Home
Videos uploaded by user “AgilePayments”
What is an ACH payment? | Automated clearinghouse Transfers and Transactions | Agile Payments
 
01:37
What is an ACH payment? | Automated clearinghouse Transfers and Transactions | Agile Payments https://www.ACH-Payments.com ACH stands for automated clearinghouse. In laymen terminology it's an electronic network for handling electronic banking transactions. Quite simply, any entity whether a business government entity, organization, or individual can utilize the ach network to electronically send or receive funds through. Ach transactions operate differently than credit cards. Credit cards have an authorization component that let's the biller know in real time that the payment is good. The Ach world operates in a batch environment and it can be 24 -72 hours before an issue or payment is known. There is also a major difference in cost. Credit cards may cost a business 2-3% of the transaction amount, whereby ACH is typically a flat 25-50 cent fee, this can add up. Coupled with much higher decline rates with credit cards ach payment are a great option for recurring billing. Subscription based businesses are huge beneficiaries of participating in the ach network. Today's tool set up allows them to connect directly with an ach processor via api and automate the entire process for recurring receivable transactions, never having to wonder about payments showing up on time. For more information visit agilepayments.com n for What is an ACH payment. Watch these videos for more information ACH SDK Intergration Automation and APIs https://www.youtube.com/watch?v=y_DaaHU2cgM When is ACH Network the Best Option https://www.youtube.com/watch?v=WEJTdmbBkuU ACH Payment Aggregation https://www.youtube.com/watch?v=EFseWqCuXX4 ACH PAYMENT PROCESSING FOR SAAS PROVIDERS https://www.youtube.com/watch?v=WE-55OWWVLM ACH Payment Aggregator Best Third Party Merchant Aggregation https://www.youtube.com/watch?v=FZV9VGWe17A https://youtu.be/XvIF2Xl0jhY #whatisanachpayment #whatisachpayment #whatisachtransfer #whatisanachtransfer
Views: 18039 AgilePayments
How to Become a Payment Aggregator
 
01:51
Title: How to become a Payment Aggregator We will outline the Steps to becoming a Payment Aggregator but first it's important to understand: The vast majority of platforms that aspire to become a true payment aggregator aren’t good fits for MANY reasons. You will need: • Money. Expect to spend $50k+ and easy to spend more than 100k • Payments understanding and especially risk mitigation. Check out "What can go wrong with Payment Aggregation"? for more info. • Resources to devote to ongoing compliance and risk -staff and $ • User base that has the potential to generate enough transactional revenue to offset costs. Without this forget everything else. You make money from processing fees -margin between costs and sell rate. You NEED lots of transactions! Check out “5 Things You Must Have to Become a Payment Aggregator” So how do you become a Payment Aggregator? • Register w/Sponsor Bank • Approval by Sponsor Bank • Connect with Technology platform. Integrate via API • Sponsor bank issues PayFac / aggregation credentials • Go to market • Refine This process likely takes 6+ months or more. To get a more comprehensive overview of Payment Aggregation and more importantly to decide if it might be right for you- Payment Aggregation Hybrid Payment Aggregation or even a Payment Partnership may be better fits especially if your app does not have the “gravity” needed for true aggregation. Again MOST platforms aren’t ready for true aggregation BUT you can get most of the benefits without the cumbersome drawbacks if you find the right partner. Good luck. https://www.agilepayments.com/payment-aggregation/
Views: 1458 AgilePayments
BECOMING A PAYMENT FACILITATOR
 
02:42
Becoming a Payment Facilitator, Payment Service Provider [PSP] or Payment Aggregator. Being a Payment Facilitator can be thought of as being a Master Merchant, facilitating credit and debit card transactions for sub-merchants within your payment ecosystem. Becoming a PSP (also known as PayFac) lends itself well to some businesses that fall into the software provider classification. Learn more by downloading our whitepaper here: http://ow.ly/JWuHw
Views: 1438 AgilePayments
Becoming a PayFac: 5 Things You Must Have
 
02:12
Becoming a PayFac or Payment Facilitator can be a fantastic tool for SaaS platforms to generate more business and win new clients. But how do you do it and what is needed? Take a look. https://www.agilepayments.com/payment-facilitation/ Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 564 AgilePayments
ACH Payment API: How an ACH Payment API can help SaaS platforms grow customer base and revenue
 
01:40
ACH Payment API. Visit for more information: http://agilepayments.com/ach-api An ACH payment API allows a software as a service or SaaS provider to automate payment collection via the ACH network. Typically, the ACH gateway integration can be accomplished using soap or restful architecture. For developers the best case scenario is a payments API that allows for all contemporary development languages to programmatically integrate and automate ACH payments from within their application for the four widely used programming languages like . Net, PHP, Ruby and Java and SDK might be available that could streamline the integration development. Eliminating strings not applicable to a specific integration. You should look for the following in an ACH API push notifications for reconciliation, payment rejects handling and notification is an important consideration. Your apps should not have to continually query for info. Multiple payment modalities, one integration should handle. ACH, and credit cards, US and Canada processing capabilities, developer support and end-user support, guidance with development and client service for your end-users is critical. If you have questions regarding an ACH API, please contact us at partners at agilepayments.com. Visit agilepayments.com/ach-api for much more information on payment integration and how your software as a service can benefit from a strategic partner SAAS with Recurring Billing Payment Needs https://www.youtube.com/watch?v=1TJ_Ao-9GcY Benefits of ACH Transactions https://www.youtube.com/watch?v=PA1u7YnV848 Comparing ACH vs Credit Card Payment Pricing for your business https://www.youtube.com/watch?v=1wwLtpDTIb0 ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining https://www.youtube.com/watch?v=SCyLw6dWzlg ACH Processing and Credit Card Merchant Services https://www.youtube.com/watch?v=Ko4yLr2oMDk Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 404 AgilePayments
ACH Payment Aggregator Best Third Party Merchant  Aggregation
 
01:33
ACH Payment Aggregator Best Third Party Merchant Aggregation http://agilepayments.com Payment aggregation also called payment facilitation occurs when one master merchant accepts and processes payments on behalf of another sub merchant. An example is square the mobile payment app that signs up sub users, and in turn funds them when they take customer payments, so the merchant using square does not own or control their customers payment data, square does. The benefits of aggregating are easy on boarding for end users with drawbacks being little recourse if they are funding issues or customer payments data needs. In the credit world payment aggregation is relatively common. ACH agregation is much less so. There are a number of reasons but typically individuals banks that act as the ach payment pipeline are much less risk tolerate than most of the credit card back end processors. ACH aggregation can be done with the right partner and the right application. Recurring payments applications are an excellent fit as they're typically viewed as less risky than single transactions. TO take advantage you need to find a partner that can help you navigate this somewhat tricky path. Visit agilepayments.com for much more information on ach payment aggregation and how your software as a service can benefit from a strategic partner. Watch these videos for more information ... SAAS with Recurring Billing Payment Needs https://www.youtube.com/watch?v=1TJ_Ao-9GcY Benefits of ACH Transactions https://www.youtube.com/watch?v=PA1u7YnV848 Comparing ACH vs Credit Card Payment Pricing for your business https://www.youtube.com/watch?v=1wwLtpDTIb0 ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining https://www.youtube.com/watch?v=SCyLw6dWzlg ACH Processing and Credit Card Merchant Services https://www.youtube.com/watch?v=Ko4yLr2oMDk agilepayments.com/ach-aggregation
Views: 288 AgilePayments
ACH Payment Processing in Canada
 
01:35
ACH Payment Processing in Canada. Visit more info: http://agilepayments.com/ach-processing-canada ACH processing in Canada or EFT processing or PAD processing, allows a business the ability to electronically debit the consumer or business bank account electronically. In the US there are many third-party processors and hundreds of banks that offer ACH processing. In Canada the ACH, EFT network is controlled by the big five banks. This presents challenges to many businesses and software as a service provider looking to build Canadian clients. It can be very difficult for payment gateway provider to partner with one of the banks that controls the ACH network. In addition, the underwriting process to approve merchant accounts can also be significantly more cumbersome. This presents both challenges and opportunities for sass providers. If your payment gateway partner can offer a dual platform ACH and credit card gateway for payment processing in Canada, you have a competitive advantage. The payment collection marketplace has been underserved by the lack of mature ACH processing solutions in Canada. This can create additional opportunity for sass providers looking to expand their client base. If you would like more information, visit agilepayments.com. We hope sass providers generate more revenue from strategic partnerships. Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. SAAS with Recurring Billing Payment Needs https://www.youtube.com/watch?v=1TJ_Ao-9GcY Benefits of ACH Transactions https://www.youtube.com/watch?v=PA1u7YnV848 Comparing ACH vs Credit Card Payment Pricing for your business https://www.youtube.com/watch?v=1wwLtpDTIb0 ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining https://www.youtube.com/watch?v=SCyLw6dWzlg ACH Processing and Credit Card Merchant Services https://www.youtube.com/watch?v=Ko4yLr2oMDk ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 598 AgilePayments
IVR Payments : Using IVR to collect customer payments
 
01:26
IVR Payments provide an inbound receivable solution for organizations and businesses where customers can call into a dedicated phone number and connect to an automated system that interacts with the callers, allowing them to remit invoice or billing amounts due without the need for human interaction from the merchant organization side. Interactive Voice Response Payments never takes time off; it’s always working for your organization, 24 hours a day, 7 days a week and 365 days a year. IVR payments 24/7 Agile Payments IVR solution can be configured for stand-alone, dedicated toll free numbers or a number that can be routed to from a prompt within your organization’s phone tree prompts. Payments are captured by touch tone and payment modalities possible are credit card and eCheck (ACH payments). After a caller chooses either credit card or eCheck, they are prompted to enter card data or bank account routing and account number data. Your company can accept Interactive Voice Response (IVR) payments using a customizable IVR platform to suit your specific needs. When callers are connected with the IVR Payment system, they can be presented with pre-recorded scripts or custom scripts, depending on the organization’s requirements. There are currently more than 20 languages to choose from and enable for callers who speak different languages, should the organization have the need.Visit our website to learn more: http://agilepayments.com
Views: 406 AgilePayments
SAAS with Recurring Billing Payment Needs
 
01:47
SAAS with Recurring Payment Needs. Visit : https://www.agilepayments.com/recurring-payments Top three reasons to include ACH, one reduced payment processing costs of the payment modality is available for use of the software application and ACH E check is the absolute least expensive method of payment processing. ACH transactions are not typically subject to a discount fee that is associated with a credit card transaction. What would be a processing expense of around a dollar 50 for a $49 transaction is reduced to $.25 using ACH. Two, fewer declines fighting with credit card expirations can become time-consuming work for a sass or the organization using one for managing their business. All credit cards have expiration dates, whereas bank accounts don't. Further with new EMV check card technology making it mandatory that new cards are issued, decline rates have risen. It's common place that the decline rates can exceed 10%, decline rates with ACH transactions typically are the result of insufficient funds and average less than 2% across-the-board, with many organizations below 1%. Three a value add proposition. If the sass end-user organizations has customers with recurring payment needs, it makes sense to offer a payment modality that has less expensive processing costs associated with it. This would be seen as a favorable feature, thus providing value to the end-user organization. For more information, visit agilepayments.com Watch these videos for more information..... Benefits of ACH Transactions https://www.youtube.com/watch?v=PA1u7YnV848 Comparing ACH vs Credit Card Payment Pricing for your business https://www.youtube.com/watch?v=1wwLtpDTIb0 ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining https://www.youtube.com/watch?v=SCyLw6dWzlg ACH Processing and Credit Card Merchant Services https://www.youtube.com/watch?v=Ko4yLr2oMDk ACH SDK Intergration Automation and APIs https://www.youtube.com/watch?v=y_DaaHU2cgM Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 103 AgilePayments
Comparing ACH vs Credit Card Payment Pricing for your business
 
01:39
Comparing ACH and Credit Card Payments for your business http://agilepayments.com/ach-versus-credit-card-pricing There are two compelling reasons why ach processing may be the better option and one reason why credit cards have their place. Why ACH? First is cost savings in almost every case ach payment processing offers savings of 80 - 90% over credit cards. In the ACH world fees are typically 25-50 cents per transaction credit cards will cost 2.5% or more. Collect 1000 payments a month and $50 per transaction you can save $1000 per month in fees. The second reason is payment decline rates. Credit card processing can easily see 15% + decline rates as to a 1, 2, 3% rate via ach this can be a massive difference in the amount of money collected. Using the example above if all clients were on Ach you could see $7,000 per month in additional revenue. Where credit cards have the advantage is in knowing whether the payment is successful at the time of sale. The ACH transaction is assumed good until the payment reject is received. This could be 24-72 hours from processing. Visit agilepayments.com for much more information on payment integration and how your software as a service can benefit from a strategic partner. Watch these videos for more information SAAS with Recurring Billing Payment Needs https://www.youtube.com/watch?v=1TJ_Ao-9GcY Benefits of ACH Transactions https://www.youtube.com/watch?v=PA1u7YnV848 ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining https://www.youtube.com/watch?v=SCyLw6dWzlg ACH Processing and Credit Card Merchant Services https://www.youtube.com/watch?v=Ko4yLr2oMDk ACH SDK Intergration Automation and APIs https://www.youtube.com/watch?v=y_DaaHU2cgM Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 130 AgilePayments
SaaS Payment Processing: What are your options?
 
02:08
Typically you have 4 options: Become a Payment Aggregator? 1- For most e-commerce/checkout applications, using a payment aggregator like Stripe or PayPal is often the best overall fit. Quick integration, fast client onboarding, offloading both PCI and payment support burdens make this an easy choice. 2- Become a Payment Aggregator Payment aggregation involves upfront development time and integration, plus compliance and legal costs. Do you have the requisite volume, staff and risk tolerance? The benefits are fast onboarding and revenue potential. Hybrid model 3-Hybrid Payment Aggregation. With this model, much of the initial and ongoing costs are mitigated by the aggregation partner. Your involvement, expense, and risk exposure are therefore greatly reduced. As you might expect, there is an associated cost. Typically, your payment costs are increased. 2.9 percent tends to be standard with volume considerations given. 4-Payment Processing Partnership Another viable option, especially for businesses that do not want risk exposure, is that of a Payment Processing Partnership. In this model the SaaS platform passes all compliance and aggregation costs to the partner. The drawback is each sub merchant applies for their own account. For the vast majority of SaaS applications the partnership model offers the best combination of minimizing expenses, reducing risk and generating a payment revenue stream for the application. Contact Agile Payments, where strategic payments partnerships are formed. Visit our website to learn more: http://agilepayments.com
Views: 74 AgilePayments
MarketPlace Payment Solutions
 
01:35
Title: MarketPlace Payment Solutions There are 4 major components to providing MarketPlace Payment Solutions: Quickly create a merchant account when onboarding a new seller to the marketplace Take a percentage of each transaction as a fee while the transaction is occuring Accept payment forms in the marketplace primarily via credit cards Pay out to sellers via ACH/bank transfer We will use Etsy as an example. Etsy offers artists, makers and entrepreneurs an easy way to sell their products. Etsy provides a MarketPlace Payment platform that enable users to easily display their goods for sale. For every sale made Etsy is acting as the Merchant of Record [MOR]. What does that mean? Etsy has the master merchant account. Etsy decides on when Suzy gets funded and VERY importantly “Etsy” appears on the customer’s credit card statement--not “ABC Jewelry” Etsy ultimately deals with chargebacks or customer credit card disputes. Etsy funds the sale price less their typical 3.5% payment fees MarketPlaces make money in several ways but acting as the MOR is typically their largest revenue generator. If the actual cost to process payments is 2.6% then Etsy makes over 20 million dollars per year from their payments business [processing over $2 billion per year]. For platforms looking to create their own MarketPlace Payment Solution there must be an understanding of payment flow and risk mitigation. It is also possible to leverage existing MarketPlace platforms. In either case it makes sense to start with a conversation around your needs and goals. Visit our website to learn more: https://agilepayments.com/marketplace-payment-solutions
Views: 94 AgilePayments
ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining
 
01:26
ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining http://agilepayments.com Integrating an ach payment processing option into your SAAS application presents a challenge in terms of reconciliation. ACH processing does not offer a way of knowing the transaction will process successfully. There is a 24-72 hour window whereby transactions may be rejected by the customers bank. These rejects can be fore various reasons including NSF or closed account. This can present a development challenge. One option is to assume all ach transactions are good and will fund, and leave it up to the end user to reconcile payment exceptions. This is certainly easier development wise and as long as the end user is aware of the issue and your gateway partner provides reporting tools it can be a viable option. For larger or more sophisticated clients the need for integrated payment exceptions handling is a must. This can be accomplished via push or pull notifications. Your payment gateway partner should update returns as they occur. Visit agilepayments.com for much more information on payment integration and how your software as a service can benefit from a strategic partner. Watch these videos for more information..... SAAS with Recurring Billing Payment Needs https://www.youtube.com/watch?v=1TJ_Ao-9GcY Benefits of ACH Transactions https://www.youtube.com/watch?v=PA1u7YnV848 Comparing ACH vs Credit Card Payment Pricing for your business https://www.youtube.com/watch?v=1wwLtpDTIb0 ACH Processing and Credit Card Merchant Services https://www.youtube.com/watch?v=Ko4yLr2oMDk ACH SDK Intergration Automation and APIs https://www.youtube.com/watch?v=y_DaaHU2cgM Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 208 AgilePayments
5 Ways SaaS Providers Can Leverage Partnerships for Growth
 
02:10
If you were to make a list of the top 10 SaaS providers in the market today and what makes them so successful, business partnerships are very a common trait. Here are 5 reasons why: Your service becomes more useful to your end customer. If you provide a SaaS for managing preschools, for example, you might partner with a company offering live camera monitoring. By doing so, you’ve offered parents peace of mind and your SaaS user has a competitive advantage. You stay focused on core product functionality. When clients demand new features, you can leverage a partner’s expertise rather than spinning your wheels starting from scratch on something you may not be an expert in. You leverage the partner offering as a client acquisition tool. Each new enhancement offers the ability to upsell or cross sell within your customer base. You can promote new functionality via press releases, email notifications and blog/social media posts to attract potential new clients. Your partners may also generate new customers for you by promoting your solution to their client base. You create new revenue streams. Your partners know that client acquisition costs are huge. Many of them are willing to share revenue derived from your end customers’ use of their offering. You can create your own ecosystem that serves you and your clients. Just look at SalesForce and the hundreds of business services that have evolved to make that product more useful. Partnerships are the future of business. Those SaaS providers who embrace this paradigm and leverage its benefits will create more powerful, profitable businesses. Contact Agile Payments, where strategic payments partnerships are formed. Visit our website to learn more: http://agilepayments.com
Views: 23 AgilePayments
3 Sure Signs Becoming a PayFac is not a good fit for your SaaS Platform
 
02:01
Video: 3 Sure Signs that becoming a Payment Facilitator IS NOT for Your SaaS App Payment facilitation or payment aggregation allows one entity, the master merchant, to process or facilitate payments for a base of sub-merchants. While revenue generation within a payment facilitation model is attractive, for many SaaS businesses becoming a Payfac is not the right choice. Timing, resources and industry knowledge all play into preparedness. As you explore this model, here are three key signs that your application may not be ready for facilitation. 1-You can’t afford the initial payfac startup phase Preparatory investment around application development, legal, compliance, due-diligence and associated staffing can easily exceed $50,000 and is some cases, $100,000 on an annual basis. 2-You don’t have a thorough understanding of payments; especially compliance and risk requirements. There are staffing minimums to maintain basic monitoring around compliance and risk mitigation. Consider a sub-merchant that has a list of fraudulently obtained credit cards. If they debit $100,000 and you fund them, the likely stream of chargebacks and fraud claims ultimately become your financial obligation. 3-You don’t have the right customer base profile. In order to offset the initial and ongoing expenses, including the opportunity cost surrounding payment facilitation, processing must generate reasonable revenues. This means, your customer or client base must transact over a minimum threshold to warrant the investment. If your business is positioned to address the three basic Payfac hurdles above, then you may consider pursuing payment facilitation. If not, Hybrid Payment Facilitation may be an attractive alternative. As a Hybrid Payfac, you can experience many of the benefits of a traditional facilitation model, without the prohibitive front end and ongoing financial commitment. To discuss Payfac or Hybrid Payfac options, contact the AgilePayments team. https://www.agilepayments.com/payment-facilitation/
Views: 39 AgilePayments
Saas Payment Processing: Two Powerful Ways to Create Massive Profit Growth
 
01:54
Every business has growth levers:. For SaaS payment processing businesses, some of those levers might be: Customer acquisition via advertising Customer acquisition via partnerships Driving more revenue per client More frequent purchases per client Reducing costs No matter what the levers actually are, when working together, they multiply each other’s effect. If we could improve each lever by a 10% margin, the cumulative effect wouldn’t be a 10% improvement across the board, or even a 50% improvement . 10% improvement in each of 5 growth levers offers a 61% net improvement on the business! Using those figures, if we could create a 15% improvement across the board, we’d see the value of our business double. Using ‘Sub Levers’ Let’s use customer acquisition. We could break customer acquisition into the various channels your company uses to make it happen. For instance, Facebook ads Google Adwords Blog outreach and direct mail In this example, we have four individual channels (or, sub levers) that make up the customer acquisition growth lever. If we could improve each sub lever by just 3.5%, we will have met our 15% goal for customer acquisition. Now extend this thinking to sub sub levers The massively powerful concept is that even seemingly tiny, incremental improvements can have a huge impact on your company’s success. Always be improving incrementally. Contact Agile Payments, where strategic payments partnerships are formed. Visit our website to learn more: http://agilepayments.com
Views: 25 AgilePayments
Benefits of ACH Transactions
 
01:50
Benefits of ACH Transactions. Visit for more information: http://agilepayments.com Many Saas applications can benefit from an embedded payment solution, credit card processing is the de facto standard, but the ACH payment option is an overlooked alternative. Why? Three benefits, one processing costs. We need to understand that within ACH transaction. There is no discount fee an application with a subscription base of 5000 users paying $49 a month equates to over $7000 in credit card fees. Converting those transactions to ACH reduces the processing fees by over $6000 and annual savings of $72,000. Two fewer declines checking accounts don't have expiration dates, Credit cards do. Decline rates routinely exceed 10%, decline rates can become a receivables nightmare. Three added value, some sass applications are developed to serve a vertical base of businesses which in term use the application to manage their business or organization. The bottom line is that in many cases, offering additional payment modality can be a differentiator for adoption of your application. Additional revenue stream. An application that serves a vertical base can leverage that base. By partnering with an ACH provider for revenue share, while still providing the base what is a better than normal ACH processing rate, for more information visit agilepayments.com. The experts at sass payment integrations. Watch these videos for more information..... Comparing ACH vs Credit Card Payment Pricing for your business https://www.youtube.com/watch?v=1wwLtpDTIb0 ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining https://www.youtube.com/watch?v=SCyLw6dWzlg ACH Processing and Credit Card Merchant Services https://www.youtube.com/watch?v=Ko4yLr2oMDk ACH SDK Intergration Automation and APIs https://www.youtube.com/watch?v=y_DaaHU2cgM DATA HOSTAGING IN THE PAYMENT PROCESSING WORLD https://www.youtube.com/watch?v=tUB9kWoeuaM Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 89 AgilePayments
When is ACH Network the Best Option
 
01:34
When is ACH Network the Best Option. Visit http://agilepayments.com/ach-payment-processor The fundamental difference between the two payments collection rails ACH and credit cards, is this. In the credit card world there is an authorization component. This lets the biller know almost instantly that the payment amount was successfully debited and that you will receive these funds. The ACH world operates in a non-real-time badge environment and it can take 24 to 48 hours to know what debit was unsuccessful. For some businesses this can be a big deal but for businesses collecting recurring payments from their customers. The ACH processing option is in many cases the better option. There are two primary reasons; one with credit cards, decline rates can exceed 15% due to expired and re-issued cards using ACH. This decline rate is typically less than 3% you get a major revenue lift link via ACH. The second reason is payment processing cost, using credit cards you are likely paying 2.5% or more to collect your money in the ACH world. You typically pay a flat fee and savings can be 90% or more versus credit cards so if you collect recurring payments ACH processing is a great option, visit agilepayments.com for more information. Watch these videos for more information SAAS with Recurring Billing Payment Needs https://www.youtube.com/watch?v=1TJ_Ao-9GcY Benefits of ACH Transactions https://www.youtube.com/watch?v=PA1u7YnV848 Comparing ACH vs Credit Card Payment Pricing for your business https://www.youtube.com/watch?v=1wwLtpDTIb0 ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining https://www.youtube.com/watch?v=SCyLw6dWzlg ACH Processing and Credit Card Merchant Services https://www.youtube.com/watch?v=Ko4yLr2oMDk Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 57 AgilePayments
Hybrid PayFac Model: What are you SaaS platform options?
 
01:20
A Hybrid PayFac allows a SaaS platform to offer integrated payment processing to application users in less than 15 minutes. As opposed to a true PayFac the Hybrid PayFac model also significantly reduces compliance, integration and risk mitigation expense. Learn about the options available and whether Hybrid Payment Facilitation may be perfect for your app. Visit our website to learn more: http://agilepayments.com/hybrid-payfac
Views: 25 AgilePayments
Managed Payfac Solution  https://www.agilepayments.com/managed-payfac/
 
01:48
Managed PayFac : options for SaaS platforms to leverage payments as a growth and revenue driver https://www.agilepayments.com/managed-payfac/As a Managed PayFac model you are in essence a sub Payfac. There is a true PayFac that assumes all those compliance and regulatory and infrastructure costs. They have created a platform for you to leverage these tools and act as a sub PayFac. They have a lot of insight into your clients and their processing. This level of insight mitigates much of the risk that true PayFac providers face in approving a platform to act as a PayFac. The Managed PayFac model can be the perfect fit for SaaS platforms looking: For instant client on-boarding To minimize risk and expense of becoming a true PayFac To create a new payments related revenue stream For more control of end user payment experience For a partner to support their payment efforts ____________________________________________ What is a Managed PayFac? Businesses that are Payment Facilitators, or “Payfacs,” are in essence Master Merchants that process debit and credit card transactions for the sub-merchants within their payment application. Clients or sub-merchants skip the traditional merchant account application process, thus enabling them to almost instantly enroll and begin accepting customer payments. Companies such as Stripe and Square have experienced significant growth and success as a result of instant enrollment. What is a Managed PayFac compared to a true PayFac? Unlike the ease of a managed PayFac, becoming a true PayFac requires significant compliance obligations, financial requirements, and ongoing operational demands. Read Payment Aggregation: Is It Right For Me? for a thorough overview of these risks/rewards. For many companies becoming a true PayFac takes too much time, money, ongoing work and compliance. Becoming a Managed PayFac Solution or Managed Payment Facilitator Solution is typically a better option in these cases. Using a Managed PayFac Solution model doesn’t have to mean that your revenue share opportunities will be reduced, despite having all the benefits of being an aggregator and few of the drawbacks. Many SaaS platforms have an optimal client base from a payment processing standpoint. For example, your client base is all medical offices -- that client base is a very low risk, potential high volume business--highly desirable business. Managed PayFacs can be thought of as “sub PayFacs.” A true PayFac assumes all of the compliance, regulatory and infrastructure costs. This creates a platform for you to leverage these tools and have your business act as a sub PayFac, the true PayFac in this scenario will have a lot of insight into your clients and their processing. This mitigates a lot of the risk that Vantiv for example faces after approving a platform to act as a true PayFac.
Views: 44 AgilePayments
ACH SDK Intergration Automation and APIs
 
01:43
ACH SDK Intergration Automation and APIs : http://agilepayments.com/ach-api An ACH payment SDK or software development kit allows a software as a service or sass provider to integrate and automate payment collection or disbursement via the ACH network. Typically, the ACH gateway integration can be accomplished using soap or restful architecture. For developers the best case scenario is a payment API that allows for all contemporary development languages to programmatically integrate and automate ACH payments from within their application. For the four widely used programming languages like.net, PHP, Ruby and Java and STK might be available that could streamline the integration development, Eliminating strings not applicable to a specific integration. Look for the following in an ACH SDK push notifications for reconciliation, payment rejects, handling and notification is an important consideration. Your app should not have to continually query for info, multiple payment modalities, one integration should handle ACH and credit cards. US and Canada processing capabilities, developer support and end-user support, guidance with development and client service for your end-users is critical. If you have questions regarding an ACH, SDK email partners at agilepayments.com visit agilepayments.com for much more information on payment integration and how your sass can benefit from a strategic partner. Check the others video..... SAAS with Recurring Billing Payment Needs https://www.youtube.com/watch?v=1TJ_Ao-9GcY Benefits of ACH Transactions https://www.youtube.com/watch?v=PA1u7YnV848 Comparing ACH vs Credit Card Payment Pricing for your business https://www.youtube.com/watch?v=1wwLtpDTIb0 ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining https://www.youtube.com/watch?v=SCyLw6dWzlg ACH Processing and Credit Card Merchant Services https://www.youtube.com/watch?v=Ko4yLr2oMDk Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 48 AgilePayments
ACH Integration Method
 
01:36
ACH Integration Method. Visit for more information: http://agilepayments.com/ach-api Assuming a size organization and stakeholders have examined and concluded it’s beneficial to add ACH as a payment vehicle to their platform. We need to discuss how multiple integrations methods are available for integrating ACH as a payment vehicle including maintaining their existing credit card merchant account and passing card transaction data via a single gateway. There are also methods that can allow the sass platform to reduce their PCR scope. By way of removing the need to tighten store sensitive data on their Web servers, provide as much information as possible when discussing with the ACH integration partner. Providing a thorough use case can reveal suggestions from your ACH partner that can assist you not only in your integration but also help mold a more successful adoption rate and perhaps a better bottom line physical result. In some cases the integration choices can result in an SDK that is tailored specifically to the development stack that sass platform is using as well as the specific API calls that will be required to meet transactional requirements. If your sass has decided it's time for ACH integration visit agilepayments.com, the experts who have been assisting applications and their stakeholders for over 17 years. Watch these videos for more information..... SAAS with Recurring Billing Payment Needs https://www.youtube.com/watch?v=1TJ_Ao-9GcY Benefits of ACH Transactions https://www.youtube.com/watch?v=PA1u7YnV848 Comparing ACH vs Credit Card Payment Pricing for your business https://www.youtube.com/watch?v=1wwLtpDTIb0 ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining https://www.youtube.com/watch?v=SCyLw6dWzlg ACH Processing and Credit Card Merchant Services https://www.youtube.com/watch?v=Ko4yLr2oMDk Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 149 AgilePayments
ACH Payment Gateway
 
01:46
ACH Payment Gateway. Visit for more information: http://agilepayments.com/ach-payment-gateway An ACH payment gateway allows a software as a service or sash provider to automate payment collection via the ACH network. Typically, the ACH gateway integration can be accomplished using soap or restful architecture. For developers the best case scenario is a payment API that allows for all contemporary development languages to programmatically integrate and automate ACH payments from within their application. For the four widely used programming languages like.net, PHP, Ruby and Java and STK might be available that could streamline the integration development, eliminating strings not applicable to a specific integration. Some features you should look for in an ACH gateway include push notifications for reconciliation; dealing with payment rejects is an important consideration. Your app should not have to continually query for info, multiple payment modalities. One gateway should be able to handle ACH and credit cards. US and Canada processing capabilities. One integration and you are able to offer both options, developer support and end-user support, guidance with development and client service for your end-users is critical. If you have questions regarding ACH gateways, please contact us at partners at agilepayments.com. Visit agilepayments.com for much more information on payment integration and how your software as a service can benefit from a strategic partner. Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. Watch these videos for more information.... SAAS with Recurring Billing Payment Needs https://www.youtube.com/watch?v=1TJ_Ao-9GcY Benefits of ACH Transactions https://www.youtube.com/watch?v=PA1u7YnV848 Comparing ACH vs Credit Card Payment Pricing for your business https://www.youtube.com/watch?v=1wwLtpDTIb0 ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining https://www.youtube.com/watch?v=SCyLw6dWzlg ACH Processing and Credit Card Merchant Services https://www.youtube.com/watch?v=Ko4yLr2oMDk ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 80 AgilePayments
ACH Aggregation Options for the SaaS Platform Provider
 
01:57
Payment Aggregation, or Payment Facilitation (Payfac) offers SaaS companies the ability to provide another layer of service to their users by acting as a Master Merchant. Becoming a Payment Aggregator or Payfac is attractive for a number of reasons: Instant onboarding: Offering simple setup with no friction dramatically increases adoption. Revenue potential: The SaaS platform can mark up its cost to process payments and increase its own recurring revenue. More control: Becoming a Payfac gives the SaaS platform provider more control of their users’ payment experience. Credit card payment aggregation providers have been around for many years. PayPal was the first, but today their are multiple options in payment aggregation services. ACH aggregation is relatively new with very few options. Stripe and WePay both offer ACH but at high costs [1%] and both are new to the ACH world. You essentially have 2 options: 1-Your partner bank allows you to originate ACH transactions and you connect an ACH technology solution 2-You partner with an ACH provider that will enable fast onboarding but assumes risk and compliance Although ACH aggregation is relatively new, you can leverage it to provide more value to your user base. With credit card decline rates averaging 15% for recurring payment businesses an ACH option is tremendously attractive. Visit our website to learn more: https://www.agilepayments.com/ach-aggregation/
Views: 25 AgilePayments
Becoming a PayFac : What can go wrong
 
01:06
For the SaaS provider, potential advantages in becoming a Payment Facilitator are compelling: payment facilitation drives ease in client onboarding and unlocks a new stream of revenue generation. The ability to bypass onboarding friction by enabling customers to immediately accept credit cards through your app is a competitive differentiator. As well, customers’ ability to forgo burdensome application processes drives up your engagement and adoption. These dynamics mean more revenue derived from the payment facilitation solution. But payment processing is inherently risky, even on the traditional merchant processor level. Those risks are compounded exponentially for a SaaS organization who becomes a payment facilitator, particularly one with a high volume client base that processes primarily subscriptions on credit card transaction basis. Knowing your customer is critical. Chargebacks are of critical concern, and ultimately it’s the SaaS company that carries the burden on them. While the benefits of payment facilitation are attractive, without the compliance and supporting infrastructure, the risks can quickly compromise the engagement. In some cases it’s worth exploring a hybrid facilitation model where underwriting and compliance concerns are transferred, while opportunities for revenue generation remain. Visit our website to learn more: http://agilepayments.com
Views: 148 AgilePayments
The ACH Aggregator Debate: Why You Should Consider a Partnership
 
02:03
An ACH Aggregator, or Payfac, allows one master merchant the ability to set up and board sub merchants for the purpose of easily accepting payments from the end customer. Credit card transactions have been more common in aggregation, but now ACH transactions have entered the aggregation space. There are two primary types of payment aggregation: The super aggregator, such as Stripe and Paypal. A SaaS platform that has a payments component who wishes to board application using merchants in a frictionless way. The common payment rail associated with payment aggregation has been credit cards. Now, ACH has entered the aggregation space as a payment rail. Companies with a subscription based model or that have recurring payments needs can benefit from ACH processing. Benefits include: Much lower processing costs. A reduction in credit card declines. An additional payment rail to what might be the default payment method, a credit card. Although there are ACH aggregation options currently available, it often makes better sense on many levels to partner with a third-party ACH processor that has a significant understanding of the ACH network. You can also leverage ACH merchant application APIs, which provide fast onboarding for new clients, and can also be white labeled for your organization. While it’s certainly not as quick as becoming a true aggregator, working with a third-party aggregator can offer long term options — such as costs, compliance, and revenue potential — that make a payment partnership a better fit. Visit our website to learn more: http://agilepayments.com
Views: 27 AgilePayments
ACH Payment Gateway
 
01:34
ACH Payment Gateway. Visit for more information: http://agilepayments.com/ach-payment-gateway An ACH payment gateway allows a software as a service or sash provider to automate. payment collection via the ACH network. Typically, the ACH gateway integration can be. Accomplished via SOAP, AGI or using restful architecture. For developers the best case scenario is a payment API that allows for all contemporary development languages including Json , Ryby, Pithon, .NET, Java and PHP. Some features you should look for in a ACH gateway include push notifications for reconciliation. Dealing with payment rejects is an important consideration. Your app should not have to continually querying for info. Multiple payments modalities, one gateway should be able should be able to handle ACH and credit cards. US and Canada process capability. One integration and you are able to offer both options, developer’s support and end user support. Guidance with development and client service for your end users is critical. Programmatically integrate and automate ACH payments from within their application. For the four widely used programming languages like.net, PHP, Ruby and Java and STK might be available that could streamline the integration development, eliminating strings not applicable to a specific integration. Some features you should look for in an ACH gateway include push notifications for reconciliation; dealing with payment rejects is an important consideration. Your app should not have to continually query for info multiple payment modalities. One gateway should be able to handle ACH and credit cards. US and Canada processing capabilities. One integration and you are able to offer both options, developer support and end-user support, guidance with development and client service for your end-users is critical. If you have questions regarding ACH gateways, please contact us at partners at agilepayments.com Visit agilepayments.com for much more information on payment integration and how your sass software can benefit from a strategic partner. Watch these videos for more information. SAAS with Recurring Billing Payment Needs https://www.youtube.com/watch?v=1TJ_Ao-9GcY Benefits of ACH Transactions https://www.youtube.com/watch?v=PA1u7YnV848 Comparing ACH vs Credit Card Payment Pricing for your business https://www.youtube.com/watch?v=1wwLtpDTIb0 ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining https://www.youtube.com/watch?v=SCyLw6dWzlg ACH Processing and Credit Card Merchant Services https://www.youtube.com/watch?v=Ko4yLr2oMDk Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 180 AgilePayments
7 Must Haves in Your Payment Facilitation Partner
 
01:14
1-A partner - doesn’t only rely on out-of-the box integration solutions for software application payment integration clients. 2. A partner - understands that your clients rely on payment integration as a profit tool. 3. A partner - understands your user base. There is no one-size-fits-all solution. 4. A partner - understands payment compliance. Payment Card Industry Compliance is one of the most important criteria for Payment Facilitators to understand. 5. A partner - offers an ACH option for recurring billing. 6. A partner - supports channel setup and management. I 7. A partner - can explain potential liabilities and risks. As you explore Payfac partners it is essential that they truly get your business and propose solutions to meet the specific needs of your application Visit our website to learn more: https://www.agilepayments.com/payment-facilitation
Views: 26 AgilePayments
Canada EFT processing
 
01:27
AgilePayments Canada EFT Solutions https://www.agilepayments.com/canada-eft-processing/ ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 21 AgilePayments
Recurring ACH Payment Processing
 
01:38
ACH Payment Processing and Recurring Payment. Visit for more information: https://www.ach-payments.com/ach-recurring-payments/ Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. SAAS with Recurring Billing Payment Needs https://www.youtube.com/watch?v=1TJ_Ao-9GcY Benefits of ACH Transactions https://www.youtube.com/watch?v=PA1u7YnV848 Comparing ACH vs Credit Card Payment Pricing for your business https://www.youtube.com/watch?v=1wwLtpDTIb0 ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining https://www.youtube.com/watch?v=SCyLw6dWzlg ACH Processing and Credit Card Merchant Services https://www.youtube.com/watch?v=Ko4yLr2oMDk ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 105 AgilePayments
ACH Payment IVR System
 
01:21
ACH Payment IVR System. Visit for more information: https://www.agilepayments.com/ach-payment-gateway/ IVR or interactive voice response systems can offer businesses 24 seven payment collection tool. Today there are easy to implement IVR systems that can be up and running very quickly and economically. Data including customer ID number can also be collected, allowing for easy reconciliation. Using ACH payments makes sense if you know your customers as payment risk is mitigated by leveraging the ACH network you reduce your payment processing costs and can also reduce payment decline rates. ACH decline rates are typically 1 to 3%, while credit cards can see 15% plus payment declines implementing an ACH processing IVR payment system can help many businesses reduce operating costs and increase revenues. If you have questions regarding IVR payment processing contact us at partners at agilepayments.com. Visit agilepayments.com for much more information on payment integration and how your software as a service can benefit from a strategic partner. Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. SAAS with Recurring Billing Payment Needs https://www.youtube.com/watch?v=1TJ_Ao-9GcY Benefits of ACH Transactions https://www.youtube.com/watch?v=PA1u7YnV848 Comparing ACH vs Credit Card Payment Pricing for your business https://www.youtube.com/watch?v=1wwLtpDTIb0 ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining https://www.youtube.com/watch?v=SCyLw6dWzlg ACH Processing and Credit Card Merchant Services https://www.youtube.com/watch?v=Ko4yLr2oMDk ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 173 AgilePayments
ACH Payment Processor For SAAS Providers
 
01:17
ACH Payment Processor For SAAS Providers. Visit for more information: http://agilepayments.com/ach-payment-processor Software as a service providers with a billing component, should consider ACH payment processing as a payment collection tool. If your application provides any recurring billing functionality. ACH processing is an absolute must. Here are four reasons why. ACH processing is significantly less expensive than credit cards, often 80 to 90% less credit card decline rates on recurring transactions can easily exceed 15%. ACH payments are likely in the 1 to 3% range. Your users collect more money, you differentiate your solution. You can create a competitive advantage by offering ACH processing and educating your users to the benefits. Create a new revenue stream by partnering with the payments provider that offers you a revenue share. Contact Idol agilepayments at partners at agilepayments.com or visit agilepayments.com to learn more about how ACH payment processing can make your product more valuable to your end-users. Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. Watch these videos for more information ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining https://www.youtube.com/watch?v=SCyLw6dWzlg ACH Processing and Credit Card Merchant Services https://www.youtube.com/watch?v=Ko4yLr2oMDk ACH SDK Intergration Automation and APIs https://www.youtube.com/watch?v=y_DaaHU2cgM When is ACH Network the Best Option https://www.youtube.com/watch?v=WEJTdmbBkuU ACH Payment Aggregation https://www.youtube.com/watch?v=EFseWqCuXX4 ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 77 AgilePayments
SaaS Payment Aggregation as a Business Model
 
01:52
For SaaS providers with a payment collection component Payment Aggregation might be the perfect solution for rapid revenue growth. On the flip side it could potentially destroy your business. So the big question becomes when should you seriously explore becoming a payment facilitator? You may be a fit for aggregation IF you have the following: Need for quick and frictionless on boarding. The money. You might easily spend $50-100k plus in the initial integration, diligence stages. Significant client base-you must have transactions An understanding of payment risk Staff to devote to the aggregation side of your business Tech staff If you have all these payment aggregation can offer you the instant onboarding critical to customer acquisition and an ongoing revenue stream. Revenue is derived from the margin between your costs and sell rates. As an example your average cost to process a payment may be 2.4% and 12 cents. If you sell at 2.9% and 30 cents you make half a percent and 18 cents per transaction. So it is very much a numbers game. IF you have the right product, financial backing and team payment aggregation may be the perfect solution. You may also want to examine the benefits of a hybrid payment aggregation. Many of the benefits but with less risk, $ investment and potential for more revenue. More Info at https://www.agilepayments.com/payment-aggregation/ Contact Agile Payments, where strategic payments partnerships are formed.
Views: 65 AgilePayments
PayFac Aspirations? What you must have
 
01:39
Looking to become a Payment Facilitator as a SaaS application? How to become a Payment Facilitator as an SaaS application? The steps to becoming a PayFac or Payment Facilitator are outlined below. First it’s important to ask: Is your business a good candidate? The potential for revenue and being able to onboard clients is very attractive but there are many questions that must be addressed in order to embark on the path to becoming a Payment Facilitator. The vast majority of platforms that aspire to become a true payment facilitator | PayFac or aggregator aren’t good fits for MANY reasons. You will need: --Money. You can easily spend $50k+ -easy to spend over 100k --Payments understanding and especially risk mitigation --Resources to devote to ongoing compliance and risk-both staff and $ --User base that has the potential to generate enough transactional revenue to offset costs. Without this forget everything else. So how do you become a Payment Facilitator? Register w/Sponsor Bank Approval by Sponsor Bank Connect with Technology platform. Integrate via API Sponsor bank issues PayFac / aggregation credentials Go to market | Refine This process can take 6+ months or more. Hybrid Payment Aggregation or even a Payment Partnership may be better fits especially if your app does not have the “gravity” needed for true aggregation. Again MOST platforms aren’t ready for true payment facilitation BUT you can get most of the benefits without the cumbersome drawbacks if you find the right partner. Good luck. https://www.agilepayments.com/payment-facilitation/
Views: 52 AgilePayments
3 Ways to become an ACH PayFac
 
02:01
A look at 3 ways to become an ACH PayFac or ACH Payment Facilitator. ACH Payment Facilitation is less common than credit card payment facilitation. Visit our website to learn more: https://www.agilepayments.com/ach-payfac http://agilepayments.com
Views: 63 AgilePayments
ACH Payment Processors
 
01:21
ACH Payment Processors. Visit for more info: http://agilepayments.com/ach-payment-processor ACH payment processors or third-party processors have typically partnered with the bank to leverage their ability to connect to the ACH network. Many banks have the ability to connect to the ACH network via their [inaudible 00:15] line. What those banks lack is the technical ability to provide businesses and software as a service providers, elegant methods to process and reconcile payments. That is where the ACH payment processor comes in. Many have developed sophisticated tools that allow for efficient, economical ACH processing and the ability to report on those transactions. By working with an established ACH processor. Your sass product can offer end-users reliable, cost-effective payment collection and reconciliation. Typically, the ACH processor is limited to working in the US. Although there are some that offer both the US and Canadian platform. Contact agilepayments and partners at agilepayments.com to learn more about how ACH payment processing can make your product more valuable to your end-users. Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. SAAS with Recurring Billing Payment Needs https://www.youtube.com/watch?v=1TJ_Ao-9GcY Benefits of ACH Transactions https://www.youtube.com/watch?v=PA1u7YnV848 Comparing ACH vs Credit Card Payment Pricing for your business https://www.youtube.com/watch?v=1wwLtpDTIb0 ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining https://www.youtube.com/watch?v=SCyLw6dWzlg ACH Processing and Credit Card Merchant Services https://www.youtube.com/watch?v=Ko4yLr2oMDk ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 77 AgilePayments
Check Verification Services: What are your options?
 
01:08
Checking Account Verification Services offer merchants the ability to mitigate check acceptance risk at the point of sale, either in person or online. Checking account verification options range from automated routing number check to negative database options to near real-time inquiries into current checking account status. Checking account balance inquiries are possible but require the customer to either log-in or provide credentials to their online banking system. Visit our website to learn more: http://agilepayments.com
Views: 16 AgilePayments
Bill Presentment and Payment Solutions
 
00:57
Bill Presentment and Payments Solutions BillFind+Pay The BillFind+Pay bill presentment and payment solution provides companies and organizations a web based system that allows customers to lookup their payables by entering in account related data, e.g., Invoice Number, Account Number or other merchant definable fields. Billers may upload Bill Definition files using sFTP that contain customer receivable information and direct their customers to the BillFind portal. Merchants can choose to accept Credit Cards, eChecks (ACH) or both as payment vehicles. BillFind+Pay differs from an electronic invoice that is generated and delivered to customers in that the customers lookup their bill themselves, and once located they make payment. Reduce Customer Service Load using BillFind+Paybill-presentment The bill presentment system can be used in concert with the IVR Payment system. Both systems are designed to streamline the receivable process and reduce man hours required to process and originate receivables. Organizations and businesses that accept payments over the phone using customer service employees can find a huge reduction in man hours. Visit our website to learn more: https://www.agilepayments.com/bill-presentment-payment/ https://agilepayments.com
Views: 62 AgilePayments
ACH Processing and Credit Card Merchant Services
 
01:31
ACH Processing and Credit Card Merchant Services http:agilepayments.com The major differences between them are costs, and in the case of credit card being able athorize your payment thereby knowing at the point of sale billing is successful. It is the authorization component that can make credit card processing more attractive. However that comes with significantly higher costs as an example, we are going to look at a business billing 500 customers $100 each month. We will assume that ACH transactions are priced at 25 cents each and the credit cards blended overall rate is 2.6%. If all the transactions were on the ACH rail the business would pay about $125 to collect payments. Contrast this, with $1300 for credit cards. Combined with lower reject rates, you can see why ACH processing is a great option for recurring payment collection. If you have questions regarding ACH processing please contact us at [email protected] Visit agile payments.com for much more information on payment integration and how your software as a service can benefit from a strategic partner. Watch these videos for more information SAAS with Recurring Billing Payment Needs https://www.youtube.com/watch?v=1TJ_Ao-9GcY Benefits of ACH Transactions https://www.youtube.com/watch?v=PA1u7YnV848 Comparing ACH vs Credit Card Payment Pricing for your business https://www.youtube.com/watch?v=1wwLtpDTIb0 ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining https://www.youtube.com/watch?v=SCyLw6dWzlg ACH SDK Intergration Automation and APIs https://www.youtube.com/watch?v=y_DaaHU2cgM Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 185 AgilePayments
ACH Solutions and Utilities
 
01:52
ACH Solutions and utilities. Visit : https://www.agilepayments.com/ach-api ACH is simply an electronic payment method that moves monies from one bank account to another, depending on the organization and the purpose of the transactions. The solution employee can vary. Let's take a quick look at some of the primary solutions and utilities available to originate and manage ACH transactions. Integration APIs, organizations having or using the software application can enable the processing and management of ACH payments within that application by integrating into a processors API creating, updating, deleting, customer objects, as well as querying and retrieving detailed information. Integration via API offers the ultimate in flexibility for an organization looking to add ACH as a payment method. Yirtual terminal, a web-based portal for managing ACH transactions is commonly used for transactions not of a face-to-face nature. A VT allows organizations to process single and recurring ACH transactions and provides organization users different access permissions. A VT can benefit both small and large organizations website payments. Utilities are available for payments pages that are externally hosted but with the choice of a hosted URL or a modal being displayed within the clients website. Both choices have data integration capabilities. The provider using organization to push customer data to the payments page for more information, visit http://agilepayments.com Watch these videos for more information SAAS with Recurring Billing Payment Needs https://www.youtube.com/watch?v=1TJ_Ao-9GcY Benefits of ACH Transactions https://www.youtube.com/watch?v=PA1u7YnV848 Comparing ACH vs Credit Card Payment Pricing for your business https://www.youtube.com/watch?v=1wwLtpDTIb0 ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining https://www.youtube.com/watch?v=SCyLw6dWzlg ACH Processing and Credit Card Merchant Services https://www.youtube.com/watch?v=Ko4yLr2oMDk Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 44 AgilePayments
ACH Processing as Revenue Driver | ACH Processing Merchant Companies
 
01:39
ACH Processing as Revenue Driver | ACH Processing Merchant Companies https://agilepayments.com/payment-gateway Saas providers can leverage ACH payment processing to increase revenues. By integrating an ACH processing option into your product and educating your user base to the benefits your saas offering can differentiate itself from your competition. Most businesses have no idea about credit card decline rates. ACH declines may be in the one to three percent range, while credit may be from ten to 3\thirty percent plus. This creates two issues for the business. One, they don't get paid from that ten to thirty percent customer base who's payment declined. Two they now have a boatload of work to try and get that money. The Ach option has much lower decline rates and is significantly less expensive. Usually 80-90% or more, reducing costs has significant impact on the bottom line. If you educate your user base to the ACH benefits. They collect more money and pay lower fees. You have a happier user base and an easier product to sell, therefore the opportunity to increase revenues. Your payments partner should also offer a revenue share model for referred clients. Your business can generate a recurring monthly revenue stream. Visit agilepayments.com for much more information on how your software as a service can benefit from a strategic partner. Watch these videos for more information SAAS with Recurring Billing Payment Needs https://www.youtube.com/watch?v=1TJ_Ao-9GcY Benefits of ACH Transactions https://www.youtube.com/watch?v=PA1u7YnV848 Comparing ACH vs Credit Card Payment Pricing for your business https://www.youtube.com/watch?v=1wwLtpDTIb0 ACH Processing Reconciliation And Reporting | Automated Clearing House Streamlining https://www.youtube.com/watch?v=SCyLw6dWzlg ACH Processing and Credit Card Merchant Services https://www.youtube.com/watch?v=Ko4yLr2oMDk
Views: 28 AgilePayments
SaaS Payment Gateways: What to look for
 
01:44
Some Payment Gateway Integration Partners can seem very much like a one way street. You do an integration to the gateway, announce the availability and you are to next development challenge on the whiteboard. The Payment Gateway is basically a conduit to move secure data: a tool only. There are multiple issues with that scenario: First-you are handing your hard won client off to another partner and assuming all will go well. Second-Customer acquisition costs are massive. If you are bring business partners to the gateway provider are you being compensated via a recurring revenue share based on transactions processed? The SaaS payment gateway partner is being provided a new client with NO acquisition cost. Payment Gateway strategy can have long and far reaching effects on almost every part of your business. By using the suggestions above you can save time and money as well as generating new revenue streams for your business. Most importantly you deliver more value for your end users. The right partner offers your application users more than just a payment connection: Credit card decline mitigation | ACH options | AutoPay adoption plans and more. So if your partner is a one way street look take a look at options that can help both your business and your applications users.. For more information visit AgilePayments.com. Contact Agile Payments, where strategic payments partnerships are formed. Visit our website to learn more: http://agilepayments.com
Views: 15 AgilePayments
Payment processing partnerships
 
01:13
Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 23 AgilePayments
DATA HOSTAGING IN THE PAYMENT PROCESSING WORLD
 
03:18
You may have heard of someone’s computer being hijacked with messaging demanding they pay for alleged wrong doings or to be able to get important data back. In the payment processing space there is another form of data hostaging... Learn more by downloading our whitepaper here: http://ow.ly/JWuHw
Views: 29 AgilePayments
TOP 5 MUST HAVES BEFORE INTEGRATING WITH ANY PAYMENT GATEWAY
 
03:18
The #1 MUST HAVE is probably the least thought about decision making criteria yet arguably the most important.... Learn more by downloading our whitepaper here: http://ow.ly/JWuHw
Views: 53 AgilePayments
WaterFlex Mobile
 
06:05
Views: 44 AgilePayments
Subscription Billing Platforms and Payment Gateway options
 
01:43
Subscription Billing Platforms and Payment Gateways: Can Less be More? Many subscription based startups are born from answering the question: What can we offer that customers will pay for on a recurring basis? These businesses require many billing types; Trials, add-ons, tiered pricing, customer created plans, etc. The best billing platforms handle all these needs and more by creating rules and processes that enable the subscription business to retain and most importantly successfully bill the end customer. The actual payment processing is accomplished through a payment gateway integration, usually to one of the most common such as authorize.net, with others added as demand grows. That can be a mistake. Instead, gateway integration should be thought of strategically. Areas to consider: Credit card decline management. Strategic and Optimized decline recycling. Knowing when and why to resubmit improves collection rate significantly Mastercard and Visa card updater integration Proactive/reactive decline outreach Revenue share model. Multiple payment vehicles By working more closely with a Payment Gateway partner you are also closer to your clients. There can be a disconnect between your company and your users by saying “Choose your gateway and connect your merchant account”. Visit our website to learn more: http://agilepayments.com
Views: 21 AgilePayments
GATEWAY AS GROWTH STRATEGY
 
03:49
Payment Gateway Integration: A Growth Strategy for developers and SAAS providers Payment Gateways play an integral role in ecommerce and the ability to embed payment-processing functionality inside applications. Authorize.net founded in 1996 was the first to market. There are now multiple providers of gateway services Learn more by downloading our whitepaper here: http://ow.ly/JWuHw
Views: 41 AgilePayments
Credit Card Decline Tsunami
 
01:09
Agile Solutions We speak tech and provide everything a developer needs: a suite of APIs, code snippets, programs and agreements to fit the needs of our integration partners giving you the ability to build your own services while we remain behind the scenes. ACH/Canadian EFT Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Payment Gateway Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Credit Card Processing Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Anti-Fraud Tools Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. Recurring Engine API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Credit Card Aggregation Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! Bill Presentment We provide the web based API for consumers to look up bills and make remittance. Website Solutions Let us take care of PCI compliance and data storage. You run the entire checkout from your site, reducing abandonment. Virtual Terminal With a virtual terminal, you're open all the time with a branded, secure and reliable terminal. Visit our website to learn more: http://agilepayments.com
Views: 48 AgilePayments