/watch?v=OO6Wg1CPgPw Why I Changed the Way I Invest Money: https://www.youtube.com/watch?v=Pr3bU7RBH6s&t=12s Best Savings Account for 2018: https://www.youtube.com/watch?v=8jfSZcOBaVk&t=9s Good Debt vs. Bad Debt: What's the Difference??: https://www.youtube.com/watch?v=Q3bxsk-qdcw&t=2s Money Tips for College Grads and Young Professionals: https://www.youtube.com/watch?v=kSEHaj9ic1w&t=3s What are Mutual Funds, Index Funds, and ETF's?: https://www.youtube.com/watch?v=_4cOJ9J7phc&t=9s Why the Stock Market is SO Crazy! (But Worth It): https://www.youtube.com/watch?v=vwdMjWwDaY0 Bitcoin is Not an Investment!!: https://www.youtube.com/watch?v=naWOflIhH74 What's Cryptocurrency?? (And How to Understand Bitcoin!): https://www.youtube.com/watch?v=wN5Gs94JRPU&t=4s How I Paid Off $15K in Debt: https://www.youtube.com/watch?v=2kKFEHs6DLo&t=409s Why I Choose Robo-Advising with Betterment: https://www.youtube.com/watch?v=SP5XrfF1nKo&t=118s How Much Money Should I Keep in My Checking Account?: https://www.youtube.com/watch?v=joU9kJpLw7U&t=16s How I Invest in the Stock Market: https://www.youtube.com/watch?v=kYHvsOgzR4c&t=6s 5 Rules of Investing: https://www.youtube.com/watch?v=2HKbW9GbBvA&t=3s How to Diversify Your Investments!: https://www.youtube.com/watch?v=WqSAB1IPLZE&t=3s What Should You Do With Your Extra CASH?: https://www.youtube.com/watch?v=mvdhm9vDR0w Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 11434 MissBeHelpful
WHAT'S A W-2 FORM ANYWAY?!!
 
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Welcome to my MissBeHelpful channel! More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx... Budgeting Basics: https://www.youtube.com/watch?v=_au8V... How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg... Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2F... How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSy... Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUP... How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6... How to Make SMART Money Goals: https://www.youtube.com/watch?v=eKQGb... 5 Money Mistakes I Wish I Never Made: https://www.youtube.com/watch?v=CzDsr... When Should You Get Your First Credit Card?: https://www.youtube.com/watch?v=wQxjJ... Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected]
Views: 5799 MissBeHelpful
How I Eat Well AND Save Well (My New Eating Routine!!!)
 
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Welcome to my MissBeHelpful Channel! Documentary from the BBC (Eat, Fast, Live Longer): https://www.youtube.com/watch?v=Ihhj_VSKiTs&t=2336s This is such a great documentary because it shows you first hand through one man's experience how the food that you eat can TRULY impact your body over time! I've been practicing time restricted eating now for about one month and it's getting easier and easier everyday, but it's definitely a challenge - BUT it's a challenge that I'm willing to take on for these results!!! More from MissBeHelpful: How I Meal Prep - $6 Per Meal in Just 1 Hour!: https://www.youtube.com/watch?v=L-jgerOWXxg&t=6s My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s July 2018 Vacation Budget Breakdown: https://www.youtube.com/watch?v=fl_g4VS37ls&t=1s Best Savings Account for 2018!: https://www.youtube.com/watch?v=8jfSZcOBaVk&t=9s Money Tips for College Grads and Young Professionals: https://www.youtube.com/watch?v=kSEHaj9ic1w&t=3s What Things Should You Splurge On?: https://www.youtube.com/watch?v=1LxRKuOF214&t=13s 10 Money Moves I'm Thankful I Made: https://www.youtube.com/watch?v=0jxEC1wYgeE&t=7s How to Deal With Financial Stress: https://www.youtube.com/watch?v=8kGlApAwowk&t=3s Everything You Need to Know on 1 Index Card: https://www.youtube.com/watch?v=xf49thRS7gA&t=2s 3 Bad Financial Habits to Break Now: https://www.youtube.com/watch?v=xf49thRS7gA&t=2s How to Stop Online Shopping Too Much: https://www.youtube.com/watch?v=XWyeeavXqkU&t=41s How Do I Stop Wasting My Money?: https://www.youtube.com/watch?v=jQN3bPMu9s8&t=1s Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 4435 MissBeHelpful
Credit Card Rewards: Do's and Dont's
 
03:38
Welcome to my MissBeHelpful channel! Cash back on gas and groceries, bonus points, flight miles, restaurant perks... the list of credit card rewards goes on and on and on! In this video, I talk about the things to consider when deciding which card is best for you and I share some tips for what you should and shouldn't do to get rewards. Enjoy! Here are some links I found helpful: http://www.investopedia.com/articles/personal-finance/122314/credit-card-rewards-cash-back-vs-airline-miles.asp https://www.nerdwallet.com/the-best-credit-cards#rewards http://www.valuepenguin.com/best-credit-cards-no-annual-fee-free More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Become and Expert at Reading You Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=4s How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 56318 MissBeHelpful
How I Save Half Of My Income (Part 2)
 
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Watch Part 1 before watching this: https://www.youtube.com/watch?v=swaKg2PmSJI It is TOTALLY possible to save half of your income OR MORE each month! Here are some changes that I made in my routines and habits in order to make this goal possible for myself in 2015. Here are some links to items that I talk about in the video: Follow me on INSTAGRAM: https://instagram.com/missbehelpful/ Timeout NY: http://www.timeout.com/newyork/things-to-do/free-things-to-do-in-nyc 305FITNESS: http://305fitness.com Sneakers I got for less than $40 (price went up since this post): http://www.ebay.com/itm/Reebok-Realflex-Fusion-4-0-Womens-Green-Road-Gym-Sport-Cross-Training-Shoe-/271847197823? DIY Eyebrow threading tutorial: https://www.youtube.com/watch?v=eWkrVzhuqrE Sewing machines between $50 and $100: http://www.amazon.com/s?rh=n%3A12899461%2Cp_36%3A2638328011 Hope you found some helpful tips here. SUBSCRIBE for more helpful stuff like this! Welcome to my MissBeHelpful channel! Here are some helpful links about Renter's Insurance: https://money.usnews.com/money/personal-finance/family-finance/articles/2017-06-22/do-you-need-renters-insurance https://www.investopedia.com/articles/personal-finance/082714/6-good-reasons-get-renters-insurance.asp More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become and Expert at Reading You Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=4s How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s How My Friend Saved HUNDREDS With A Balance Transfer: https://www.youtube.com/watch?v=oJ0fnC-5Vlk How to Make SMART Money Goals in 2017: https://www.youtube.com/watch?v=eKQGbYsKrsk How To Earn Rewards Without Hurting Your Credit Score: https://www.youtube.com/watch?v=_djpGzJ3uks&t=2s Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://www.youtube.com/watch?v=gwj2ywlmf0Q Should I Invest or Pay Off Student Debt?: https://www.youtube.com/watch?v=MO8DPXZps80 Should I Close Old Credit Cards?: https://www.youtube.com/watch?v=B_z1RDq4Z38 What is APR?: https://www.youtube.com/watch?v=OO6Wg1CPgPw Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 100347 MissBeHelpful
How Authorized User Status Might Increase Your Credit Score
 
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Welcome to my MissBeHelpful channel! In this video, I explain: -what Authorized user Status means -how it may or may not improve your score quickly by adding years to your age of credit More from MissBeHelpful: Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=3s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=3s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=4s Become an Expert at Reading Your Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=1s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=32s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U Why I Don't Care About a Perfect Credit Score & Neither Should You: https://www.youtube.com/watch?v=gwj2ywlmf0Q&t=19s Will Closing a Credit Card Lower My Credit Score?: https://www.youtube.com/watch?v=B_z1RDq4Z38&t=24s Is 0% Utilization Bad for Your Credit Score?: https://www.youtube.com/watch?v=zGhzG6FvWBw&t=35s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 13140 MissBeHelpful
Freeze Your Credit For FREE!!!
 
05:22
For Experian: www.experian.com/freeze For Equifax: www.equifax.com/personal/credit-report-services/ For TransUnion: www.transunion.com/credit-freeze You'll have to enter your name, address, social security number and date of birth. You can also submit a credit freeze request via phone or mail. You'll need to answer a few questions about your background, including loans you've had, credit cards or other addresses you've lived at. After you select the security freeze, make sure to write down your PIN number, and keep it safe! Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ TWITTER: https://twitter.com/MissBeHelpful More from MissBeHelpful: Get Your Credit Score FREE Today: https://bit.ly/2K8OYID Improve Your Credit Score QUICKLY: https://bit.ly/2MngUW7 Common Credit Card Myths: https://bit.ly/2tsmcZd 5 Things to Consider When Applying for a Credit Card: https://bit.ly/2tAUCZ7 Credit Card Rewards: Do's and Dont's: https://bit.ly/2KhKApV How To Read Your Credit Card Statement Like A PRO: https://bit.ly/2MmnNqB How To Improve Credit With Limited Or No Credit History: https://bit.ly/2KhKVcb Best NEW Way To Improve Credit - NO CREDIT CARD Required! (Self Lender): https://bit.ly/2yDSd5L How I Use the Grace Period to Avoid Paying Interest/Push Payments Back: https://bit.ly/2tyBJWv How My Friend Saved HUNDREDS With A Balance Transfer: https://bit.ly/2MVHCWO How To Earn Rewards Without Hurting Your Credit Score: https://bit.ly/2yDSGox Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://bit.ly/2lxMuFa Should I Invest or Pay Off Student Loan Debt?: https://bit.ly/2yDSOEx Will Closing A Credit Card Lower My Credit Score?: https://bit.ly/2Ir8RFm How Does Credit Card APR Work?: https://bit.ly/2Khsepi When Should You Get Your First Credit Card: https://bit.ly/2KgXnWC How Do I STOP Wasting My Money?: https://bit.ly/2yFPgl6 Can I Keep My Oldest Card Without The Annual Fee: https://bit.ly/2MWr7JR How to STOP Online Shopping Too Much!!!!: https://bit.ly/2K2gR54 3 BAD Financial Habits To Break NOW!!: https://bit.ly/2tyA973 TOP 5 Recommended Money + Personal Finance Books!!!: https://bit.ly/2yCJXmh When to Pay Off Your Credit Card Bill and Increase Your Score: https://www.youtube.com/watch?v=Ks6MjdlxTKQ ’Til next time… PEACE!
Views: 3187 MissBeHelpful
7 Reasons Your Credit Score Might Drop!!!
 
16:55
Welcome to my MissBeHelpful channel! PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ More from MissBeHelpful: How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM&t=94s Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=3s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=3s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=3s Become an Expert at Reading Your Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=1s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=32s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U How To Earn Rewards Without Hurting Your Credit Score:https://www.youtube.com/watch?v=_djpGzJ3uks&t=17s Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://www.youtube.com/watch?v=gwj2ywlmf0Q&t=19s Should I Close Old Credit Cards?: https://www.youtube.com/watch?v=B_z1RDq4Z38&t=24s 5 Money Mistakes I Wish I Never Made: https://www.youtube.com/watch?v=CzDsrZJziV0&t=31s 3 Bad Financial Habits to Break Now: https://www.youtube.com/watch?v=WgexPFCZxvI&t=35s Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected]
Views: 11722 MissBeHelpful
NEW In 2019: NEVER Pay Taxes On Investment Earnings With A ROTH IRA!!!
 
07:14
Welcome to my MissBeHelpful channel! More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=5s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=430s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=46s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=25s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=74s How Much Money To Keep In Your Checking Account: https://www.youtube.com/watch?v=joU9kJpLw7U&t=13s Top 5 Recommended Money and Personal Finance Books: https://www.youtube.com/watch?v=7ADYXu_r_Fc&t=20s How To Save Money on Your Taxes!: https://www.youtube.com/watch?v=DUtd7PfBTJk&t=81s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ TWITTER: https://twitter.com/missbehelpful BUSINESS INQUIRIES: [email protected]
Views: 3307 MissBeHelpful
How To Upgrade Your Credit Card With A Product Change!!!
 
08:44
Welcome to my MissBeHelpful channel! In this video I talk about what a product change is and when it makes sense to use this option to upgrade or downgrade your credit card. More from MissBeHelpful: How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM&t=94s Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=3s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=3s Become an Expert at Reading Your Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=168s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=32s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=2s How To Earn Rewards Without Hurting Your Credit Score: https://www.youtube.com/watch?v=_djpGzJ3uks&t=17s Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://www.youtube.com/watch?v=gwj2ywlmf0Q&t=19s Should I Close Old Credit Cards?: https://www.youtube.com/watch?v=B_z1RDq4Z38&t=24s Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected]
Views: 11361 MissBeHelpful
How To Read Your Credit Card Statement Like A PRO!
 
06:18
Welcome to my MissBeHelpful channel! In this video, I take you through a step by step tutorial of how to read and understand a sample credit card statement. You'll learn everything you need to know to read your next statement with ease! More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=4s How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 30962 MissBeHelpful
Taxes: E-Filing With FreeTaxUSA.com
 
03:34
Welcome to my MissBeHelpful channel! Here's a few minutes previewing the FreeTaxUSA software with a few screenshots. You'll also get to hear what my list of pros and cons are after spending some time pretending to file my taxes on the site. Overall, I loved it and thought it was an awesome service for such a super low price! There are a few things to look out for though, so check out the full video for a heads up! More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s How to Make SMART Money Goals This Year: https://www.youtube.com/watch?v=eKQGbYsKrsk Taxes 101: https://www.youtube.com/watch?v=Qx4HUL8vOtY&t=2s How to Save Money on Your Taxes (Tax Deductions): https://www.youtube.com/watch?v=DUtd7PfBTJk&t=81s Taxes: E-Filing with TAXACT.com Top 5 Recommended Money + Personal Finance Books: https://www.youtube.com/watch?v=7ADYXu_r_Fc&t=14s 5 Rules of Investing: https://www.youtube.com/watch?v=2HKbW9GbBvA&t=3s Everything You Need to Know on 1 Index Card: https://www.youtube.com/watch?v=xf49thRS7gA&t=2s How to Deal with Financial Stress: https://www.youtube.com/watch?v=8kGlApAwowk&t=3s Why I Choose Robo-Advising with Betterment: https://www.youtube.com/watch?v=SP5XrfF1nKo&t=118s 10 Money Moves I'm THANKFUL I Made: https://www.youtube.com/watch?v=0jxEC1wYgeE&t=27s My Top 5 TED Talks about Money: https://www.youtube.com/watch?v=RVfR11MuV2E&t=6s What Are Mutual Funds, Index Funds, and ETFs?: https://www.youtube.com/watch?v=_4cOJ9J7phc I Grew Up on Welfare and Now Have Over $50K Saved: https://www.youtube.com/watch?v=xaFTlHHZ5g0&t=36s Life Update: I Quit My JOB!: https://www.youtube.com/watch?v=BIfhwFMMlfE&t=7s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 5026 MissBeHelpful
Why I Changed The Way I Invest Money!!! (Dollar Cost Averaging)
 
08:16
Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ TWITTER: https://twitter.com/search?q=missbehelpful In this video I talk about Dollar cost averaging and how learning about this idea made me change my way of investing. More from MissBeHelpful: Common Credit Card Myths: https://bit.ly/2tsmcZd How I Save Half Of My Income (Part 1): https://bit.ly/2Inqupk How I Save Half Of My Income (Part 2): https://bit.ly/2KhKgYf 5 Things to Consider When Applying for a Credit Card: https://bit.ly/2tAUCZ7 How Trump's Presidency Can Affect Your Finances: https://bit.ly/2Kizkqn How to Make SMART Money Goals This Year: https://bit.ly/2tqF6zP Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://bit.ly/2lxMuFa Should I Invest or Pay Off Student Loan Debt?: https://bit.ly/2yDSOEx 5 BIG Money Mistakes I Wish I Never Made: https://bit.ly/2IlvJpC Let's Talk About Money! (College Workshop @ Brown University): https://bit.ly/2MkNXKb How Do I STOP Wasting My Money?: https://bit.ly/2yFPgl6 What Should You Do With Your EXTRA CASH???!!: https://bit.ly/2tqPPKw How to STOP Online Shopping Too Much!!!!: https://bit.ly/2K2gR54 3 BAD Financial Habits To Break NOW!!: https://bit.ly/2tyA973 TOP 5 Recommended Money + Personal Finance Books!!!: https://bit.ly/2yCJXmh Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ TWITTER: https://twitter.com/MissBeHelpful BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 3814 MissBeHelpful
How Do I STOP Wasting My Money?
 
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Welcome to my MissBeHelpful channel! This is the second Q+A video on my channel. I have lots of questions that have been e-mailed to me, so I plan to post many more! In this video, you'll hear my advice to Cheri, who is having a hard time with self control when it comes to spending her money. This is something I personally dealt with for several years in college and after college, so I really wanted to explain in detail how I feel about it now that I have conditioned myself to stop spending money carelessly. More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=4s How to Make SMART Money Goals This Year: https://www.youtube.com/watch?v=eKQGbYsKrsk Should I Invest or Pay Off Student Debt?: https://www.youtube.com/watch?v=MO8DPXZps80 July 2018 Vacation Budget Breakdown: https://www.youtube.com/watch?v=fl_g4VS37ls&t=1s Why I Changed the Way I Invest Money: https://www.youtube.com/watch?v=Pr3bU7RBH6s&t=12s Good Debt Vs. Bad Debt: What's the Difference??: https://www.youtube.com/watch?v=Q3bxsk-qdcw&t=2s Money Tips for College Grads + Young Professionals: https://www.youtube.com/watch?v=kSEHaj9ic1w&t=3s 10 Money Lies to Stop Telling!: https://www.youtube.com/watch?v=F8wXHPBjuxk&t=10s 7 Reasons Your Credit Score Might DROP: https://www.youtube.com/watch?v=SSC5HtzVWh0&t=45s My Top 5 TED Talks about Money: https://www.youtube.com/watch?v=RVfR11MuV2E&t=6s How I Paid Off $15K of Debt: https://www.youtube.com/watch?v=2kKFEHs6DLo&t=409s What Things Should You Splurge On?: https://www.youtube.com/watch?v=1LxRKuOF214&t=13s 10 Money Moves I'm Thankful I Made: https://www.youtube.com/watch?v=0jxEC1wYgeE&t=7s How I Save Money During the Holiday Season: https://www.youtube.com/watch?v=VjBzOhtXdR4&t=7s How to Deal With Financial Stress: https://www.youtube.com/watch?v=8kGlApAwowk&t=3s Everything You Need to Know on 1 Index Card!: https://www.youtube.com/watch?v=xf49thRS7gA&t=2s Top 5 Recommended Money + Personal Finance Books: https://www.youtube.com/watch?v=7ADYXu_r_Fc&t=14s 3 Bad Financial Habits to Break NOW!: https://www.youtube.com/watch?v=WgexPFCZxvI How to Stop Online Shopping Too Much: https://www.youtube.com/watch?v=XWyeeavXqkU&t=41s 5 Big Money Mistakes I Wish I NEVER Made: https://www.youtube.com/watch?v=CzDsrZJziV0&t=32s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 12256 MissBeHelpful
My 800 Credit Score DROPPED!!!
 
05:13
Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ TWITTER: https://twitter.com/MissBeHelpful More from MissBeHelpful: Get Your Credit Score FREE Today: https://bit.ly/2K8OYID Improve Your Credit Score QUICKLY: https://bit.ly/2MngUW7 Common Credit Card Myths: https://bit.ly/2tsmcZd 5 Things to Consider When Applying for a Credit Card: https://bit.ly/2tAUCZ7 Credit Card Rewards: Do's and Dont's: https://bit.ly/2KhKApV How To Read Your Credit Card Statement Like A PRO: https://bit.ly/2MmnNqB How To Improve Credit With Limited Or No Credit History: https://bit.ly/2KhKVcb Best NEW Way To Improve Credit - NO CREDIT CARD Required! (Self Lender): https://bit.ly/2yDSd5L How I Use the Grace Period to Avoid Paying Interest/Push Payments Back: https://bit.ly/2tyBJWv How My Friend Saved HUNDREDS With A Balance Transfer: https://bit.ly/2MVHCWO How To Earn Rewards Without Hurting Your Credit Score: https://bit.ly/2yDSGox Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://bit.ly/2lxMuFa Should I Invest or Pay Off Student Loan Debt?: https://bit.ly/2yDSOEx Will Closing A Credit Card Lower My Credit Score?: https://bit.ly/2Ir8RFm How Does Credit Card APR Work?: https://bit.ly/2Khsepi When Should You Get Your First Credit Card: https://bit.ly/2KgXnWC How Do I STOP Wasting My Money?: https://bit.ly/2yFPgl6 Can I Keep My Oldest Card Without The Annual Fee: https://bit.ly/2MWr7JR How to STOP Online Shopping Too Much!!!!: https://bit.ly/2K2gR54 3 BAD Financial Habits To Break NOW!!: https://bit.ly/2tyA973 TOP 5 Recommended Money + Personal Finance Books!!!: https://bit.ly/2yCJXmh When to Pay Off Your Credit Card Bill and Increase Your Score: https://www.youtube.com/watch?v=Ks6MjdlxTKQ Freeze Your Credit for FREE: https://www.youtube.com/watch?v=U_dIKci6Ydg&t=3s ’Til next time… PEACE!
Views: 3757 MissBeHelpful
Taxes: E-Filing With TAXACT.com
 
03:50
Welcome to my MissBeHelpful channel! This is the first of a handful of videos that each show a short preview of what it's like to e-file using certain tax software available online. TaxAct has always been my favorite choice but this year I'm not using TaxAct, so stay tuned to find out how I'll be filing my taxes in 2017! More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s How to Make SMART Money Goals This Year: https://www.youtube.com/watch?v=eKQGbYsKrsk Taxes 101: https://www.youtube.com/watch?v=Qx4HUL8vOtY&t=2s How to Save Money on Your Taxes (Tax Deductions): https://www.youtube.com/watch?v=DUtd7PfBTJk&t=81s Taxes: E-Filing with FREETAXUSA.com: https://www.youtube.com/watch?v=0ZrC-Twhtcg&t=111s Top 5 Recommended Money + Personal Finance Books: https://www.youtube.com/watch?v=7ADYXu_r_Fc&t=14s 5 Rules of Investing: https://www.youtube.com/watch?v=2HKbW9GbBvA&t=3s Everything You Need to Know on 1 Index Card: https://www.youtube.com/watch?v=xf49thRS7gA&t=2s How to Deal with Financial Stress: https://www.youtube.com/watch?v=8kGlApAwowk&t=3s Why I Choose Robo-Advising with Betterment: https://www.youtube.com/watch?v=SP5XrfF1nKo&t=118s 10 Money Moves I'm THANKFUL I Made: https://www.youtube.com/watch?v=0jxEC1wYgeE&t=27s My Top 5 TED Talks about Money: https://www.youtube.com/watch?v=RVfR11MuV2E&t=6s What Are Mutual Funds, Index Funds, and ETFs?: https://www.youtube.com/watch?v=_4cOJ9J7phc I Grew Up on Welfare and Now Have Over $50K Saved: https://www.youtube.com/watch?v=xaFTlHHZ5g0&t=36s Life Update: I Quit My JOB!: https://www.youtube.com/watch?v=BIfhwFMMlfE&t=7s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 5160 MissBeHelpful
How to Make SMART Money Goals This Year!
 
03:26
Welcome to my MissBeHelpful channel! Here's a great way to remember the components of a really strong New Year's resolution! The acronym "SMART" helps keep track of all the parts needed and I even share an example of my own SMART goal for investing in 2017! Here's the app I mentioned in the video: Wealthfront for Investment Management: https://www.wealthfront.com/?gclid=CjwKEAiAkajDBRCRq8Czmdj-yFgSJADikZggFPzSKL_th1ahKEOC1_KefG06YQeI3lG1-JHJAyBO8hoCZIHw_wcB 5 Ways to Become a Better Investor: http://fourhourworkweek.com/2015/10/02/the-5-things-i-did-to-become-a-better-investor/ More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx... How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZ... Budgeting Basics: https://www.youtube.com/watch?v=_au8V... How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg... Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQ... Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eM... How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0... Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 5830 MissBeHelpful
HOW I'M AUTOMATICALLY MAXING OUT MY ROTH IRA IN 2019
 
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Welcome to my MissBeHelpful channel! Learn about my system for automating my contributions so I can max out my ROTH IRA in 2019!!! ATOMIC HABITS: https://www.barnesandnoble.com/w/atomic-habits-james-clear/1129201155?ean=9780735211292&st=PLA&sid=BNB_New+Core+Shopping+Books+Top+EANs&sourceId=PLAGoNA&dpid=tdtve346c&2sid=Google_c&gclid=CjwKCAiA99vhBRBnEiwAwpk-uOls6Gxhflsv0-orj2YD-ZpBukLpCk1rn8ICB47wnyWDosbraZWEHRoCw9UQAvD_BwE POWER OF HABIT: https://www.barnesandnoble.com/p/the-power-of-habit-charles-duhigg/1103588638/2679124368044?st=PLA&sid=BNB_New+Marketplace+Shopping+Textbooks&sourceId=PLAGoNA&dpid=tdtve346c&2sid=Google_c&gclid=CjwKCAiA99vhBRBnEiwAwpk-uC3mmknKejiOUaq1JVekrqiW-IdpMQLn5G1FNwiKtbhTE0jnST7hgxoCVqIQAvD_BwE More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx... Budgeting Basics: https://www.youtube.com/watch?v=_au8V... How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg... Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2F... How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSy... Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUP... How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6... How to Make SMART Money Goals: https://www.youtube.com/watch?v=eKQGb... 5 Money Mistakes I Wish I Never Made: https://www.youtube.com/watch?v=CzDsr... When Should You Get Your First Credit Card?: https://www.youtube.com/watch?v=wQxjJ... Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected]
Views: 2607 MissBeHelpful
Why Does It Take So Long To Fix Your Credit??!!!
 
11:33
Welcome to my MissBeHelpful channel! PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ In this video I go over each of the 5 factors of your credit score in detail and explain what each one means. More from MissBeHelpful: How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM&t=94s Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=2s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=3s Become an Expert at Reading Your Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=168s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=32s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=2s How To Earn Rewards Without Hurting Your Credit Score: https://www.youtube.com/watch?v=_djpGzJ3uks&t=17s Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://www.youtube.com/watch?v=gwj2ywlmf0Q&t=19s Should I Close Old Credit Cards?: https://www.youtube.com/watch?v=B_z1RDq4Z38&t=24s Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected]
Views: 5117 MissBeHelpful
How Much Money Should I Keep In My Checking Account?
 
12:17
Welcome to my MissBeHelpful channel! Investing 101: https://www.learnvest.com/knowledge-center/investing-101/ PATREON: https://www.patreon.com/missbehelpful It's so easy to have too much or too little money in your bank account and many people are eager to find out exactly what is the right amount to have! On one side, people with a low balance feel like they're living paycheck-to-paycheck. But then there's people who put too much of their money in the bank and end up spend it accidentally! In this video I talk about what I do to keep my accounts balanced. More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s =How to Make SMART Money Goals This Year: https://www.youtube.com/watch?v=eKQGbYsKrsk Should I Invest or Pay Off Student Debt?: https://www.youtube.com/watch?v=MO8DPXZps80 BEST Savings Account for 2018!: https://www.youtube.com/watch?v=8jfSZcOBaVk&t=8s Money Tips for College Grads and Young Professionals: https://www.youtube.com/watch?v=kSEHaj9ic1w&t=3s What Are Mutual Funds, Index Funds, + ETFs?: https://www.youtube.com/watch?v=_4cOJ9J7phc&t=9s Bitcoin is Not an Investment!: https://www.youtube.com/watch?v=naWOflIhH74 10 Money Moves I'm Thankful I Made!: https://www.youtube.com/watch?v=0jxEC1wYgeE&t=7s Everything You Need to Know on 1 Index Card!!: https://www.youtube.com/watch?v=xf49thRS7gA&t=50s 3 Bad Financial Habits to Break NOW!: https://www.youtube.com/watch?v=WgexPFCZxvI&t=35s What Should You Do With Your Extra Cash??: https://www.youtube.com/watch?v=mvdhm9vDR0w Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 34713 MissBeHelpful
HATE BUDGETING??? TRY THIS ANTI-BUDGET!!!
 
06:48
Welcome to my MissBeHelpful channel! https://affordanything.com/anti-budget-or-80-20-budge/ More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=4s How to Make SMART Money Goals This Year: https://www.youtube.com/watch?v=eKQGbYsKrsk Should I Invest or Pay Off Student Debt?: https://www.youtube.com/watch?v=MO8DPXZps80 July 2018 Vacation Budget Breakdown: https://www.youtube.com/watch?v=fl_g4VS37ls&t=1s Why I Changed the Way I Invest Money: https://www.youtube.com/watch?v=Pr3bU7RBH6s&t=12s Good Debt Vs. Bad Debt: What's the Difference??: https://www.youtube.com/watch?v=Q3bxsk-qdcw&t=2s Money Tips for College Grads + Young Professionals: https://www.youtube.com/watch?v=kSEHaj9ic1w&t=3s 10 Money Lies to Stop Telling!: https://www.youtube.com/watch?v=F8wXHPBjuxk&t=10s 7 Reasons Your Credit Score Might DROP: https://www.youtube.com/watch?v=SSC5HtzVWh0&t=45s My Top 5 TED Talks about Money: https://www.youtube.com/watch?v=RVfR11MuV2E&t=6s How I Paid Off $15K of Debt: https://www.youtube.com/watch?v=2kKFEHs6DLo&t=409s What Things Should You Splurge On?: https://www.youtube.com/watch?v=1LxRKuOF214&t=13s 10 Money Moves I'm Thankful I Made: https://www.youtube.com/watch?v=0jxEC1wYgeE&t=7s How I Save Money During the Holiday Season: https://www.youtube.com/watch?v=VjBzOhtXdR4&t=7s How to Deal With Financial Stress: https://www.youtube.com/watch?v=8kGlApAwowk&t=3s Everything You Need to Know on 1 Index Card!: https://www.youtube.com/watch?v=xf49thRS7gA&t=2s Top 5 Recommended Money + Personal Finance Books: https://www.youtube.com/watch?v=7ADYXu_r_Fc&t=14s 3 Bad Financial Habits to Break NOW!: https://www.youtube.com/watch?v=WgexPFCZxvI How to Stop Online Shopping Too Much: https://www.youtube.com/watch?v=XWyeeavXqkU&t=41s 5 Big Money Mistakes I Wish I NEVER Made: https://www.youtube.com/watch?v=CzDsrZJziV0&t=32s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 2353 MissBeHelpful
Life Update: I Quit My Job!!!
 
10:10
Welcome to my MissBeHelpful channel! PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ TWITTER: https://twitter.com/MissBeHelpful More from MissBeHelpful: Get Your Credit Score FREE Today: https://bit.ly/2K8OYID Common Credit Card Myths: https://bit.ly/2tsmcZd Budgeting Basics: COMMIT to saving money: https://bit.ly/2tx467J How I Save Half Of My Income (Part 1): https://bit.ly/2Inqupk How I Save Half Of My Income (Part 2): https://bit.ly/2KhKgYf You MUST Start Retirement Planning in Your 20's: https://bit.ly/2K8P9DN Credit Card Rewards: Do's and Dont's: https://bit.ly/2KhKApV How To Read Your Credit Card Statement Like A PRO: https://bit.ly/2MmnNqB Best Apps to Save for Retirement! (& Why I love ROTH IRA's!): https://bit.ly/2MmnOe9 How Trump's Presidency Can Affect Your Finances: https://bit.ly/2Kizkqn How I Use the Grace Period to Avoid Paying Interest/Push Payments Back: https://bit.ly/2tyBJWv How My Friend Saved HUNDREDS With A Balance Transfer: https://bit.ly/2MVHCWO How to Make SMART Money Goals This Year: https://bit.ly/2tqF6zP How To Earn Rewards Without Hurting Your Credit Score: https://bit.ly/2yDSGox Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://bit.ly/2lxMuFa How Does Credit Card APR Work?: https://bit.ly/2Khsepi Taxes 101: https://bit.ly/2MjQIvd Tax Deductions - How To Save Money On Your Taxes!: https://bit.ly/2luvEqz 5 BIG Money Mistakes I Wish I Never Made: https://bit.ly/2IlvJpC "Let's Talk About Money!" Workshop (Sneak Peek): https://bit.ly/2MmsCjs Let's Talk About Money! (College Workshop @ Brown University): https://bit.ly/2MkNXKb How Do I STOP Wasting My Money?: https://bit.ly/2yFPgl6 I'm Featured In FORBES!!! (+ 2 More Updates): https://bit.ly/2K6W6W7 What Should You Do With Your EXTRA CASH???!!: https://bit.ly/2tqPPKw How I Meal Prep - $6 Per Meal In Just 1 Hour!!!!: https://bit.ly/2tqPV4Q How I Eat Well AND Save Well (My New Eating Routine!!!): https://bit.ly/2InwMVS How to STOP Online Shopping Too Much!!!!: https://bit.ly/2K2gR54 Get To Know Me Tag 2017 + Channel Birthday!!!: https://bit.ly/2K5op7k 3 BAD Financial Habits To Break NOW!!: https://bit.ly/2tyA973 TOP 5 Recommended Money + Personal Finance Books!!!: https://bit.ly/2yCJXmh Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ TWITTER: https://twitter.com/MissBeHelpful BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 5286 MissBeHelpful
When Should You Get Your First Credit Card?
 
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Welcome to my MissBeHelpful YouTube Channel! I'm accepting questions via e-mail at [email protected] and answering them with a video post! This week Jennifer asks about when she should consider opening a credit card for the first time! More from MissBeHelpful: How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become an Expert at Reading Your Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How To Earn Rewards Without Hurting Your Credit Score: https://www.youtube.com/watch?v=_djpGzJ3uks&t=2s Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://www.youtube.com/watch?v=gwj2ywlmf0Q Should I Close Old Credit Cards?: https://www.youtube.com/watch?v=B_z1RDq4Z38 What is APR?: https://www.youtube.com/watch?v=OO6Wg1CPgPw Will Closing a Credit Card Lower My Credit Score?: https://www.youtube.com/watch?v=B_z1RDq4Z38&t=24s Is 0% Utilization Bad for Your Credit Score?: https://www.youtube.com/watch?v=zGhzG6FvWBw&t=35s How Authorized User Status Might Increase Your Credit Score: https://www.youtube.com/watch?v=9LgPACQq0Qo When to Pay Your Credit Card Bill and Increase Your Credit Score: https://www.youtube.com/watch?v=Ks6MjdlxTKQ&t=238s Why Does It Take So Long To Fix Your Credit?: https://www.youtube.com/watch?v=ODvfz7r07xI&t=194s 7 Reasons Your Credit Score Might Drop!: https://www.youtube.com/watch?v=SSC5HtzVWh0&t=45s How to Manage Many Different Credit Cards: https://www.youtube.com/watch?v=gqDw-92yQq0&t=4s How Many Credit Cards Should You Have?: https://www.youtube.com/watch?v=tabVCCRFDN0&t=9s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 5160 MissBeHelpful
Get To Know Me Tag 2017 + Channel Birthday!!!!
 
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Welcome to my MissBeHelpful Channel! Two years ago today, I hit publish on my first YouTube video! Over the past two years, I've grown and learned more than I ever would have thought! Thanks to your support, MissBeHelpful has: -Hit almost 15,000 subscribers! -Published almost 40 videos! -Gained a total of 800,000 channel views! This was such a fun video to post and I hope you all comment with more fun questions for me to answer. THANK YOU!!! More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become and Expert at Reading You Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=4s How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s How My Friend Saved HUNDREDS With A Balance Transfer: https://www.youtube.com/watch?v=oJ0fnC-5Vlk How to Make SMART Money Goals in 2017: https://www.youtube.com/watch?v=eKQGbYsKrsk How To Earn Rewards Without Hurting Your Credit Score: https://www.youtube.com/watch?v=_djpGzJ3uks&t=2s Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://www.youtube.com/watch?v=gwj2ywlmf0Q Should I Invest or Pay Off Student Debt?: https://www.youtube.com/watch?v=MO8DPXZps80 Should I Close Old Credit Cards?: https://www.youtube.com/watch?v=B_z1RDq4Z38 What is APR?: https://www.youtube.com/watch?v=OO6Wg1CPgPw Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 3858 MissBeHelpful
CREDIT CARD CASH ADVANCE?! NOPE!!!
 
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Welcome to my MissBeHelpful channel! More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx... Budgeting Basics: https://www.youtube.com/watch?v=_au8V... How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg... Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2F... How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSy... Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUP... How to Make SMART Money Goals: https://www.youtube.com/watch?v=eKQGb... 5 Money Mistakes I Wish I Never Made: https://www.youtube.com/watch?v=CzDsr... When Should You Get Your First Credit Card?: https://www.youtube.com/watch?v=wQxjJ... Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: @MissBeHelpful BUSINESS INQUIRIES: [email protected]
Views: 3467 MissBeHelpful
Can I Keep My Oldest Card Without The Annual Fee?
 
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Welcome to my MissBeHelpful channel! This question was submitted by multiple people, so I figured it would be a good idea to post it right away! Generally, when you want to increase your credit limit or change the terms of your card, you JUST NEED TO ASK! There is literally no harm in asking! Here's how I suggest you handle the situation if your oldest card has an annual fee! More from MissBeHelpful: How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become an Expert at Reading Your Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s How My Friend Saved HUNDREDS With A Balance Transfer: https://www.youtube.com/watch?v=oJ0fnC-5Vlk How To Earn Rewards Without Hurting Your Credit Score: https://www.youtube.com/watch?v=_djpGzJ3uks&t=2s Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://www.youtube.com/watch?v=gwj2ywlmf0Q Should I Close Old Credit Cards?: https://www.youtube.com/watch?v=B_z1RDq4Z38 What is APR?: https://www.youtube.com/watch?v=OO6Wg1CPgPw When Should You Get Your First Credit Card?: https://www.youtube.com/watch?v=wQxjJTYqKvI&t=5s Which Credit Cards Do I Have + WHY?: https://www.youtube.com/watch?v=DAxv3sNXsk8&t=3s Is 0% Utilization Bad for Your Credit Score?: https://www.youtube.com/watch?v=zGhzG6FvWBw&t=2s How Many Credit Cards Should You Have?: https://www.youtube.com/watch?v=tabVCCRFDN0&t=9s How Authorized User Status Might Increase Your Credit Score: https://www.youtube.com/watch?v=9LgPACQq0Qo&t=1s 7 Reasons Your Credit Score Might Drop!: https://www.youtube.com/watch?v=SSC5HtzVWh0&t=45s How to Manage Many Different Credit Cards!: https://www.youtube.com/watch?v=gqDw-92yQq0&t=4s How to Upgrade Your Credit Card With a Product Change: https://www.youtube.com/watch?v=XUtzuKnOnqY&t=219s Why Does It Take So Long to Fix Credit?: https://www.youtube.com/watch?v=ODvfz7r07xI&t=194s 3 Ways to Protect Your Credit Report & Financial Info: https://www.youtube.com/watch?v=2k-wEGcWjeo&t=8s When to Pay Your Credit Card Bill & Increase Your Credit Score: https://www.youtube.com/watch?v=Ks6MjdlxTKQ&t=238s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 2162 MissBeHelpful
Overdraft "Protection" - Just Say NO!!!
 
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Welcome to my MissBeHelpful channel! More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=159s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=3s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=3s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=dslSyGRM6s4&t=32s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=132s 10 Money Moves I'm Thankful I Made: https://www.youtube.com/watch?v=0jxEC1wYgeE&t=16s How to Manage Many Different Credit Cards!: https://www.youtube.com/watch?v=gqDw-92yQq0&t=49s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ TWITTER: https://twitter.com/missbehelpful BUSINESS INQUIRIES: [email protected]
Views: 2020 MissBeHelpful
STOCK MARKET BASICS FOR BEGINNERS
 
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Welcome to my MissBeHelpful channel! Here's another videos that do a great job of explaining the stock market in a beginner friendly way: https://www.youtube.com/watch?v=ixF_wB2uvOs
Views: 1821 MissBeHelpful